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Side-by-side financial comparison of FutureFuel Corp. (FF) and Richmond Mutual Bancorporation, Inc. (RMBI). Click either name above to swap in a different company.
FutureFuel Corp. is the larger business by last-quarter revenue ($19.8M vs $13.1M, roughly 1.5× Richmond Mutual Bancorporation, Inc.). Richmond Mutual Bancorporation, Inc. runs the higher net margin — 26.1% vs -60.5%, a 86.6% gap on every dollar of revenue. On growth, Richmond Mutual Bancorporation, Inc. posted the faster year-over-year revenue change (18.1% vs -67.7%). Richmond Mutual Bancorporation, Inc. produced more free cash flow last quarter ($14.6M vs $-29.9M). Over the past eight quarters, Richmond Mutual Bancorporation, Inc.'s revenue compounded faster (9.1% CAGR vs -41.7%).
FutureFuel Corporation is a developer and producer of chemicals and biofuels. It is listed on the New York Stock Exchange, with symbol FF.
Richmond Mutual Bancorporation, Inc. is a U.S.-based bank holding company operating primarily in Indiana. It offers a full range of personal and commercial banking solutions including deposit accounts, mortgage loans, small business lending, and wealth management services, serving local retail consumers and small-to-medium enterprise clients via its regional branch network.
FF vs RMBI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $19.8M | $13.1M |
| Net Profit | $-12.0M | $3.4M |
| Gross Margin | -46.7% | — |
| Operating Margin | -62.9% | — |
| Net Margin | -60.5% | 26.1% |
| Revenue YoY | -67.7% | 18.1% |
| Net Profit YoY | -529.4% | 37.7% |
| EPS (diluted) | $-0.28 | $0.35 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $19.8M | $13.1M | ||
| Q3 25 | $22.7M | $12.6M | ||
| Q2 25 | $35.7M | $11.8M | ||
| Q1 25 | $17.5M | $11.4M | ||
| Q4 24 | $61.5M | $11.1M | ||
| Q3 24 | $51.1M | $10.8M | ||
| Q2 24 | $72.4M | $10.7M | ||
| Q1 24 | $58.3M | $11.0M |
| Q4 25 | $-12.0M | $3.4M | ||
| Q3 25 | $-9.3M | $3.6M | ||
| Q2 25 | $-10.4M | $2.6M | ||
| Q1 25 | $-17.6M | $2.0M | ||
| Q4 24 | $2.8M | $2.5M | ||
| Q3 24 | $-1.2M | $2.5M | ||
| Q2 24 | $9.6M | $2.1M | ||
| Q1 24 | $4.3M | $2.4M |
| Q4 25 | -46.7% | — | ||
| Q3 25 | -30.1% | — | ||
| Q2 25 | -24.6% | — | ||
| Q1 25 | -83.0% | — | ||
| Q4 24 | 9.1% | — | ||
| Q3 24 | 0.7% | — | ||
| Q2 24 | 12.0% | — | ||
| Q1 24 | 8.6% | — |
| Q4 25 | -62.9% | — | ||
| Q3 25 | -42.9% | — | ||
| Q2 25 | -33.4% | — | ||
| Q1 25 | -107.4% | — | ||
| Q4 24 | 2.6% | — | ||
| Q3 24 | -5.6% | — | ||
| Q2 24 | 7.5% | — | ||
| Q1 24 | 3.8% | — |
| Q4 25 | -60.5% | 26.1% | ||
| Q3 25 | -41.1% | 28.6% | ||
| Q2 25 | -29.2% | 22.0% | ||
| Q1 25 | -100.6% | 17.2% | ||
| Q4 24 | 4.5% | 22.4% | ||
| Q3 24 | -2.3% | 23.0% | ||
| Q2 24 | 13.2% | 19.3% | ||
| Q1 24 | 7.4% | 21.6% |
| Q4 25 | $-0.28 | $0.35 | ||
| Q3 25 | $-0.21 | $0.36 | ||
| Q2 25 | $-0.24 | $0.26 | ||
| Q1 25 | $-0.40 | $0.20 | ||
| Q4 24 | $0.06 | $0.25 | ||
| Q3 24 | $-0.03 | $0.24 | ||
| Q2 24 | $0.22 | $0.20 | ||
| Q1 24 | $0.10 | $0.23 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $51.3M | $33.1M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $154.7M | $145.8M |
| Total Assets | $192.2M | $1.5B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $51.3M | $33.1M | ||
| Q3 25 | $85.6M | $34.3M | ||
| Q2 25 | $95.2M | $27.2M | ||
| Q1 25 | $97.1M | $27.0M | ||
| Q4 24 | $109.5M | $21.8M | ||
| Q3 24 | $133.4M | $19.6M | ||
| Q2 24 | $115.1M | $19.0M | ||
| Q1 24 | $201.1M | $20.3M |
| Q4 25 | $154.7M | $145.8M | ||
| Q3 25 | $169.1M | $140.0M | ||
| Q2 25 | $178.2M | $132.3M | ||
| Q1 25 | $188.4M | $130.9M | ||
| Q4 24 | $205.8M | $132.9M | ||
| Q3 24 | $213.3M | $140.0M | ||
| Q2 24 | $214.4M | $131.1M | ||
| Q1 24 | $204.8M | $132.4M |
| Q4 25 | $192.2M | $1.5B | ||
| Q3 25 | $203.5M | $1.5B | ||
| Q2 25 | $218.2M | $1.5B | ||
| Q1 25 | $227.7M | $1.5B | ||
| Q4 24 | $247.7M | $1.5B | ||
| Q3 24 | $256.5M | $1.5B | ||
| Q2 24 | $261.2M | $1.5B | ||
| Q1 24 | $365.4M | $1.5B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-27.4M | $16.0M |
| Free Cash FlowOCF − Capex | $-29.9M | $14.6M |
| FCF MarginFCF / Revenue | -150.5% | 111.9% |
| Capex IntensityCapex / Revenue | 12.2% | 10.4% |
| Cash ConversionOCF / Net Profit | — | 4.68× |
| TTM Free Cash FlowTrailing 4 quarters | $-46.0M | $26.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-27.4M | $16.0M | ||
| Q3 25 | $-1.1M | $6.3M | ||
| Q2 25 | $5.2M | $4.8M | ||
| Q1 25 | $-5.4M | $2.2M | ||
| Q4 24 | $-16.6M | $14.8M | ||
| Q3 24 | $25.8M | $2.9M | ||
| Q2 24 | $27.8M | $2.9M | ||
| Q1 24 | $-12.2M | $2.2M |
| Q4 25 | $-29.9M | $14.6M | ||
| Q3 25 | $-6.5M | $5.8M | ||
| Q2 25 | $-263.0K | $4.2M | ||
| Q1 25 | $-9.4M | $2.1M | ||
| Q4 24 | $-20.7M | $14.3M | ||
| Q3 24 | $20.5M | $2.8M | ||
| Q2 24 | $24.8M | $2.8M | ||
| Q1 24 | $-14.5M | $2.0M |
| Q4 25 | -150.5% | 111.9% | ||
| Q3 25 | -28.5% | 46.2% | ||
| Q2 25 | -0.7% | 35.6% | ||
| Q1 25 | -53.6% | 18.4% | ||
| Q4 24 | -33.6% | 129.3% | ||
| Q3 24 | 40.1% | 25.7% | ||
| Q2 24 | 34.3% | 26.2% | ||
| Q1 24 | -24.9% | 18.7% |
| Q4 25 | 12.2% | 10.4% | ||
| Q3 25 | 23.5% | 3.7% | ||
| Q2 25 | 15.3% | 5.3% | ||
| Q1 25 | 22.8% | 0.7% | ||
| Q4 24 | 6.6% | 4.2% | ||
| Q3 24 | 10.4% | 1.1% | ||
| Q2 24 | 4.1% | 1.1% | ||
| Q1 24 | 3.9% | 1.1% |
| Q4 25 | — | 4.68× | ||
| Q3 25 | — | 1.75× | ||
| Q2 25 | — | 1.86× | ||
| Q1 25 | — | 1.11× | ||
| Q4 24 | -5.94× | 5.96× | ||
| Q3 24 | — | 1.17× | ||
| Q2 24 | 2.90× | 1.42× | ||
| Q1 24 | -2.82× | 0.91× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FF
| Chemicals | $18.0M | 91% |
| Biofuels | $1.8M | 9% |
RMBI
Segment breakdown not available.
