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Side-by-side financial comparison of FutureFuel Corp. (FF) and First Bancorp, Inc (FNLC). Click either name above to swap in a different company.

First Bancorp, Inc is the larger business by last-quarter revenue ($25.8M vs $19.8M, roughly 1.3× FutureFuel Corp.). First Bancorp, Inc runs the higher net margin — 39.4% vs -60.5%, a 99.9% gap on every dollar of revenue. On growth, First Bancorp, Inc posted the faster year-over-year revenue change (17.5% vs -67.7%). First Bancorp, Inc produced more free cash flow last quarter ($34.6M vs $-29.9M). Over the past eight quarters, First Bancorp, Inc's revenue compounded faster (18.1% CAGR vs -41.7%).

FutureFuel Corporation is a developer and producer of chemicals and biofuels. It is listed on the New York Stock Exchange, with symbol FF.

Patriot Bank, N.A. (PNBK) is the bank holding company for Stamford, Connecticut-based Patriot Bank NA, and is traded on NASDAQ as PNBK.

FF vs FNLC — Head-to-Head

Bigger by revenue
FNLC
FNLC
1.3× larger
FNLC
$25.8M
$19.8M
FF
Growing faster (revenue YoY)
FNLC
FNLC
+85.3% gap
FNLC
17.5%
-67.7%
FF
Higher net margin
FNLC
FNLC
99.9% more per $
FNLC
39.4%
-60.5%
FF
More free cash flow
FNLC
FNLC
$64.5M more FCF
FNLC
$34.6M
$-29.9M
FF
Faster 2-yr revenue CAGR
FNLC
FNLC
Annualised
FNLC
18.1%
-41.7%
FF

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FF
FF
FNLC
FNLC
Revenue
$19.8M
$25.8M
Net Profit
$-12.0M
$10.2M
Gross Margin
-46.7%
Operating Margin
-62.9%
48.1%
Net Margin
-60.5%
39.4%
Revenue YoY
-67.7%
17.5%
Net Profit YoY
-529.4%
39.7%
EPS (diluted)
$-0.28
$0.91

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FF
FF
FNLC
FNLC
Q4 25
$19.8M
$25.8M
Q3 25
$22.7M
$24.5M
Q2 25
$35.7M
$22.5M
Q1 25
$17.5M
$21.8M
Q4 24
$61.5M
$22.0M
Q3 24
$51.1M
$20.5M
Q2 24
$72.4M
$19.2M
Q1 24
$58.3M
$18.5M
Net Profit
FF
FF
FNLC
FNLC
Q4 25
$-12.0M
$10.2M
Q3 25
$-9.3M
$9.1M
Q2 25
$-10.4M
$8.1M
Q1 25
$-17.6M
$7.1M
Q4 24
$2.8M
$7.3M
Q3 24
$-1.2M
$7.6M
Q2 24
$9.6M
$6.2M
Q1 24
$4.3M
$6.0M
Gross Margin
FF
FF
FNLC
FNLC
Q4 25
-46.7%
Q3 25
-30.1%
Q2 25
-24.6%
Q1 25
-83.0%
Q4 24
9.1%
Q3 24
0.7%
Q2 24
12.0%
Q1 24
8.6%
Operating Margin
FF
FF
FNLC
FNLC
Q4 25
-62.9%
48.1%
Q3 25
-42.9%
45.2%
Q2 25
-33.4%
43.7%
Q1 25
-107.4%
39.3%
Q4 24
2.6%
39.5%
Q3 24
-5.6%
44.6%
Q2 24
7.5%
38.8%
Q1 24
3.8%
39.3%
Net Margin
FF
FF
FNLC
FNLC
Q4 25
-60.5%
39.4%
Q3 25
-41.1%
37.0%
Q2 25
-29.2%
35.8%
Q1 25
-100.6%
32.5%
Q4 24
4.5%
33.1%
Q3 24
-2.3%
36.9%
Q2 24
13.2%
32.1%
Q1 24
7.4%
32.5%
EPS (diluted)
FF
FF
FNLC
FNLC
Q4 25
$-0.28
$0.91
Q3 25
$-0.21
$0.81
Q2 25
$-0.24
$0.72
Q1 25
$-0.40
$0.63
Q4 24
$0.06
$0.66
Q3 24
$-0.03
$0.68
Q2 24
$0.22
$0.55
Q1 24
$0.10
$0.54

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FF
FF
FNLC
FNLC
Cash + ST InvestmentsLiquidity on hand
$51.3M
Total DebtLower is stronger
$95.5M
Stockholders' EquityBook value
$154.7M
$283.1M
Total Assets
$192.2M
$3.2B
Debt / EquityLower = less leverage
0.34×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FF
FF
FNLC
FNLC
Q4 25
$51.3M
Q3 25
$85.6M
Q2 25
$95.2M
Q1 25
$97.1M
Q4 24
$109.5M
Q3 24
$133.4M
Q2 24
$115.1M
Q1 24
$201.1M
Total Debt
FF
FF
FNLC
FNLC
Q4 25
$95.5M
Q3 25
$95.5M
Q2 25
$95.0M
Q1 25
$70.0M
Q4 24
$95.0M
Q3 24
$95.0M
Q2 24
$70.0M
Q1 24
$70.0M
Stockholders' Equity
FF
FF
FNLC
FNLC
Q4 25
$154.7M
$283.1M
Q3 25
$169.1M
$274.6M
Q2 25
$178.2M
$265.5M
Q1 25
$188.4M
$259.7M
Q4 24
$205.8M
$252.5M
Q3 24
$213.3M
$256.8M
Q2 24
$214.4M
$244.7M
Q1 24
$204.8M
$242.6M
Total Assets
FF
FF
FNLC
FNLC
Q4 25
$192.2M
$3.2B
Q3 25
$203.5M
$3.2B
Q2 25
$218.2M
$3.2B
Q1 25
$227.7M
$3.2B
Q4 24
$247.7M
$3.2B
Q3 24
$256.5M
$3.1B
Q2 24
$261.2M
$3.1B
Q1 24
$365.4M
$3.0B
Debt / Equity
FF
FF
FNLC
FNLC
Q4 25
0.34×
Q3 25
0.35×
Q2 25
0.36×
Q1 25
0.27×
Q4 24
0.38×
Q3 24
0.37×
Q2 24
0.29×
Q1 24
0.29×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FF
FF
FNLC
FNLC
Operating Cash FlowLast quarter
$-27.4M
$37.8M
Free Cash FlowOCF − Capex
$-29.9M
$34.6M
FCF MarginFCF / Revenue
-150.5%
133.9%
Capex IntensityCapex / Revenue
12.2%
12.5%
Cash ConversionOCF / Net Profit
3.72×
TTM Free Cash FlowTrailing 4 quarters
$-46.0M
$55.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FF
FF
FNLC
FNLC
Q4 25
$-27.4M
$37.8M
Q3 25
$-1.1M
$12.9M
Q2 25
$5.2M
$7.4M
Q1 25
$-5.4M
$2.2M
Q4 24
$-16.6M
$26.0M
Q3 24
$25.8M
$9.8M
Q2 24
$27.8M
$6.4M
Q1 24
$-12.2M
$-1.5M
Free Cash Flow
FF
FF
FNLC
FNLC
Q4 25
$-29.9M
$34.6M
Q3 25
$-6.5M
$12.6M
Q2 25
$-263.0K
$7.2M
Q1 25
$-9.4M
$828.0K
Q4 24
$-20.7M
$24.6M
Q3 24
$20.5M
$9.6M
Q2 24
$24.8M
$6.3M
Q1 24
$-14.5M
$-1.8M
FCF Margin
FF
FF
FNLC
FNLC
Q4 25
-150.5%
133.9%
Q3 25
-28.5%
51.4%
Q2 25
-0.7%
32.1%
Q1 25
-53.6%
3.8%
Q4 24
-33.6%
111.7%
Q3 24
40.1%
47.0%
Q2 24
34.3%
32.9%
Q1 24
-24.9%
-9.8%
Capex Intensity
FF
FF
FNLC
FNLC
Q4 25
12.2%
12.5%
Q3 25
23.5%
1.2%
Q2 25
15.3%
0.6%
Q1 25
22.8%
6.2%
Q4 24
6.6%
6.7%
Q3 24
10.4%
0.5%
Q2 24
4.1%
0.3%
Q1 24
3.9%
1.8%
Cash Conversion
FF
FF
FNLC
FNLC
Q4 25
3.72×
Q3 25
1.42×
Q2 25
0.91×
Q1 25
0.31×
Q4 24
-5.94×
3.58×
Q3 24
1.29×
Q2 24
2.90×
1.03×
Q1 24
-2.82×
-0.25×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FF
FF

Chemicals$18.0M91%
Biofuels$1.8M9%

FNLC
FNLC

Segment breakdown not available.

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