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Side-by-side financial comparison of FutureFuel Corp. (FF) and UNITY BANCORP INC (UNTY). Click either name above to swap in a different company.
UNITY BANCORP INC is the larger business by last-quarter revenue ($35.3M vs $19.8M, roughly 1.8× FutureFuel Corp.). UNITY BANCORP INC runs the higher net margin — 43.9% vs -60.5%, a 104.4% gap on every dollar of revenue. On growth, UNITY BANCORP INC posted the faster year-over-year revenue change (24.2% vs -67.7%). UNITY BANCORP INC produced more free cash flow last quarter ($44.3M vs $-29.9M). Over the past eight quarters, UNITY BANCORP INC's revenue compounded faster (17.5% CAGR vs -41.7%).
FutureFuel Corporation is a developer and producer of chemicals and biofuels. It is listed on the New York Stock Exchange, with symbol FF.
Unity Bancorp Inc is a New Jersey-headquartered financial holding company operating Unity Bank. It offers a full range of commercial and retail banking services including business loans, deposit products, mortgage services, and personal banking solutions, primarily serving small and medium-sized enterprises and individual consumers across local communities in New Jersey and eastern Pennsylvania.
FF vs UNTY — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $19.8M | $35.3M |
| Net Profit | $-12.0M | $15.5M |
| Gross Margin | -46.7% | — |
| Operating Margin | -62.9% | 55.8% |
| Net Margin | -60.5% | 43.9% |
| Revenue YoY | -67.7% | 24.2% |
| Net Profit YoY | -529.4% | 34.5% |
| EPS (diluted) | $-0.28 | $1.52 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $19.8M | $35.3M | ||
| Q3 25 | $22.7M | $32.8M | ||
| Q2 25 | $35.7M | $34.4M | ||
| Q1 25 | $17.5M | $29.4M | ||
| Q4 24 | $61.5M | $28.4M | ||
| Q3 24 | $51.1M | $27.7M | ||
| Q2 24 | $72.4M | $25.5M | ||
| Q1 24 | $58.3M | $25.6M |
| Q4 25 | $-12.0M | $15.5M | ||
| Q3 25 | $-9.3M | $14.4M | ||
| Q2 25 | $-10.4M | $16.5M | ||
| Q1 25 | $-17.6M | $11.6M | ||
| Q4 24 | $2.8M | $11.5M | ||
| Q3 24 | $-1.2M | $10.9M | ||
| Q2 24 | $9.6M | $9.5M | ||
| Q1 24 | $4.3M | $9.6M |
| Q4 25 | -46.7% | — | ||
| Q3 25 | -30.1% | — | ||
| Q2 25 | -24.6% | — | ||
| Q1 25 | -83.0% | — | ||
| Q4 24 | 9.1% | — | ||
| Q3 24 | 0.7% | — | ||
| Q2 24 | 12.0% | — | ||
| Q1 24 | 8.6% | — |
| Q4 25 | -62.9% | 55.8% | ||
| Q3 25 | -42.9% | 57.5% | ||
| Q2 25 | -33.4% | 62.6% | ||
| Q1 25 | -107.4% | 52.6% | ||
| Q4 24 | 2.6% | 51.0% | ||
| Q3 24 | -5.6% | 52.7% | ||
| Q2 24 | 7.5% | 49.3% | ||
| Q1 24 | 3.8% | 50.0% |
| Q4 25 | -60.5% | 43.9% | ||
| Q3 25 | -41.1% | 43.8% | ||
| Q2 25 | -29.2% | 48.0% | ||
| Q1 25 | -100.6% | 39.5% | ||
| Q4 24 | 4.5% | 40.5% | ||
| Q3 24 | -2.3% | 39.4% | ||
| Q2 24 | 13.2% | 37.1% | ||
| Q1 24 | 7.4% | 37.5% |
| Q4 25 | $-0.28 | $1.52 | ||
| Q3 25 | $-0.21 | $1.41 | ||
| Q2 25 | $-0.24 | $1.61 | ||
| Q1 25 | $-0.40 | $1.13 | ||
| Q4 24 | $0.06 | $1.13 | ||
| Q3 24 | $-0.03 | $1.07 | ||
| Q2 24 | $0.22 | $0.92 | ||
| Q1 24 | $0.10 | $0.94 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $51.3M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $154.7M | $345.6M |
| Total Assets | $192.2M | $3.0B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $51.3M | — | ||
| Q3 25 | $85.6M | — | ||
| Q2 25 | $95.2M | — | ||
| Q1 25 | $97.1M | — | ||
| Q4 24 | $109.5M | — | ||
| Q3 24 | $133.4M | — | ||
| Q2 24 | $115.1M | — | ||
| Q1 24 | $201.1M | — |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $230.8M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $154.7M | $345.6M | ||
| Q3 25 | $169.1M | $334.0M | ||
| Q2 25 | $178.2M | $319.8M | ||
| Q1 25 | $188.4M | $306.1M | ||
| Q4 24 | $205.8M | $295.6M | ||
| Q3 24 | $213.3M | $284.3M | ||
| Q2 24 | $214.4M | $273.4M | ||
| Q1 24 | $204.8M | $266.8M |
| Q4 25 | $192.2M | $3.0B | ||
| Q3 25 | $203.5M | $2.9B | ||
| Q2 25 | $218.2M | $2.9B | ||
| Q1 25 | $227.7M | $2.8B | ||
| Q4 24 | $247.7M | $2.7B | ||
| Q3 24 | $256.5M | $2.6B | ||
| Q2 24 | $261.2M | $2.6B | ||
| Q1 24 | $365.4M | $2.6B |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.78× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-27.4M | $44.9M |
| Free Cash FlowOCF − Capex | $-29.9M | $44.3M |
| FCF MarginFCF / Revenue | -150.5% | 125.7% |
| Capex IntensityCapex / Revenue | 12.2% | 1.6% |
| Cash ConversionOCF / Net Profit | — | 2.90× |
| TTM Free Cash FlowTrailing 4 quarters | $-46.0M | $81.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-27.4M | $44.9M | ||
| Q3 25 | $-1.1M | $45.5M | ||
| Q2 25 | $5.2M | $-25.3M | ||
| Q1 25 | $-5.4M | $17.9M | ||
| Q4 24 | $-16.6M | $48.0M | ||
| Q3 24 | $25.8M | $17.7M | ||
| Q2 24 | $27.8M | $-8.4M | ||
| Q1 24 | $-12.2M | $15.8M |
| Q4 25 | $-29.9M | $44.3M | ||
| Q3 25 | $-6.5M | $45.3M | ||
| Q2 25 | $-263.0K | $-25.5M | ||
| Q1 25 | $-9.4M | $17.6M | ||
| Q4 24 | $-20.7M | $47.3M | ||
| Q3 24 | $20.5M | $17.5M | ||
| Q2 24 | $24.8M | $-8.6M | ||
| Q1 24 | $-14.5M | $15.7M |
| Q4 25 | -150.5% | 125.7% | ||
| Q3 25 | -28.5% | 138.1% | ||
| Q2 25 | -0.7% | -74.2% | ||
| Q1 25 | -53.6% | 59.9% | ||
| Q4 24 | -33.6% | 166.5% | ||
| Q3 24 | 40.1% | 63.3% | ||
| Q2 24 | 34.3% | -33.7% | ||
| Q1 24 | -24.9% | 61.4% |
| Q4 25 | 12.2% | 1.6% | ||
| Q3 25 | 23.5% | 0.7% | ||
| Q2 25 | 15.3% | 0.5% | ||
| Q1 25 | 22.8% | 1.0% | ||
| Q4 24 | 6.6% | 2.4% | ||
| Q3 24 | 10.4% | 0.5% | ||
| Q2 24 | 4.1% | 0.5% | ||
| Q1 24 | 3.9% | 0.3% |
| Q4 25 | — | 2.90× | ||
| Q3 25 | — | 3.16× | ||
| Q2 25 | — | -1.54× | ||
| Q1 25 | — | 1.54× | ||
| Q4 24 | -5.94× | 4.17× | ||
| Q3 24 | — | 1.62× | ||
| Q2 24 | 2.90× | -0.89× | ||
| Q1 24 | -2.82× | 1.64× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FF
| Chemicals | $18.0M | 91% |
| Biofuels | $1.8M | 9% |
UNTY
Segment breakdown not available.
