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Side-by-side financial comparison of FinVolution Group (FINV) and Life Time Group Holdings, Inc. (LTH). Click either name above to swap in a different company.

Life Time Group Holdings, Inc. is the larger business by last-quarter revenue ($745.1M vs $479.7M, roughly 1.6× FinVolution Group). FinVolution Group runs the higher net margin — 21.2% vs 16.5%, a 4.7% gap on every dollar of revenue. FinVolution Group produced more free cash flow last quarter ($70.6M vs $-64.6M).

Volution Group plc is a manufacturer of ventilation equipment for commercial and residential customers. Based in Crawley, West Sussex, the company is listed on the London Stock Exchange and is a constituent of the FTSE 250 Index.

Life Time Group Holdings, Inc. operates a network of premium athletic, fitness and wellness destinations across the United States. It offers diverse services including state-of-the-art gym facilities, group exercise classes, personal training, spa treatments, nutrition coaching, youth programs and co-working spaces for consumers pursuing holistic healthy lifestyles.

FINV vs LTH — Head-to-Head

Bigger by revenue
LTH
LTH
1.6× larger
LTH
$745.1M
$479.7M
FINV
Higher net margin
FINV
FINV
4.7% more per $
FINV
21.2%
16.5%
LTH
More free cash flow
FINV
FINV
$135.3M more FCF
FINV
$70.6M
$-64.6M
LTH

Income Statement — Q1 FY2025 vs Q4 FY2025

Metric
FINV
FINV
LTH
LTH
Revenue
$479.7M
$745.1M
Net Profit
$101.7M
$123.0M
Gross Margin
49.1%
Operating Margin
44.6%
17.4%
Net Margin
21.2%
16.5%
Revenue YoY
12.3%
Net Profit YoY
231.0%
EPS (diluted)
$0.55

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FINV
FINV
LTH
LTH
Q4 25
$745.1M
Q3 25
$782.6M
Q2 25
$761.5M
Q1 25
$479.7M
$706.0M
Q4 24
$663.3M
Q3 24
$693.2M
Q2 24
$667.8M
Q1 24
$596.7M
Net Profit
FINV
FINV
LTH
LTH
Q4 25
$123.0M
Q3 25
$102.4M
Q2 25
$72.1M
Q1 25
$101.7M
$76.1M
Q4 24
$37.2M
Q3 24
$41.4M
Q2 24
$52.8M
Q1 24
$24.9M
Gross Margin
FINV
FINV
LTH
LTH
Q4 25
49.1%
Q3 25
47.1%
Q2 25
47.0%
Q1 25
47.5%
Q4 24
48.2%
Q3 24
46.5%
Q2 24
46.8%
Q1 24
46.1%
Operating Margin
FINV
FINV
LTH
LTH
Q4 25
17.4%
Q3 25
17.3%
Q2 25
14.2%
Q1 25
44.6%
15.2%
Q4 24
13.1%
Q3 24
13.5%
Q2 24
15.7%
Q1 24
12.1%
Net Margin
FINV
FINV
LTH
LTH
Q4 25
16.5%
Q3 25
13.1%
Q2 25
9.5%
Q1 25
21.2%
10.8%
Q4 24
5.6%
Q3 24
6.0%
Q2 24
7.9%
Q1 24
4.2%
EPS (diluted)
FINV
FINV
LTH
LTH
Q4 25
$0.55
Q3 25
$0.45
Q2 25
$0.32
Q1 25
$0.34
Q4 24
$0.17
Q3 24
$0.19
Q2 24
$0.26
Q1 24
$0.12

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FINV
FINV
LTH
LTH
Cash + ST InvestmentsLiquidity on hand
$745.0M
$204.8M
Total DebtLower is stronger
$1.5B
Stockholders' EquityBook value
$3.1B
Total Assets
$3.4B
$8.0B
Debt / EquityLower = less leverage
0.48×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FINV
FINV
LTH
LTH
Q4 25
$204.8M
Q3 25
$218.9M
Q2 25
$175.5M
Q1 25
$745.0M
$59.0M
Q4 24
$10.9M
Q3 24
$120.9M
Q2 24
$34.5M
Q1 24
$18.6M
Total Debt
FINV
FINV
LTH
LTH
Q4 25
$1.5B
Q3 25
$1.5B
Q2 25
$1.5B
Q1 25
$1.5B
Q4 24
$1.5B
Q3 24
$1.7B
Q2 24
$1.8B
Q1 24
$2.0B
Stockholders' Equity
FINV
FINV
LTH
LTH
Q4 25
$3.1B
Q3 25
$3.0B
Q2 25
$2.9B
Q1 25
$2.7B
Q4 24
$2.6B
Q3 24
$2.6B
Q2 24
$2.4B
Q1 24
$2.3B
Total Assets
FINV
FINV
LTH
LTH
Q4 25
$8.0B
Q3 25
$7.8B
Q2 25
$7.6B
Q1 25
$3.4B
$7.3B
Q4 24
$7.2B
Q3 24
$7.2B
Q2 24
$7.1B
Q1 24
$7.1B
Debt / Equity
FINV
FINV
LTH
LTH
Q4 25
0.48×
Q3 25
0.51×
Q2 25
0.53×
Q1 25
0.56×
Q4 24
0.59×
Q3 24
0.64×
Q2 24
0.78×
Q1 24
0.87×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FINV
FINV
LTH
LTH
Operating Cash FlowLast quarter
$72.0M
$239.9M
Free Cash FlowOCF − Capex
$70.6M
$-64.6M
FCF MarginFCF / Revenue
14.7%
-8.7%
Capex IntensityCapex / Revenue
0.3%
40.9%
Cash ConversionOCF / Net Profit
0.71×
1.95×
TTM Free Cash FlowTrailing 4 quarters
$-21.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FINV
FINV
LTH
LTH
Q4 25
$239.9M
Q3 25
$251.1M
Q2 25
$195.7M
Q1 25
$72.0M
$183.9M
Q4 24
$163.1M
Q3 24
$151.1M
Q2 24
$170.4M
Q1 24
$90.4M
Free Cash Flow
FINV
FINV
LTH
LTH
Q4 25
$-64.6M
Q3 25
$28.6M
Q2 25
$-26.3M
Q1 25
$70.6M
$41.4M
Q4 24
$26.8M
Q3 24
$64.0M
Q2 24
$26.1M
Q1 24
$-66.4M
FCF Margin
FINV
FINV
LTH
LTH
Q4 25
-8.7%
Q3 25
3.7%
Q2 25
-3.5%
Q1 25
14.7%
5.9%
Q4 24
4.0%
Q3 24
9.2%
Q2 24
3.9%
Q1 24
-11.1%
Capex Intensity
FINV
FINV
LTH
LTH
Q4 25
40.9%
Q3 25
28.4%
Q2 25
29.2%
Q1 25
0.3%
20.2%
Q4 24
20.6%
Q3 24
12.6%
Q2 24
21.6%
Q1 24
26.3%
Cash Conversion
FINV
FINV
LTH
LTH
Q4 25
1.95×
Q3 25
2.45×
Q2 25
2.71×
Q1 25
0.71×
2.41×
Q4 24
4.39×
Q3 24
3.65×
Q2 24
3.23×
Q1 24
3.63×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FINV
FINV

Segment breakdown not available.

LTH
LTH

Membership$535.1M72%
In Center$191.2M26%
Other$18.8M3%

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