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Side-by-side financial comparison of First Guaranty Bancshares, Inc. (FGBI) and REGENXBIO Inc. (RGNX). Click either name above to swap in a different company.

REGENXBIO Inc. is the larger business by last-quarter revenue ($30.3M vs $22.3M, roughly 1.4× First Guaranty Bancshares, Inc.). First Guaranty Bancshares, Inc. runs the higher net margin — 12.1% vs -221.3%, a 233.4% gap on every dollar of revenue. On growth, REGENXBIO Inc. posted the faster year-over-year revenue change (43.0% vs -10.9%). First Guaranty Bancshares, Inc. produced more free cash flow last quarter ($-10.0M vs $-52.8M). Over the past eight quarters, REGENXBIO Inc.'s revenue compounded faster (39.4% CAGR vs -4.0%).

First Citizens Bancshares, Inc. is a bank holding company based in Raleigh, North Carolina and one of the largest banks in the United States. Its primary subsidiary is First Citizens Bank, which operates over 500 branches in 23 states. A second subsidiary is Silicon Valley Bank, which operates 39 offices in 15 states.

REGENXBIO Inc. is a clinical-stage biotechnology firm focused on gene therapy for rare severe genetic diseases. It licenses its proprietary AAV vector technology to global biopharma partners, and advances its own pipeline targeting ophthalmology, metabolic and neurodegenerative disorders.

FGBI vs RGNX — Head-to-Head

Bigger by revenue
RGNX
RGNX
1.4× larger
RGNX
$30.3M
$22.3M
FGBI
Growing faster (revenue YoY)
RGNX
RGNX
+53.9% gap
RGNX
43.0%
-10.9%
FGBI
Higher net margin
FGBI
FGBI
233.4% more per $
FGBI
12.1%
-221.3%
RGNX
More free cash flow
FGBI
FGBI
$42.8M more FCF
FGBI
$-10.0M
$-52.8M
RGNX
Faster 2-yr revenue CAGR
RGNX
RGNX
Annualised
RGNX
39.4%
-4.0%
FGBI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FGBI
FGBI
RGNX
RGNX
Revenue
$22.3M
$30.3M
Net Profit
$2.5M
$-67.1M
Gross Margin
Operating Margin
14.4%
-190.0%
Net Margin
12.1%
-221.3%
Revenue YoY
-10.9%
43.0%
Net Profit YoY
142.6%
-31.2%
EPS (diluted)
$-1.30

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FGBI
FGBI
RGNX
RGNX
Q4 25
$22.3M
$30.3M
Q3 25
$24.1M
$29.7M
Q2 25
$24.4M
$21.4M
Q1 25
$24.6M
$89.0M
Q4 24
$25.1M
$21.2M
Q3 24
$27.1M
$24.2M
Q2 24
$36.8M
$22.3M
Q1 24
$24.2M
$15.6M
Net Profit
FGBI
FGBI
RGNX
RGNX
Q4 25
$2.5M
$-67.1M
Q3 25
$-45.0M
$-61.9M
Q2 25
$-7.3M
$-70.9M
Q1 25
$-6.2M
$6.1M
Q4 24
$1.0M
$-51.2M
Q3 24
$1.9M
$-59.6M
Q2 24
$7.2M
$-53.0M
Q1 24
$2.3M
$-63.3M
Gross Margin
FGBI
FGBI
RGNX
RGNX
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
70.2%
Q3 24
48.8%
Q2 24
52.5%
Q1 24
72.6%
Operating Margin
FGBI
FGBI
RGNX
RGNX
Q4 25
14.4%
-190.0%
Q3 25
-224.1%
-176.3%
Q2 25
-38.9%
-296.3%
Q1 25
-32.5%
13.6%
Q4 24
4.7%
-242.1%
Q3 24
9.2%
-256.6%
Q2 24
25.4%
-251.3%
Q1 24
12.3%
-408.8%
Net Margin
FGBI
FGBI
RGNX
RGNX
Q4 25
12.1%
-221.3%
Q3 25
-186.7%
-208.3%
Q2 25
-29.9%
-331.8%
Q1 25
-25.1%
6.8%
Q4 24
4.0%
-241.3%
Q3 24
7.1%
-246.3%
Q2 24
19.6%
-237.7%
Q1 24
9.5%
-405.4%
EPS (diluted)
FGBI
FGBI
RGNX
RGNX
Q4 25
$-1.30
Q3 25
$-1.20
Q2 25
$-1.38
Q1 25
$0.12
Q4 24
$-0.99
Q3 24
$-1.17
Q2 24
$-1.05
Q1 24
$-1.38

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FGBI
FGBI
RGNX
RGNX
Cash + ST InvestmentsLiquidity on hand
$230.1M
Total DebtLower is stronger
$179.0M
Stockholders' EquityBook value
$226.2M
$102.7M
Total Assets
$4.1B
$453.0M
Debt / EquityLower = less leverage
0.79×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FGBI
FGBI
RGNX
RGNX
Q4 25
$230.1M
Q3 25
$274.2M
Q2 25
$323.3M
Q1 25
$267.9M
Q4 24
$234.7M
Q3 24
$255.5M
Q2 24
$290.4M
Q1 24
$338.7M
Total Debt
FGBI
FGBI
RGNX
RGNX
Q4 25
$179.0M
Q3 25
Q2 25
Q1 25
Q4 24
$194.9M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
FGBI
FGBI
RGNX
RGNX
Q4 25
$226.2M
$102.7M
Q3 25
$221.1M
$161.5M
Q2 25
$263.1M
$213.7M
Q1 25
$251.4M
$274.2M
Q4 24
$255.0M
$259.7M
Q3 24
$256.4M
$301.4M
Q2 24
$255.1M
$348.3M
Q1 24
$250.3M
$390.7M
Total Assets
FGBI
FGBI
RGNX
RGNX
Q4 25
$4.1B
$453.0M
Q3 25
$3.8B
$525.2M
Q2 25
$4.0B
$581.0M
Q1 25
$3.8B
$490.9M
Q4 24
$4.0B
$466.0M
Q3 24
$3.9B
$519.1M
Q2 24
$3.6B
$569.4M
Q1 24
$3.6B
$629.2M
Debt / Equity
FGBI
FGBI
RGNX
RGNX
Q4 25
0.79×
Q3 25
Q2 25
Q1 25
Q4 24
0.76×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FGBI
FGBI
RGNX
RGNX
Operating Cash FlowLast quarter
$-8.3M
$-52.3M
Free Cash FlowOCF − Capex
$-10.0M
$-52.8M
FCF MarginFCF / Revenue
-44.6%
-174.0%
Capex IntensityCapex / Revenue
7.6%
1.7%
Cash ConversionOCF / Net Profit
-3.38×
TTM Free Cash FlowTrailing 4 quarters
$5.4M
$-126.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FGBI
FGBI
RGNX
RGNX
Q4 25
$-8.3M
$-52.3M
Q3 25
$29.4M
$-56.0M
Q2 25
$-18.3M
$-49.3M
Q1 25
$5.4M
$33.6M
Q4 24
$33.7M
$-31.6M
Q3 24
$4.9M
$-40.5M
Q2 24
$7.9M
$-45.5M
Q1 24
$2.0M
$-55.5M
Free Cash Flow
FGBI
FGBI
RGNX
RGNX
Q4 25
$-10.0M
$-52.8M
Q3 25
$28.7M
$-56.5M
Q2 25
$-18.6M
$-49.7M
Q1 25
$5.2M
$32.6M
Q4 24
$30.7M
$-32.7M
Q3 24
$4.7M
$-40.9M
Q2 24
$6.6M
$-46.0M
Q1 24
$396.0K
$-56.0M
FCF Margin
FGBI
FGBI
RGNX
RGNX
Q4 25
-44.6%
-174.0%
Q3 25
119.3%
-189.9%
Q2 25
-76.2%
-232.8%
Q1 25
21.1%
36.6%
Q4 24
122.4%
-154.2%
Q3 24
17.4%
-168.9%
Q2 24
18.0%
-206.2%
Q1 24
1.6%
-358.5%
Capex Intensity
FGBI
FGBI
RGNX
RGNX
Q4 25
7.6%
1.7%
Q3 25
2.9%
1.7%
Q2 25
1.1%
1.8%
Q1 25
0.8%
1.2%
Q4 24
12.1%
5.1%
Q3 24
0.5%
1.3%
Q2 24
3.5%
2.1%
Q1 24
6.6%
3.6%
Cash Conversion
FGBI
FGBI
RGNX
RGNX
Q4 25
-3.38×
Q3 25
Q2 25
Q1 25
5.53×
Q4 24
33.40×
Q3 24
2.52×
Q2 24
1.10×
Q1 24
0.86×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FGBI
FGBI

Segment breakdown not available.

RGNX
RGNX

Novartis Gene Therapies$24.2M80%
Nippon Shinyaku Collaboration And License Agreement$4.3M14%
Nippon Shinyaku Services$1.4M5%

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