vs

Side-by-side financial comparison of FinVolution Group (FINV) and PHINIA INC. (PHIN). Click either name above to swap in a different company.

PHINIA INC. is the larger business by last-quarter revenue ($889.0M vs $479.7M, roughly 1.9× FinVolution Group). FinVolution Group produced more free cash flow last quarter ($70.6M vs $67.0M).

Volution Group plc is a manufacturer of ventilation equipment for commercial and residential customers. Based in Crawley, West Sussex, the company is listed on the London Stock Exchange and is a constituent of the FTSE 250 Index.

PHINIA Inc. is a global automotive technology provider specializing in fuel injection systems, starters, alternators, and hybrid/electric vehicle components. It serves OEMs and aftermarket customers across North America, Europe, Asia Pacific and key markets, covering passenger car, commercial vehicle and industrial mobility segments.

FINV vs PHIN — Head-to-Head

Bigger by revenue
PHIN
PHIN
1.9× larger
PHIN
$889.0M
$479.7M
FINV
More free cash flow
FINV
FINV
$3.6M more FCF
FINV
$70.6M
$67.0M
PHIN

Income Statement — Q1 FY2025 vs Q4 FY2025

Metric
FINV
FINV
PHIN
PHIN
Revenue
$479.7M
$889.0M
Net Profit
$101.7M
Gross Margin
21.7%
Operating Margin
44.6%
7.8%
Net Margin
21.2%
Revenue YoY
6.7%
Net Profit YoY
EPS (diluted)
$1.14

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FINV
FINV
PHIN
PHIN
Q4 25
$889.0M
Q3 25
$908.0M
Q2 25
$890.0M
Q1 25
$479.7M
$796.0M
Q4 24
$833.0M
Q3 24
$839.0M
Q2 24
$868.0M
Q1 24
$863.0M
Net Profit
FINV
FINV
PHIN
PHIN
Q4 25
Q3 25
$13.0M
Q2 25
$46.0M
Q1 25
$101.7M
$26.0M
Q4 24
Q3 24
$31.0M
Q2 24
$14.0M
Q1 24
$29.0M
Gross Margin
FINV
FINV
PHIN
PHIN
Q4 25
21.7%
Q3 25
22.0%
Q2 25
22.1%
Q1 25
21.6%
Q4 24
22.7%
Q3 24
22.3%
Q2 24
21.7%
Q1 24
22.2%
Operating Margin
FINV
FINV
PHIN
PHIN
Q4 25
7.8%
Q3 25
3.7%
Q2 25
10.0%
Q1 25
44.6%
7.8%
Q4 24
6.1%
Q3 24
7.9%
Q2 24
8.2%
Q1 24
8.2%
Net Margin
FINV
FINV
PHIN
PHIN
Q4 25
Q3 25
1.4%
Q2 25
5.2%
Q1 25
21.2%
3.3%
Q4 24
Q3 24
3.7%
Q2 24
1.6%
Q1 24
3.4%
EPS (diluted)
FINV
FINV
PHIN
PHIN
Q4 25
$1.14
Q3 25
$0.33
Q2 25
$1.14
Q1 25
$0.63
Q4 24
$0.13
Q3 24
$0.70
Q2 24
$0.31
Q1 24
$0.62

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FINV
FINV
PHIN
PHIN
Cash + ST InvestmentsLiquidity on hand
$745.0M
$359.0M
Total DebtLower is stronger
$970.0M
Stockholders' EquityBook value
$1.6B
Total Assets
$3.4B
$3.8B
Debt / EquityLower = less leverage
0.61×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FINV
FINV
PHIN
PHIN
Q4 25
$359.0M
Q3 25
$349.0M
Q2 25
$347.0M
Q1 25
$745.0M
$373.0M
Q4 24
$484.0M
Q3 24
$477.0M
Q2 24
$339.0M
Q1 24
$325.0M
Total Debt
FINV
FINV
PHIN
PHIN
Q4 25
$970.0M
Q3 25
$990.0M
Q2 25
$990.0M
Q1 25
$989.0M
Q4 24
$988.0M
Q3 24
$987.0M
Q2 24
$821.0M
Q1 24
$706.0M
Stockholders' Equity
FINV
FINV
PHIN
PHIN
Q4 25
$1.6B
Q3 25
$1.6B
Q2 25
$1.6B
Q1 25
$1.5B
Q4 24
$1.6B
Q3 24
$1.7B
Q2 24
$1.7B
Q1 24
$1.9B
Total Assets
FINV
FINV
PHIN
PHIN
Q4 25
$3.8B
Q3 25
$4.0B
Q2 25
$3.9B
Q1 25
$3.4B
$3.7B
Q4 24
$3.8B
Q3 24
$4.0B
Q2 24
$3.9B
Q1 24
$4.0B
Debt / Equity
FINV
FINV
PHIN
PHIN
Q4 25
0.61×
Q3 25
0.62×
Q2 25
0.61×
Q1 25
0.64×
Q4 24
0.63×
Q3 24
0.58×
Q2 24
0.47×
Q1 24
0.38×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FINV
FINV
PHIN
PHIN
Operating Cash FlowLast quarter
$72.0M
$96.0M
Free Cash FlowOCF − Capex
$70.6M
$67.0M
FCF MarginFCF / Revenue
14.7%
7.5%
Capex IntensityCapex / Revenue
0.3%
3.3%
Cash ConversionOCF / Net Profit
0.71×
TTM Free Cash FlowTrailing 4 quarters
$188.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FINV
FINV
PHIN
PHIN
Q4 25
$96.0M
Q3 25
$119.0M
Q2 25
$57.0M
Q1 25
$72.0M
$40.0M
Q4 24
$73.0M
Q3 24
$95.0M
Q2 24
$109.0M
Q1 24
$31.0M
Free Cash Flow
FINV
FINV
PHIN
PHIN
Q4 25
$67.0M
Q3 25
$93.0M
Q2 25
$23.0M
Q1 25
$70.6M
$5.0M
Q4 24
$53.0M
Q3 24
$70.0M
Q2 24
$92.0M
Q1 24
$-12.0M
FCF Margin
FINV
FINV
PHIN
PHIN
Q4 25
7.5%
Q3 25
10.2%
Q2 25
2.6%
Q1 25
14.7%
0.6%
Q4 24
6.4%
Q3 24
8.3%
Q2 24
10.6%
Q1 24
-1.4%
Capex Intensity
FINV
FINV
PHIN
PHIN
Q4 25
3.3%
Q3 25
2.9%
Q2 25
3.8%
Q1 25
0.3%
4.4%
Q4 24
2.4%
Q3 24
3.0%
Q2 24
2.0%
Q1 24
5.0%
Cash Conversion
FINV
FINV
PHIN
PHIN
Q4 25
Q3 25
9.15×
Q2 25
1.24×
Q1 25
0.71×
1.54×
Q4 24
Q3 24
3.06×
Q2 24
7.79×
Q1 24
1.07×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FINV
FINV

Segment breakdown not available.

PHIN
PHIN

Customer$618.0M70%
Fuel Systems$194.0M22%
Other$77.0M9%

Related Comparisons