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Side-by-side financial comparison of First Guaranty Bancshares, Inc. (FGBI) and i-80 Gold Corp. (IAUX). Click either name above to swap in a different company.

First Guaranty Bancshares, Inc. is the larger business by last-quarter revenue ($22.3M vs $21.3M, roughly 1.0× i-80 Gold Corp.). First Guaranty Bancshares, Inc. runs the higher net margin — 12.1% vs -401.9%, a 414.0% gap on every dollar of revenue. First Guaranty Bancshares, Inc. produced more free cash flow last quarter ($-10.0M vs $-39.2M).

First Citizens Bancshares, Inc. is a bank holding company based in Raleigh, North Carolina and one of the largest banks in the United States. Its primary subsidiary is First Citizens Bank, which operates over 500 branches in 23 states. A second subsidiary is Silicon Valley Bank, which operates 39 offices in 15 states.

i-80 Gold Corp is a mineral exploration and development firm focused on gold and silver asset operations in Nevada, US. It advances high-potential mining projects, using responsible extraction practices to deliver precious metals to global industrial and investment markets.

FGBI vs IAUX — Head-to-Head

Bigger by revenue
FGBI
FGBI
1.0× larger
FGBI
$22.3M
$21.3M
IAUX
Higher net margin
FGBI
FGBI
414.0% more per $
FGBI
12.1%
-401.9%
IAUX
More free cash flow
FGBI
FGBI
$29.3M more FCF
FGBI
$-10.0M
$-39.2M
IAUX

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FGBI
FGBI
IAUX
IAUX
Revenue
$22.3M
$21.3M
Net Profit
$2.5M
$-85.6M
Gross Margin
22.0%
Operating Margin
14.4%
-291.6%
Net Margin
12.1%
-401.9%
Revenue YoY
-10.9%
Net Profit YoY
142.6%
EPS (diluted)
$-0.10

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FGBI
FGBI
IAUX
IAUX
Q4 25
$22.3M
$21.3M
Q3 25
$24.1M
$32.0M
Q2 25
$24.4M
$27.8M
Q1 25
$24.6M
$14.0M
Q4 24
$25.1M
Q3 24
$27.1M
$11.5M
Q2 24
$36.8M
$7.2M
Q1 24
$24.2M
Net Profit
FGBI
FGBI
IAUX
IAUX
Q4 25
$2.5M
$-85.6M
Q3 25
$-45.0M
$-41.9M
Q2 25
$-7.3M
$-30.2M
Q1 25
$-6.2M
$-41.2M
Q4 24
$1.0M
Q3 24
$1.9M
$-43.1M
Q2 24
$7.2M
$-41.0M
Q1 24
$2.3M
Gross Margin
FGBI
FGBI
IAUX
IAUX
Q4 25
22.0%
Q3 25
9.7%
Q2 25
2.9%
Q1 25
20.7%
Q4 24
Q3 24
-42.7%
Q2 24
-171.4%
Q1 24
Operating Margin
FGBI
FGBI
IAUX
IAUX
Q4 25
14.4%
-291.6%
Q3 25
-224.1%
-86.7%
Q2 25
-38.9%
-67.4%
Q1 25
-32.5%
-112.3%
Q4 24
4.7%
Q3 24
9.2%
-210.0%
Q2 24
25.4%
-435.2%
Q1 24
12.3%
Net Margin
FGBI
FGBI
IAUX
IAUX
Q4 25
12.1%
-401.9%
Q3 25
-186.7%
-130.8%
Q2 25
-29.9%
-108.5%
Q1 25
-25.1%
-293.3%
Q4 24
4.0%
Q3 24
7.1%
-374.5%
Q2 24
19.6%
-570.8%
Q1 24
9.5%
EPS (diluted)
FGBI
FGBI
IAUX
IAUX
Q4 25
$-0.10
Q3 25
$-0.05
Q2 25
$-0.05
Q1 25
$-0.10
Q4 24
Q3 24
$-0.11
Q2 24
$-0.11
Q1 24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FGBI
FGBI
IAUX
IAUX
Cash + ST InvestmentsLiquidity on hand
$63.2M
Total DebtLower is stronger
$179.0M
$174.7M
Stockholders' EquityBook value
$226.2M
$346.8M
Total Assets
$4.1B
$703.4M
Debt / EquityLower = less leverage
0.79×
0.50×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FGBI
FGBI
IAUX
IAUX
Q4 25
$63.2M
Q3 25
$102.9M
Q2 25
$133.7M
Q1 25
$13.5M
Q4 24
Q3 24
$21.8M
Q2 24
$47.8M
Q1 24
Total Debt
FGBI
FGBI
IAUX
IAUX
Q4 25
$179.0M
$174.7M
Q3 25
$175.9M
Q2 25
$175.8M
Q1 25
$197.5M
Q4 24
$194.9M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
FGBI
FGBI
IAUX
IAUX
Q4 25
$226.2M
$346.8M
Q3 25
$221.1M
$423.0M
Q2 25
$263.1M
$463.5M
Q1 25
$251.4M
$318.0M
Q4 24
$255.0M
Q3 24
$256.4M
$346.9M
Q2 24
$255.1M
$377.2M
Q1 24
$250.3M
Total Assets
FGBI
FGBI
IAUX
IAUX
Q4 25
$4.1B
$703.4M
Q3 25
$3.8B
$756.2M
Q2 25
$4.0B
$782.9M
Q1 25
$3.8B
$659.0M
Q4 24
$4.0B
Q3 24
$3.9B
Q2 24
$3.6B
Q1 24
$3.6B
Debt / Equity
FGBI
FGBI
IAUX
IAUX
Q4 25
0.79×
0.50×
Q3 25
0.42×
Q2 25
0.38×
Q1 25
0.62×
Q4 24
0.76×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FGBI
FGBI
IAUX
IAUX
Operating Cash FlowLast quarter
$-8.3M
$-34.3M
Free Cash FlowOCF − Capex
$-10.0M
$-39.2M
FCF MarginFCF / Revenue
-44.6%
-184.3%
Capex IntensityCapex / Revenue
7.6%
23.1%
Cash ConversionOCF / Net Profit
-3.38×
TTM Free Cash FlowTrailing 4 quarters
$5.4M
$-93.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FGBI
FGBI
IAUX
IAUX
Q4 25
$-8.3M
$-34.3M
Q3 25
$29.4M
$-15.2M
Q2 25
$-18.3M
$-11.3M
Q1 25
$5.4M
$-22.7M
Q4 24
$33.7M
Q3 24
$4.9M
$-23.5M
Q2 24
$7.9M
$-24.6M
Q1 24
$2.0M
Free Cash Flow
FGBI
FGBI
IAUX
IAUX
Q4 25
$-10.0M
$-39.2M
Q3 25
$28.7M
$-18.5M
Q2 25
$-18.6M
$-12.4M
Q1 25
$5.2M
$-23.1M
Q4 24
$30.7M
Q3 24
$4.7M
$-23.8M
Q2 24
$6.6M
$-25.1M
Q1 24
$396.0K
FCF Margin
FGBI
FGBI
IAUX
IAUX
Q4 25
-44.6%
-184.3%
Q3 25
119.3%
-57.8%
Q2 25
-76.2%
-44.7%
Q1 25
21.1%
-164.1%
Q4 24
122.4%
Q3 24
17.4%
-206.7%
Q2 24
18.0%
-349.1%
Q1 24
1.6%
Capex Intensity
FGBI
FGBI
IAUX
IAUX
Q4 25
7.6%
23.1%
Q3 25
2.9%
10.2%
Q2 25
1.1%
3.9%
Q1 25
0.8%
2.5%
Q4 24
12.1%
Q3 24
0.5%
2.5%
Q2 24
3.5%
7.3%
Q1 24
6.6%
Cash Conversion
FGBI
FGBI
IAUX
IAUX
Q4 25
-3.38×
Q3 25
Q2 25
Q1 25
Q4 24
33.40×
Q3 24
2.52×
Q2 24
1.10×
Q1 24
0.86×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FGBI
FGBI

Segment breakdown not available.

IAUX
IAUX

Granite Creek Mining Company$20.3M95%
Ruby Hill Mining Company LLC$991.0K5%
Lone Tree Minning Company$3.0K0%

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