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Side-by-side financial comparison of FIDELITY D & D BANCORP INC (FDBC) and Hub Cyber Security Ltd. (HUBC). Click either name above to swap in a different company.

FIDELITY D & D BANCORP INC is the larger business by last-quarter revenue ($24.4M vs $13.9M, roughly 1.8× Hub Cyber Security Ltd.). FIDELITY D & D BANCORP INC runs the higher net margin — 32.5% vs -91.4%, a 124.0% gap on every dollar of revenue.

Fidelity D & D Bancorp Inc is a US-based regional bank holding company primarily operating in northeastern Pennsylvania. It offers a full range of retail and commercial banking services including deposit accounts, consumer and business loans, mortgage lending, and wealth management solutions, catering to individual consumers, small businesses and local community clients.

The Hub Power Company Limited, colloquially known as HUBCO, is a Pakistani power company based in Karachi, Sindh. It was the first independent power producer (IPP) established in Pakistan, and before the termination of its energy agreement in October 2024, it was the largest IPP in the country. HUBCO is listed on the Pakistan Stock Exchange.

FDBC vs HUBC — Head-to-Head

Bigger by revenue
FDBC
FDBC
1.8× larger
FDBC
$24.4M
$13.9M
HUBC
Higher net margin
FDBC
FDBC
124.0% more per $
FDBC
32.5%
-91.4%
HUBC

Income Statement — Q4 FY2025 vs Q4 FY2024

Metric
FDBC
FDBC
HUBC
HUBC
Revenue
$24.4M
$13.9M
Net Profit
$7.9M
$-12.7M
Gross Margin
25.6%
Operating Margin
37.7%
-80.8%
Net Margin
32.5%
-91.4%
Revenue YoY
15.0%
Net Profit YoY
36.1%
EPS (diluted)
$1.29

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FDBC
FDBC
HUBC
HUBC
Q4 25
$24.4M
Q3 25
$23.5M
Q2 25
$23.3M
Q1 25
$22.0M
Q4 24
$21.2M
$13.9M
Q3 24
$20.4M
Q2 24
$19.7M
$15.7M
Q1 24
$19.5M
Net Profit
FDBC
FDBC
HUBC
HUBC
Q4 25
$7.9M
Q3 25
$7.3M
Q2 25
$6.9M
Q1 25
$6.0M
Q4 24
$5.8M
$-12.7M
Q3 24
$5.0M
Q2 24
$4.9M
$-26.4M
Q1 24
$5.1M
Gross Margin
FDBC
FDBC
HUBC
HUBC
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
25.6%
Q3 24
Q2 24
9.5%
Q1 24
Operating Margin
FDBC
FDBC
HUBC
HUBC
Q4 25
37.7%
Q3 25
36.5%
Q2 25
35.5%
Q1 25
32.2%
Q4 24
31.4%
-80.8%
Q3 24
28.2%
Q2 24
28.9%
-95.7%
Q1 24
29.5%
Net Margin
FDBC
FDBC
HUBC
HUBC
Q4 25
32.5%
Q3 25
31.2%
Q2 25
29.7%
Q1 25
27.2%
Q4 24
27.5%
-91.4%
Q3 24
24.3%
Q2 24
25.0%
-167.8%
Q1 24
25.9%
EPS (diluted)
FDBC
FDBC
HUBC
HUBC
Q4 25
$1.29
Q3 25
$1.27
Q2 25
$1.27
Q1 25
$1.03
Q4 24
$1.00
Q3 24
$0.86
Q2 24
$0.86
Q1 24
$0.88

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FDBC
FDBC
HUBC
HUBC
Cash + ST InvestmentsLiquidity on hand
$148.1M
$3.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$238.9M
$-80.8M
Total Assets
$2.7B
$27.4M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FDBC
FDBC
HUBC
HUBC
Q4 25
$148.1M
Q3 25
$142.2M
Q2 25
$165.5M
Q1 25
$211.2M
Q4 24
$83.4M
$3.1M
Q3 24
$120.2M
Q2 24
$78.1M
$1.2M
Q1 24
$72.7M
Stockholders' Equity
FDBC
FDBC
HUBC
HUBC
Q4 25
$238.9M
Q3 25
$229.2M
Q2 25
$217.9M
Q1 25
$211.7M
Q4 24
$204.0M
$-80.8M
Q3 24
$207.3M
Q2 24
$195.7M
$-59.4M
Q1 24
$191.6M
Total Assets
FDBC
FDBC
HUBC
HUBC
Q4 25
$2.7B
Q3 25
$2.7B
Q2 25
$2.7B
Q1 25
$2.7B
Q4 24
$2.6B
$27.4M
Q3 24
$2.6B
Q2 24
$2.5B
$28.6M
Q1 24
$2.5B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FDBC
FDBC
HUBC
HUBC
Operating Cash FlowLast quarter
$42.4M
$-6.3M
Free Cash FlowOCF − Capex
$24.8M
FCF MarginFCF / Revenue
101.7%
Capex IntensityCapex / Revenue
71.9%
Cash ConversionOCF / Net Profit
5.34×
TTM Free Cash FlowTrailing 4 quarters
$45.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FDBC
FDBC
HUBC
HUBC
Q4 25
$42.4M
Q3 25
$8.4M
Q2 25
$12.6M
Q1 25
$11.7M
Q4 24
$29.6M
$-6.3M
Q3 24
$9.1M
Q2 24
$8.7M
$-10.8M
Q1 24
$5.3M
Free Cash Flow
FDBC
FDBC
HUBC
HUBC
Q4 25
$24.8M
Q3 25
$2.2M
Q2 25
$6.9M
Q1 25
$11.5M
Q4 24
$24.9M
Q3 24
$7.8M
Q2 24
$7.2M
Q1 24
$4.0M
FCF Margin
FDBC
FDBC
HUBC
HUBC
Q4 25
101.7%
Q3 25
9.3%
Q2 25
29.6%
Q1 25
52.3%
Q4 24
117.3%
Q3 24
38.1%
Q2 24
36.6%
Q1 24
20.7%
Capex Intensity
FDBC
FDBC
HUBC
HUBC
Q4 25
71.9%
Q3 25
26.5%
Q2 25
24.4%
Q1 25
0.8%
Q4 24
22.0%
Q3 24
6.3%
Q2 24
7.5%
Q1 24
6.7%
Cash Conversion
FDBC
FDBC
HUBC
HUBC
Q4 25
5.34×
Q3 25
1.15×
Q2 25
1.82×
Q1 25
1.95×
Q4 24
5.07×
Q3 24
1.83×
Q2 24
1.76×
Q1 24
1.05×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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