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Side-by-side financial comparison of First Bancorp, Inc (FNLC) and NATIONAL RESEARCH CORP (NRC). Click either name above to swap in a different company.
NATIONAL RESEARCH CORP is the larger business by last-quarter revenue ($35.2M vs $25.8M, roughly 1.4× First Bancorp, Inc). First Bancorp, Inc runs the higher net margin — 39.4% vs 5.1%, a 34.3% gap on every dollar of revenue. On growth, First Bancorp, Inc posted the faster year-over-year revenue change (17.5% vs -4.6%). First Bancorp, Inc produced more free cash flow last quarter ($34.6M vs $6.1M). Over the past eight quarters, First Bancorp, Inc's revenue compounded faster (18.1% CAGR vs -0.2%).
Patriot Bank, N.A. (PNBK) is the bank holding company for Stamford, Connecticut-based Patriot Bank NA, and is traded on NASDAQ as PNBK.
National Research Corporation, doing business as NRC Health, is an American healthcare company which provides healthcare products and subscription-based solutions in United States and Canada. It was founded in 1981, and is based in Lincoln, Nebraska.
FNLC vs NRC — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $25.8M | $35.2M |
| Net Profit | $10.2M | $1.8M |
| Gross Margin | — | — |
| Operating Margin | 48.1% | 13.3% |
| Net Margin | 39.4% | 5.1% |
| Revenue YoY | 17.5% | -4.6% |
| Net Profit YoY | 39.7% | -72.6% |
| EPS (diluted) | $0.91 | $49.58 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $25.8M | $35.2M | ||
| Q3 25 | $24.5M | $34.6M | ||
| Q2 25 | $22.5M | $34.0M | ||
| Q1 25 | $21.8M | $33.6M | ||
| Q4 24 | $22.0M | $36.9M | ||
| Q3 24 | $20.5M | $35.8M | ||
| Q2 24 | $19.2M | $35.0M | ||
| Q1 24 | $18.5M | $35.3M |
| Q4 25 | $10.2M | $1.8M | ||
| Q3 25 | $9.1M | $4.1M | ||
| Q2 25 | $8.1M | $-106.0K | ||
| Q1 25 | $7.1M | $5.8M | ||
| Q4 24 | $7.3M | $6.6M | ||
| Q3 24 | $7.6M | $5.7M | ||
| Q2 24 | $6.2M | $6.2M | ||
| Q1 24 | $6.0M | $6.4M |
| Q4 25 | 48.1% | 13.3% | ||
| Q3 25 | 45.2% | 22.4% | ||
| Q2 25 | 43.7% | 4.7% | ||
| Q1 25 | 39.3% | 25.6% | ||
| Q4 24 | 39.5% | 26.0% | ||
| Q3 24 | 44.6% | 22.3% | ||
| Q2 24 | 38.8% | 25.3% | ||
| Q1 24 | 39.3% | 24.8% |
| Q4 25 | 39.4% | 5.1% | ||
| Q3 25 | 37.0% | 11.9% | ||
| Q2 25 | 35.8% | -0.3% | ||
| Q1 25 | 32.5% | 17.2% | ||
| Q4 24 | 33.1% | 17.8% | ||
| Q3 24 | 36.9% | 15.9% | ||
| Q2 24 | 32.1% | 17.6% | ||
| Q1 24 | 32.5% | 18.0% |
| Q4 25 | $0.91 | $49.58 | ||
| Q3 25 | $0.81 | $0.18 | ||
| Q2 25 | $0.72 | $-0.01 | ||
| Q1 25 | $0.63 | $0.25 | ||
| Q4 24 | $0.66 | $0.27 | ||
| Q3 24 | $0.68 | $0.24 | ||
| Q2 24 | $0.55 | $0.26 | ||
| Q1 24 | $0.54 | $0.27 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $4.1M |
| Total DebtLower is stronger | $95.5M | — |
| Stockholders' EquityBook value | $283.1M | $14.0M |
| Total Assets | $3.2B | $134.9M |
| Debt / EquityLower = less leverage | 0.34× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $4.1M | ||
| Q3 25 | — | $2.2M | ||
| Q2 25 | — | $5.3M | ||
| Q1 25 | — | $2.5M | ||
| Q4 24 | — | $4.2M | ||
| Q3 24 | — | $3.5M | ||
| Q2 24 | — | $485.0K | ||
| Q1 24 | — | $1.7M |
| Q4 25 | $95.5M | — | ||
| Q3 25 | $95.5M | — | ||
| Q2 25 | $95.0M | — | ||
| Q1 25 | $70.0M | — | ||
| Q4 24 | $95.0M | — | ||
| Q3 24 | $95.0M | $48.7M | ||
| Q2 24 | $70.0M | $33.3M | ||
| Q1 24 | $70.0M | $35.2M |
| Q4 25 | $283.1M | $14.0M | ||
| Q3 25 | $274.6M | $14.3M | ||
| Q2 25 | $265.5M | $21.3M | ||
| Q1 25 | $259.7M | $29.7M | ||
| Q4 24 | $252.5M | $31.3M | ||
| Q3 24 | $256.8M | $34.6M | ||
| Q2 24 | $244.7M | $40.2M | ||
| Q1 24 | $242.6M | $36.9M |
| Q4 25 | $3.2B | $134.9M | ||
| Q3 25 | $3.2B | $135.7M | ||
| Q2 25 | $3.2B | $141.4M | ||
| Q1 25 | $3.2B | $135.2M | ||
| Q4 24 | $3.2B | $132.5M | ||
| Q3 24 | $3.1B | $131.8M | ||
| Q2 24 | $3.1B | $119.1M | ||
| Q1 24 | $3.0B | $120.9M |
| Q4 25 | 0.34× | — | ||
| Q3 25 | 0.35× | — | ||
| Q2 25 | 0.36× | — | ||
| Q1 25 | 0.27× | — | ||
| Q4 24 | 0.38× | — | ||
| Q3 24 | 0.37× | 1.41× | ||
| Q2 24 | 0.29× | 0.83× | ||
| Q1 24 | 0.29× | 0.95× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $37.8M | $7.2M |
| Free Cash FlowOCF − Capex | $34.6M | $6.1M |
| FCF MarginFCF / Revenue | 133.9% | 17.2% |
| Capex IntensityCapex / Revenue | 12.5% | 3.2% |
| Cash ConversionOCF / Net Profit | 3.72× | 3.99× |
| TTM Free Cash FlowTrailing 4 quarters | $55.3M | $15.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $37.8M | $7.2M | ||
| Q3 25 | $12.9M | $13.8M | ||
| Q2 25 | $7.4M | $-1.1M | ||
| Q1 25 | $2.2M | $6.6M | ||
| Q4 24 | $26.0M | $6.4M | ||
| Q3 24 | $9.8M | $9.4M | ||
| Q2 24 | $6.4M | $6.8M | ||
| Q1 24 | $-1.5M | $12.0M |
| Q4 25 | $34.6M | $6.1M | ||
| Q3 25 | $12.6M | $10.2M | ||
| Q2 25 | $7.2M | $-4.1M | ||
| Q1 25 | $828.0K | $3.7M | ||
| Q4 24 | $24.6M | $1.9M | ||
| Q3 24 | $9.6M | $7.8M | ||
| Q2 24 | $6.3M | $1.5M | ||
| Q1 24 | $-1.8M | $7.9M |
| Q4 25 | 133.9% | 17.2% | ||
| Q3 25 | 51.4% | 29.4% | ||
| Q2 25 | 32.1% | -12.2% | ||
| Q1 25 | 3.8% | 10.9% | ||
| Q4 24 | 111.7% | 5.2% | ||
| Q3 24 | 47.0% | 21.8% | ||
| Q2 24 | 32.9% | 4.3% | ||
| Q1 24 | -9.8% | 22.4% |
| Q4 25 | 12.5% | 3.2% | ||
| Q3 25 | 1.2% | 10.4% | ||
| Q2 25 | 0.6% | 8.8% | ||
| Q1 25 | 6.2% | 8.9% | ||
| Q4 24 | 6.7% | 12.0% | ||
| Q3 24 | 0.5% | 4.5% | ||
| Q2 24 | 0.3% | 15.0% | ||
| Q1 24 | 1.8% | 11.7% |
| Q4 25 | 3.72× | 3.99× | ||
| Q3 25 | 1.42× | 3.34× | ||
| Q2 25 | 0.91× | — | ||
| Q1 25 | 0.31× | 1.15× | ||
| Q4 24 | 3.58× | 0.97× | ||
| Q3 24 | 1.29× | 1.66× | ||
| Q2 24 | 1.03× | 1.10× | ||
| Q1 24 | -0.25× | 1.89× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
