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Side-by-side financial comparison of FinVolution Group (FINV) and TTEC Holdings, Inc. (TTEC). Click either name above to swap in a different company.

TTEC Holdings, Inc. is the larger business by last-quarter revenue ($570.0M vs $479.7M, roughly 1.2× FinVolution Group). FinVolution Group runs the higher net margin — 21.2% vs -29.9%, a 51.1% gap on every dollar of revenue. FinVolution Group produced more free cash flow last quarter ($70.6M vs $-9.2M).

Volution Group plc is a manufacturer of ventilation equipment for commercial and residential customers. Based in Crawley, West Sussex, the company is listed on the London Stock Exchange and is a constituent of the FTSE 250 Index.

TTEC Holdings, Inc., is an American customer experience technology and services company with its primary place of business in Austin, Texas.

FINV vs TTEC — Head-to-Head

Bigger by revenue
TTEC
TTEC
1.2× larger
TTEC
$570.0M
$479.7M
FINV
Higher net margin
FINV
FINV
51.1% more per $
FINV
21.2%
-29.9%
TTEC
More free cash flow
FINV
FINV
$79.8M more FCF
FINV
$70.6M
$-9.2M
TTEC

Income Statement — Q1 FY2025 vs Q4 FY2025

Metric
FINV
FINV
TTEC
TTEC
Revenue
$479.7M
$570.0M
Net Profit
$101.7M
$-170.5M
Gross Margin
Operating Margin
44.6%
-30.3%
Net Margin
21.2%
-29.9%
Revenue YoY
0.4%
Net Profit YoY
-3791.9%
EPS (diluted)
$-3.57

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FINV
FINV
TTEC
TTEC
Q4 25
$570.0M
Q3 25
$519.1M
Q2 25
$513.6M
Q1 25
$479.7M
$534.2M
Q4 24
$567.4M
Q3 24
$529.4M
Q2 24
$534.1M
Q1 24
$576.6M
Net Profit
FINV
FINV
TTEC
TTEC
Q4 25
$-170.5M
Q3 25
$-13.4M
Q2 25
$-8.0M
Q1 25
$101.7M
$1.4M
Q4 24
$4.6M
Q3 24
$-21.1M
Q2 24
$-299.5M
Q1 24
$-2.3M
Operating Margin
FINV
FINV
TTEC
TTEC
Q4 25
-30.3%
Q3 25
2.4%
Q2 25
3.7%
Q1 25
44.6%
4.5%
Q4 24
2.7%
Q3 24
2.4%
Q2 24
-42.0%
Q1 24
3.9%
Net Margin
FINV
FINV
TTEC
TTEC
Q4 25
-29.9%
Q3 25
-2.6%
Q2 25
-1.6%
Q1 25
21.2%
0.3%
Q4 24
0.8%
Q3 24
-4.0%
Q2 24
-56.1%
Q1 24
-0.4%
EPS (diluted)
FINV
FINV
TTEC
TTEC
Q4 25
$-3.57
Q3 25
$-0.28
Q2 25
$-0.17
Q1 25
$0.03
Q4 24
$0.05
Q3 24
$-0.44
Q2 24
$-6.30
Q1 24
$-0.05

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FINV
FINV
TTEC
TTEC
Cash + ST InvestmentsLiquidity on hand
$745.0M
$82.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$112.9M
Total Assets
$3.4B
$1.5B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FINV
FINV
TTEC
TTEC
Q4 25
$82.9M
Q3 25
$73.5M
Q2 25
$82.6M
Q1 25
$745.0M
$85.1M
Q4 24
$85.0M
Q3 24
$96.9M
Q2 24
$79.8M
Q1 24
$91.5M
Stockholders' Equity
FINV
FINV
TTEC
TTEC
Q4 25
$112.9M
Q3 25
$280.8M
Q2 25
$295.2M
Q1 25
$281.5M
Q4 24
$268.1M
Q3 24
$295.1M
Q2 24
$304.2M
Q1 24
$612.4M
Total Assets
FINV
FINV
TTEC
TTEC
Q4 25
$1.5B
Q3 25
$1.7B
Q2 25
$1.7B
Q1 25
$3.4B
$1.7B
Q4 24
$1.8B
Q3 24
$1.8B
Q2 24
$1.8B
Q1 24
$2.1B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FINV
FINV
TTEC
TTEC
Operating Cash FlowLast quarter
$72.0M
$2.6M
Free Cash FlowOCF − Capex
$70.6M
$-9.2M
FCF MarginFCF / Revenue
14.7%
-1.6%
Capex IntensityCapex / Revenue
0.3%
2.1%
Cash ConversionOCF / Net Profit
0.71×
TTM Free Cash FlowTrailing 4 quarters
$83.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FINV
FINV
TTEC
TTEC
Q4 25
$2.6M
Q3 25
$4.2M
Q2 25
$92.7M
Q1 25
$72.0M
$21.6M
Q4 24
$-1.1M
Q3 24
$-91.4M
Q2 24
$49.3M
Q1 24
$-15.6M
Free Cash Flow
FINV
FINV
TTEC
TTEC
Q4 25
$-9.2M
Q3 25
$-9.6M
Q2 25
$85.5M
Q1 25
$70.6M
$16.2M
Q4 24
$-9.8M
Q3 24
$-100.2M
Q2 24
$35.1M
Q1 24
$-29.1M
FCF Margin
FINV
FINV
TTEC
TTEC
Q4 25
-1.6%
Q3 25
-1.8%
Q2 25
16.7%
Q1 25
14.7%
3.0%
Q4 24
-1.7%
Q3 24
-18.9%
Q2 24
6.6%
Q1 24
-5.0%
Capex Intensity
FINV
FINV
TTEC
TTEC
Q4 25
2.1%
Q3 25
2.7%
Q2 25
1.4%
Q1 25
0.3%
1.0%
Q4 24
1.5%
Q3 24
1.7%
Q2 24
2.7%
Q1 24
2.3%
Cash Conversion
FINV
FINV
TTEC
TTEC
Q4 25
Q3 25
Q2 25
Q1 25
0.71×
15.60×
Q4 24
-0.24×
Q3 24
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FINV
FINV

Segment breakdown not available.

TTEC
TTEC

Ttec Engage$444.5M78%
Ttec Digital$125.5M22%

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