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Side-by-side financial comparison of Fifth District Bancorp, Inc. (FDSB) and Opus Genetics, Inc. (IRD). Click either name above to swap in a different company.

Opus Genetics, Inc. is the larger business by last-quarter revenue ($3.9M vs $3.6M, roughly 1.1× Fifth District Bancorp, Inc.). On growth, Fifth District Bancorp, Inc. posted the faster year-over-year revenue change (19.9% vs -10.2%).

Fifth Third Bancorp is a bank holding company headquartered in Cincinnati, Ohio. It is the parent company of Fifth Third Bank, which operates 1,087 branches and 2,400 automated teller machines, across 12 states: Ohio, Alabama, Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, North Carolina, South Carolina, Tennessee, and West Virginia. It is on the list of largest banks in the United States and is ranked 321st on the Fortune 500. The name "Fifth Third" is derived from the names of the...

Opus Genetics, Inc. is a clinical-stage biotechnology company specializing in the development of targeted gene therapies for inherited retinal diseases. It focuses on addressing unmet medical needs for patients living with rare, vision-threatening ocular conditions, with operations centered on advancing accessible therapeutic candidates for global rare disease patient populations.

FDSB vs IRD — Head-to-Head

Bigger by revenue
IRD
IRD
1.1× larger
IRD
$3.9M
$3.6M
FDSB
Growing faster (revenue YoY)
FDSB
FDSB
+30.0% gap
FDSB
19.9%
-10.2%
IRD

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FDSB
FDSB
IRD
IRD
Revenue
$3.6M
$3.9M
Net Profit
$541.0K
Gross Margin
Operating Margin
17.0%
Net Margin
14.9%
Revenue YoY
19.9%
-10.2%
Net Profit YoY
240.3%
53.0%
EPS (diluted)
$0.10

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FDSB
FDSB
IRD
IRD
Q4 25
$3.6M
$3.9M
Q3 25
$3.6M
$3.1M
Q2 25
$6.9M
$2.9M
Q1 25
$3.2M
$4.4M
Q4 24
$4.3M
Q3 24
$3.1M
$3.9M
Q2 24
$2.7M
$1.1M
Q1 24
$1.2M
$1.7M
Net Profit
FDSB
FDSB
IRD
IRD
Q4 25
$541.0K
Q3 25
$343.0K
$-17.5M
Q2 25
$3.1M
$-7.4M
Q1 25
$78.0K
$-8.2M
Q4 24
Q3 24
$-788.0K
$-7.5M
Q2 24
$683.0K
$-7.8M
Q1 24
$-1.1M
$-7.1M
Operating Margin
FDSB
FDSB
IRD
IRD
Q4 25
17.0%
Q3 25
12.1%
-269.9%
Q2 25
44.2%
-309.0%
Q1 25
3.1%
-227.2%
Q4 24
Q3 24
-31.8%
-207.1%
Q2 24
32.3%
-748.9%
Q1 24
-124.5%
-450.5%
Net Margin
FDSB
FDSB
IRD
IRD
Q4 25
14.9%
Q3 25
9.6%
-566.9%
Q2 25
45.5%
-257.5%
Q1 25
2.4%
-187.5%
Q4 24
Q3 24
-25.1%
-194.6%
Q2 24
25.5%
-698.3%
Q1 24
-98.3%
-415.3%
EPS (diluted)
FDSB
FDSB
IRD
IRD
Q4 25
$0.10
Q3 25
$0.07
$-0.25
Q2 25
$0.61
$-0.12
Q1 25
$0.02
$-0.24
Q4 24
Q3 24
$-0.15
$-0.29
Q2 24
$-0.30
Q1 24
$-0.29

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FDSB
FDSB
IRD
IRD
Cash + ST InvestmentsLiquidity on hand
$33.9M
$45.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$129.8M
$15.3M
Total Assets
$534.4M
$50.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FDSB
FDSB
IRD
IRD
Q4 25
$33.9M
$45.1M
Q3 25
$34.4M
$30.8M
Q2 25
$27.7M
$32.4M
Q1 25
$30.1M
$41.8M
Q4 24
$30.3M
Q3 24
$34.1M
$36.6M
Q2 24
$46.2M
$41.4M
Q1 24
$36.6M
$47.2M
Stockholders' Equity
FDSB
FDSB
IRD
IRD
Q4 25
$129.8M
$15.3M
Q3 25
$131.3M
$6.0M
Q2 25
$130.9M
$17.5M
Q1 25
$127.3M
$5.1M
Q4 24
$6.7M
Q3 24
$127.9M
$34.3M
Q2 24
$78.0M
$40.6M
Q1 24
$77.0M
$46.1M
Total Assets
FDSB
FDSB
IRD
IRD
Q4 25
$534.4M
$50.2M
Q3 25
$539.5M
$36.1M
Q2 25
$539.8M
$38.7M
Q1 25
$531.1M
$48.2M
Q4 24
$36.9M
Q3 24
$523.8M
$40.4M
Q2 24
$516.0M
$44.8M
Q1 24
$485.7M
$51.8M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FDSB
FDSB
IRD
IRD
Operating Cash FlowLast quarter
$1.3M
$-35.3M
Free Cash FlowOCF − Capex
$942.0K
FCF MarginFCF / Revenue
25.9%
Capex IntensityCapex / Revenue
10.6%
Cash ConversionOCF / Net Profit
2.45×
TTM Free Cash FlowTrailing 4 quarters
$2.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FDSB
FDSB
IRD
IRD
Q4 25
$1.3M
$-35.3M
Q3 25
$117.0K
$-6.2M
Q2 25
$430.0K
$-10.3M
Q1 25
$823.0K
$-9.0M
Q4 24
$-25.6M
Q3 24
$734.0K
$-5.1M
Q2 24
$-385.0K
$-7.3M
Q1 24
$-770.0K
$-5.7M
Free Cash Flow
FDSB
FDSB
IRD
IRD
Q4 25
$942.0K
Q3 25
$54.0K
Q2 25
$249.0K
Q1 25
$765.0K
Q4 24
Q3 24
$710.0K
Q2 24
$-501.0K
Q1 24
$-1.1M
FCF Margin
FDSB
FDSB
IRD
IRD
Q4 25
25.9%
Q3 25
1.5%
Q2 25
3.6%
Q1 25
23.9%
Q4 24
Q3 24
22.6%
Q2 24
-18.7%
Q1 24
-96.8%
Capex Intensity
FDSB
FDSB
IRD
IRD
Q4 25
10.6%
Q3 25
1.8%
Q2 25
2.6%
Q1 25
1.8%
Q4 24
Q3 24
0.8%
Q2 24
4.3%
Q1 24
29.9%
Cash Conversion
FDSB
FDSB
IRD
IRD
Q4 25
2.45×
Q3 25
0.34×
Q2 25
0.14×
Q1 25
10.55×
Q4 24
Q3 24
Q2 24
-0.56×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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