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Side-by-side financial comparison of FIRST COMMONWEALTH FINANCIAL CORP (FCF) and VINCE HOLDING CORP. (VNCE). Click either name above to swap in a different company.
FIRST COMMONWEALTH FINANCIAL CORP is the larger business by last-quarter revenue ($133.7M vs $85.1M, roughly 1.6× VINCE HOLDING CORP.). FIRST COMMONWEALTH FINANCIAL CORP runs the higher net margin — 28.1% vs 3.2%, a 24.9% gap on every dollar of revenue. On growth, FIRST COMMONWEALTH FINANCIAL CORP posted the faster year-over-year revenue change (13.0% vs 6.2%). Over the past eight quarters, VINCE HOLDING CORP.'s revenue compounded faster (6.3% CAGR vs 5.5%).
First Commonwealth Financial Corp is a Pennsylvania-based regional financial services holding company. It offers consumer and commercial banking products, loans, wealth management, and insurance services for individuals, small and mid-sized enterprises across central and western Pennsylvania and Ohio.
VINCE. is a contemporary clothing fashion brand founded in 2002. In 2023 Authentic Brands Group purchased its intellectual property in a $76.5 million deal.
FCF vs VNCE — Head-to-Head
Income Statement — Q1 FY2026 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $133.7M | $85.1M |
| Net Profit | $37.5M | $2.7M |
| Gross Margin | — | 49.2% |
| Operating Margin | — | 6.4% |
| Net Margin | 28.1% | 3.2% |
| Revenue YoY | 13.0% | 6.2% |
| Net Profit YoY | 14.8% | -37.3% |
| EPS (diluted) | $0.37 | $0.21 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $133.7M | — | ||
| Q4 25 | $137.9M | $85.1M | ||
| Q3 25 | $136.0M | $73.2M | ||
| Q2 25 | $131.0M | $57.9M | ||
| Q1 25 | $118.0M | $80.0M | ||
| Q4 24 | $120.4M | $80.2M | ||
| Q3 24 | $121.2M | $74.2M | ||
| Q2 24 | $120.2M | $59.2M |
| Q1 26 | $37.5M | — | ||
| Q4 25 | $44.9M | $2.7M | ||
| Q3 25 | $41.3M | $12.1M | ||
| Q2 25 | $33.4M | $-4.8M | ||
| Q1 25 | $32.7M | $-28.3M | ||
| Q4 24 | $35.8M | $4.3M | ||
| Q3 24 | $32.1M | $569.0K | ||
| Q2 24 | $37.1M | $4.4M |
| Q1 26 | — | — | ||
| Q4 25 | — | 49.2% | ||
| Q3 25 | — | 50.4% | ||
| Q2 25 | — | 50.3% | ||
| Q1 25 | — | 50.1% | ||
| Q4 24 | — | 50.0% | ||
| Q3 24 | — | 47.4% | ||
| Q2 24 | — | 50.6% |
| Q1 26 | — | — | ||
| Q4 25 | 40.9% | 6.4% | ||
| Q3 25 | 38.1% | 15.2% | ||
| Q2 25 | 32.1% | -7.7% | ||
| Q1 25 | 34.8% | -37.1% | ||
| Q4 24 | 37.1% | 7.2% | ||
| Q3 24 | 33.4% | 1.5% | ||
| Q2 24 | 38.7% | 9.5% |
| Q1 26 | 28.1% | — | ||
| Q4 25 | 32.5% | 3.2% | ||
| Q3 25 | 30.4% | 16.5% | ||
| Q2 25 | 25.5% | -8.3% | ||
| Q1 25 | 27.7% | -35.5% | ||
| Q4 24 | 29.8% | 5.4% | ||
| Q3 24 | 26.5% | 0.8% | ||
| Q2 24 | 30.9% | 7.4% |
| Q1 26 | $0.37 | — | ||
| Q4 25 | $0.44 | $0.21 | ||
| Q3 25 | $0.39 | $0.93 | ||
| Q2 25 | $0.32 | $-0.37 | ||
| Q1 25 | $0.32 | $-2.25 | ||
| Q4 24 | $0.35 | $0.34 | ||
| Q3 24 | $0.31 | $0.05 | ||
| Q2 24 | $0.36 | $0.35 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $1.1M |
| Total DebtLower is stronger | $154.9M | — |
| Stockholders' EquityBook value | $1.6B | $53.4M |
| Total Assets | $12.3B | $246.0M |
| Debt / EquityLower = less leverage | 0.10× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $1.1M | ||
| Q3 25 | — | $777.0K | ||
| Q2 25 | — | $2.6M | ||
| Q1 25 | — | $607.0K | ||
| Q4 24 | — | $892.0K | ||
| Q3 24 | — | $711.0K | ||
| Q2 24 | — | $739.0K |
| Q1 26 | $154.9M | — | ||
| Q4 25 | $261.7M | — | ||
| Q3 25 | $262.1M | — | ||
| Q2 25 | $262.4M | — | ||
| Q1 25 | $262.7M | — | ||
| Q4 24 | $263.0M | — | ||
| Q3 24 | $136.3M | — | ||
| Q2 24 | $136.6M | — |
| Q1 26 | $1.6B | — | ||
| Q4 25 | $1.6B | $53.4M | ||
| Q3 25 | $1.5B | $49.3M | ||
| Q2 25 | $1.5B | $37.2M | ||
| Q1 25 | $1.4B | $41.8M | ||
| Q4 24 | $1.4B | $57.1M | ||
| Q3 24 | $1.4B | $52.4M | ||
| Q2 24 | $1.4B | $51.7M |
| Q1 26 | $12.3B | — | ||
| Q4 25 | $12.3B | $246.0M | ||
| Q3 25 | $12.3B | $239.0M | ||
| Q2 25 | $12.2B | $218.0M | ||
| Q1 25 | $11.8B | $222.7M | ||
| Q4 24 | $11.6B | $254.7M | ||
| Q3 24 | $12.0B | $253.6M | ||
| Q2 24 | $11.6B | $223.1M |
| Q1 26 | 0.10× | — | ||
| Q4 25 | 0.17× | — | ||
| Q3 25 | 0.17× | — | ||
| Q2 25 | 0.17× | — | ||
| Q1 25 | 0.18× | — | ||
| Q4 24 | 0.19× | — | ||
| Q3 24 | 0.10× | — | ||
| Q2 24 | 0.10× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $-5.1M |
| Free Cash FlowOCF − Capex | — | $-5.7M |
| FCF MarginFCF / Revenue | — | -6.7% |
| Capex IntensityCapex / Revenue | — | 0.7% |
| Cash ConversionOCF / Net Profit | — | -1.86× |
| TTM Free Cash FlowTrailing 4 quarters | — | $4.3M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $187.5M | $-5.1M | ||
| Q3 25 | $49.5M | $4.2M | ||
| Q2 25 | $30.4M | $-11.8M | ||
| Q1 25 | $55.9M | $22.7M | ||
| Q4 24 | $129.5M | $6.4M | ||
| Q3 24 | $53.6M | $-3.2M | ||
| Q2 24 | $22.7M | $-3.9M |
| Q1 26 | — | — | ||
| Q4 25 | $171.5M | $-5.7M | ||
| Q3 25 | — | $2.1M | ||
| Q2 25 | — | $-13.2M | ||
| Q1 25 | — | $21.2M | ||
| Q4 24 | $113.9M | $5.1M | ||
| Q3 24 | — | $-3.9M | ||
| Q2 24 | — | $-4.6M |
| Q1 26 | — | — | ||
| Q4 25 | 124.3% | -6.7% | ||
| Q3 25 | — | 2.9% | ||
| Q2 25 | — | -22.9% | ||
| Q1 25 | — | 26.5% | ||
| Q4 24 | 94.6% | 6.4% | ||
| Q3 24 | — | -5.2% | ||
| Q2 24 | — | -7.8% |
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | 0.7% | ||
| Q3 25 | — | 2.9% | ||
| Q2 25 | — | 2.5% | ||
| Q1 25 | — | 1.9% | ||
| Q4 24 | 12.9% | 1.6% | ||
| Q3 24 | — | 0.9% | ||
| Q2 24 | — | 1.3% |
| Q1 26 | — | — | ||
| Q4 25 | 4.18× | -1.86× | ||
| Q3 25 | 1.20× | 0.35× | ||
| Q2 25 | 0.91× | — | ||
| Q1 25 | 1.71× | — | ||
| Q4 24 | 3.61× | 1.48× | ||
| Q3 24 | 1.67× | -5.61× | ||
| Q2 24 | 0.61× | -0.89× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FCF
Segment breakdown not available.
VNCE
| Vince Wholesale | $52.0M | 61% |
| Vince Direct To Consumer | $33.1M | 39% |
