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Side-by-side financial comparison of FinVolution Group (FINV) and SFL Corp Ltd. (SFL). Click either name above to swap in a different company.

FinVolution Group is the larger business by last-quarter revenue ($479.7M vs $353.7M, roughly 1.4× SFL Corp Ltd.). FinVolution Group runs the higher net margin — 21.2% vs 1.1%, a 20.1% gap on every dollar of revenue.

Volution Group plc is a manufacturer of ventilation equipment for commercial and residential customers. Based in Crawley, West Sussex, the company is listed on the London Stock Exchange and is a constituent of the FTSE 250 Index.

SFL Corp Ltd is a global maritime transportation and vessel owning enterprise with a diversified fleet including container ships, oil tankers, dry bulk carriers and offshore support vessels. It serves international logistics, energy and bulk commodity sectors, offering long-term and spot charter services to clients across major global trade routes.

FINV vs SFL — Head-to-Head

Bigger by revenue
FINV
FINV
1.4× larger
FINV
$479.7M
$353.7M
SFL
Higher net margin
FINV
FINV
20.1% more per $
FINV
21.2%
1.1%
SFL

Income Statement — Q1 FY2025 vs Q4 FY2025

Metric
FINV
FINV
SFL
SFL
Revenue
$479.7M
$353.7M
Net Profit
$101.7M
$4.0M
Gross Margin
Operating Margin
44.6%
22.8%
Net Margin
21.2%
1.1%
Revenue YoY
-27.0%
Net Profit YoY
-93.9%
EPS (diluted)
$0.03

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FINV
FINV
SFL
SFL
Q4 25
$353.7M
Q1 25
$479.7M
Q4 24
$484.4M
Q4 23
$414.5M
Q4 22
$364.7M
Net Profit
FINV
FINV
SFL
SFL
Q4 25
$4.0M
Q1 25
$101.7M
Q4 24
$64.7M
Q4 23
$60.7M
Q4 22
$98.3M
Operating Margin
FINV
FINV
SFL
SFL
Q4 25
22.8%
Q1 25
44.6%
Q4 24
32.8%
Q4 23
33.4%
Q4 22
38.3%
Net Margin
FINV
FINV
SFL
SFL
Q4 25
1.1%
Q1 25
21.2%
Q4 24
13.4%
Q4 23
14.6%
Q4 22
27.0%
EPS (diluted)
FINV
FINV
SFL
SFL
Q4 25
$0.03
Q1 25
Q4 24
$0.49
Q4 23
$0.48
Q4 22
$0.74

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FINV
FINV
SFL
SFL
Cash + ST InvestmentsLiquidity on hand
$745.0M
$150.8M
Total DebtLower is stronger
$2.6B
Stockholders' EquityBook value
$960.9M
Total Assets
$3.4B
$3.6B
Debt / EquityLower = less leverage
2.69×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FINV
FINV
SFL
SFL
Q4 25
$150.8M
Q1 25
$745.0M
Q4 24
$134.6M
Q4 23
$165.5M
Q4 22
$188.4M
Total Debt
FINV
FINV
SFL
SFL
Q4 25
$2.6B
Q1 25
Q4 24
$2.9B
Q4 23
$2.2B
Q4 22
$2.2B
Stockholders' Equity
FINV
FINV
SFL
SFL
Q4 25
$960.9M
Q1 25
Q4 24
$1.1B
Q4 23
$1.0B
Q4 22
$1.1B
Total Assets
FINV
FINV
SFL
SFL
Q4 25
$3.6B
Q1 25
$3.4B
Q4 24
$4.1B
Q4 23
$3.7B
Q4 22
$3.9B
Debt / Equity
FINV
FINV
SFL
SFL
Q4 25
2.69×
Q1 25
Q4 24
2.54×
Q4 23
2.08×
Q4 22
2.03×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FINV
FINV
SFL
SFL
Operating Cash FlowLast quarter
$72.0M
$118.4M
Free Cash FlowOCF − Capex
$70.6M
FCF MarginFCF / Revenue
14.7%
Capex IntensityCapex / Revenue
0.3%
Cash ConversionOCF / Net Profit
0.71×
29.75×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FINV
FINV
SFL
SFL
Q4 25
$118.4M
Q1 25
$72.0M
Q4 24
$182.4M
Q4 23
$112.1M
Q4 22
$188.4M
Free Cash Flow
FINV
FINV
SFL
SFL
Q4 25
Q1 25
$70.6M
Q4 24
Q4 23
Q4 22
FCF Margin
FINV
FINV
SFL
SFL
Q4 25
Q1 25
14.7%
Q4 24
Q4 23
Q4 22
Capex Intensity
FINV
FINV
SFL
SFL
Q4 25
Q1 25
0.3%
Q4 24
Q4 23
Q4 22
Cash Conversion
FINV
FINV
SFL
SFL
Q4 25
29.75×
Q1 25
0.71×
Q4 24
2.82×
Q4 23
1.85×
Q4 22
1.92×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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