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Side-by-side financial comparison of FIRST COMMONWEALTH FINANCIAL CORP (FCF) and Twin Hospitality Group Inc. (TWNP). Click either name above to swap in a different company.
FIRST COMMONWEALTH FINANCIAL CORP is the larger business by last-quarter revenue ($133.7M vs $82.3M, roughly 1.6× Twin Hospitality Group Inc.). FIRST COMMONWEALTH FINANCIAL CORP runs the higher net margin — 28.1% vs -29.7%, a 57.8% gap on every dollar of revenue.
First Commonwealth Financial Corp is a Pennsylvania-based regional financial services holding company. It offers consumer and commercial banking products, loans, wealth management, and insurance services for individuals, small and mid-sized enterprises across central and western Pennsylvania and Ohio.
Target Hospitality is a company that provides workforce lodging and other temporary, modular housing used for oil, gas and mining operations; large-scale events; and disaster relief. Target Hospitality is based in The Woodlands, Texas, and also has offices in Williston, North Dakota; Denver, Colorado; Calgary, Alberta.
FCF vs TWNP — Head-to-Head
Income Statement — Q1 FY2026 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $133.7M | $82.3M |
| Net Profit | $37.5M | $-24.5M |
| Gross Margin | — | — |
| Operating Margin | — | -16.2% |
| Net Margin | 28.1% | -29.7% |
| Revenue YoY | 13.0% | — |
| Net Profit YoY | 14.8% | — |
| EPS (diluted) | $0.37 | $-0.43 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $133.7M | — | ||
| Q4 25 | $137.9M | — | ||
| Q3 25 | $136.0M | $82.3M | ||
| Q2 25 | $131.0M | $87.8M | ||
| Q1 25 | $118.0M | $87.1M | ||
| Q4 24 | $120.4M | — | ||
| Q3 24 | $121.2M | — | ||
| Q2 24 | $120.2M | — |
| Q1 26 | $37.5M | — | ||
| Q4 25 | $44.9M | — | ||
| Q3 25 | $41.3M | $-24.5M | ||
| Q2 25 | $33.4M | $-20.8M | ||
| Q1 25 | $32.7M | $-12.1M | ||
| Q4 24 | $35.8M | — | ||
| Q3 24 | $32.1M | — | ||
| Q2 24 | $37.1M | — |
| Q1 26 | — | — | ||
| Q4 25 | 40.9% | — | ||
| Q3 25 | 38.1% | -16.2% | ||
| Q2 25 | 32.1% | -13.2% | ||
| Q1 25 | 34.8% | -1.2% | ||
| Q4 24 | 37.1% | — | ||
| Q3 24 | 33.4% | — | ||
| Q2 24 | 38.7% | — |
| Q1 26 | 28.1% | — | ||
| Q4 25 | 32.5% | — | ||
| Q3 25 | 30.4% | -29.7% | ||
| Q2 25 | 25.5% | -23.7% | ||
| Q1 25 | 27.7% | -13.9% | ||
| Q4 24 | 29.8% | — | ||
| Q3 24 | 26.5% | — | ||
| Q2 24 | 30.9% | — |
| Q1 26 | $0.37 | — | ||
| Q4 25 | $0.44 | — | ||
| Q3 25 | $0.39 | $-0.43 | ||
| Q2 25 | $0.32 | $-0.38 | ||
| Q1 25 | $0.32 | $-0.26 | ||
| Q4 24 | $0.35 | — | ||
| Q3 24 | $0.31 | — | ||
| Q2 24 | $0.36 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | $154.9M | $402.8M |
| Stockholders' EquityBook value | $1.6B | $-92.1M |
| Total Assets | $12.3B | $516.8M |
| Debt / EquityLower = less leverage | 0.10× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $154.9M | — | ||
| Q4 25 | $261.7M | — | ||
| Q3 25 | $262.1M | $402.8M | ||
| Q2 25 | $262.4M | $411.3M | ||
| Q1 25 | $262.7M | $413.0M | ||
| Q4 24 | $263.0M | — | ||
| Q3 24 | $136.3M | — | ||
| Q2 24 | $136.6M | — |
| Q1 26 | $1.6B | — | ||
| Q4 25 | $1.6B | — | ||
| Q3 25 | $1.5B | $-92.1M | ||
| Q2 25 | $1.5B | $-78.6M | ||
| Q1 25 | $1.4B | $-101.9M | ||
| Q4 24 | $1.4B | — | ||
| Q3 24 | $1.4B | — | ||
| Q2 24 | $1.4B | — |
| Q1 26 | $12.3B | — | ||
| Q4 25 | $12.3B | — | ||
| Q3 25 | $12.3B | $516.8M | ||
| Q2 25 | $12.2B | $535.1M | ||
| Q1 25 | $11.8B | $544.2M | ||
| Q4 24 | $11.6B | — | ||
| Q3 24 | $12.0B | — | ||
| Q2 24 | $11.6B | — |
| Q1 26 | 0.10× | — | ||
| Q4 25 | 0.17× | — | ||
| Q3 25 | 0.17× | — | ||
| Q2 25 | 0.17× | — | ||
| Q1 25 | 0.18× | — | ||
| Q4 24 | 0.19× | — | ||
| Q3 24 | 0.10× | — | ||
| Q2 24 | 0.10× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $-5.9M |
| Free Cash FlowOCF − Capex | — | $-7.4M |
| FCF MarginFCF / Revenue | — | -9.0% |
| Capex IntensityCapex / Revenue | — | 1.9% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $187.5M | — | ||
| Q3 25 | $49.5M | $-5.9M | ||
| Q2 25 | $30.4M | $-8.8M | ||
| Q1 25 | $55.9M | $-5.7M | ||
| Q4 24 | $129.5M | — | ||
| Q3 24 | $53.6M | — | ||
| Q2 24 | $22.7M | — |
| Q1 26 | — | — | ||
| Q4 25 | $171.5M | — | ||
| Q3 25 | — | $-7.4M | ||
| Q2 25 | — | $-10.6M | ||
| Q1 25 | — | $-9.7M | ||
| Q4 24 | $113.9M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | 124.3% | — | ||
| Q3 25 | — | -9.0% | ||
| Q2 25 | — | -12.1% | ||
| Q1 25 | — | -11.2% | ||
| Q4 24 | 94.6% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | — | ||
| Q3 25 | — | 1.9% | ||
| Q2 25 | — | 2.1% | ||
| Q1 25 | — | 4.6% | ||
| Q4 24 | 12.9% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | 4.18× | — | ||
| Q3 25 | 1.20× | — | ||
| Q2 25 | 0.91× | — | ||
| Q1 25 | 1.71× | — | ||
| Q4 24 | 3.61× | — | ||
| Q3 24 | 1.67× | — | ||
| Q2 24 | 0.61× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
