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Side-by-side financial comparison of Finwise Bancorp (FINW) and HARTE HANKS INC (HHS). Click either name above to swap in a different company.
Finwise Bancorp is the larger business by last-quarter revenue ($42.7M vs $39.9M, roughly 1.1× HARTE HANKS INC). Finwise Bancorp runs the higher net margin — 6.4% vs 5.5%, a 0.9% gap on every dollar of revenue. Over the past eight quarters, Finwise Bancorp's revenue compounded faster (47.0% CAGR vs -6.4%).
Finwise Bancorp is a U.S.-based financial holding company that operates primarily through its community banking subsidiary. It offers a full suite of retail and commercial financial services, including deposit accounts, personal loans, mortgage products, small business financing, and wealth management solutions, serving local retail consumers and small to medium-sized business clients across its regional operating markets.
Harte Hanks is a global marketing services company headquartered in Boston, Massachusetts. Harte Hanks services include analytics, strategy, marketing technology, creative services, digital marketing, customer care, direct mail, logistics, and fulfillment.
FINW vs HHS — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $42.7M | $39.9M |
| Net Profit | $2.7M | $2.2M |
| Gross Margin | — | — |
| Operating Margin | — | -0.3% |
| Net Margin | 6.4% | 5.5% |
| Revenue YoY | — | -15.4% |
| Net Profit YoY | — | — |
| EPS (diluted) | $0.20 | $0.30 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $42.7M | — | ||
| Q4 25 | $46.9M | $39.9M | ||
| Q3 25 | $36.7M | $39.5M | ||
| Q2 25 | $25.1M | $38.6M | ||
| Q1 25 | $22.1M | $41.6M | ||
| Q4 24 | $21.1M | $47.1M | ||
| Q3 24 | $20.8M | $47.6M | ||
| Q2 24 | $19.8M | $45.0M |
| Q1 26 | $2.7M | — | ||
| Q4 25 | $3.9M | $2.2M | ||
| Q3 25 | $4.9M | $-2.3M | ||
| Q2 25 | $4.1M | $-335.0K | ||
| Q1 25 | $3.2M | $-392.0K | ||
| Q4 24 | $2.8M | — | ||
| Q3 24 | $3.5M | $142.0K | ||
| Q2 24 | $3.2M | $-27.8M |
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | -0.3% | ||
| Q3 25 | 17.5% | 1.3% | ||
| Q2 25 | 21.7% | 0.1% | ||
| Q1 25 | 20.1% | -0.1% | ||
| Q4 24 | 17.5% | -3.3% | ||
| Q3 24 | 22.2% | 4.0% | ||
| Q2 24 | 21.1% | 3.0% |
| Q1 26 | 6.4% | — | ||
| Q4 25 | 8.4% | 5.5% | ||
| Q3 25 | 13.3% | -5.8% | ||
| Q2 25 | 16.3% | -0.9% | ||
| Q1 25 | 14.4% | -0.9% | ||
| Q4 24 | 13.2% | — | ||
| Q3 24 | 16.6% | 0.3% | ||
| Q2 24 | 16.1% | -61.8% |
| Q1 26 | $0.20 | — | ||
| Q4 25 | $0.27 | $0.30 | ||
| Q3 25 | $0.34 | $-0.31 | ||
| Q2 25 | $0.29 | $-0.05 | ||
| Q1 25 | $0.23 | $-0.05 | ||
| Q4 24 | $0.19 | $-0.31 | ||
| Q3 24 | $0.25 | $0.02 | ||
| Q2 24 | $0.24 | $-3.84 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $5.6M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $196.6M | $20.5M |
| Total Assets | $899.4M | $91.8M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $163.4M | $5.6M | ||
| Q3 25 | $105.6M | $6.5M | ||
| Q2 25 | $90.1M | $4.8M | ||
| Q1 25 | $120.3M | $9.0M | ||
| Q4 24 | $109.2M | $9.8M | ||
| Q3 24 | $85.8M | $5.9M | ||
| Q2 24 | $89.0M | $11.0M |
| Q1 26 | $196.6M | — | ||
| Q4 25 | $193.2M | $20.5M | ||
| Q3 25 | $187.8M | $19.9M | ||
| Q2 25 | $182.0M | $22.2M | ||
| Q1 25 | $177.4M | $21.4M | ||
| Q4 24 | $173.7M | $21.7M | ||
| Q3 24 | $170.4M | $21.0M | ||
| Q2 24 | $165.8M | $20.6M |
| Q1 26 | $899.4M | — | ||
| Q4 25 | $977.1M | $91.8M | ||
| Q3 25 | $899.9M | $92.7M | ||
| Q2 25 | $842.5M | $95.0M | ||
| Q1 25 | $804.1M | $100.6M | ||
| Q4 24 | $746.0M | $101.8M | ||
| Q3 24 | $683.0M | $108.1M | ||
| Q2 24 | $617.8M | $109.7M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $737.0K |
| Free Cash FlowOCF − Capex | — | $-686.0K |
| FCF MarginFCF / Revenue | — | -1.7% |
| Capex IntensityCapex / Revenue | — | 3.6% |
| Cash ConversionOCF / Net Profit | — | 0.33× |
| TTM Free Cash FlowTrailing 4 quarters | — | $-4.5M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-28.4M | $737.0K | ||
| Q3 25 | $3.5M | $3.2M | ||
| Q2 25 | $-18.3M | $-4.8M | ||
| Q1 25 | $-21.6M | $-818.0K | ||
| Q4 24 | $-15.0M | $4.0M | ||
| Q3 24 | $-9.8M | $-2.9M | ||
| Q2 24 | $-7.6M | $1.6M |
| Q1 26 | — | — | ||
| Q4 25 | $-28.6M | $-686.0K | ||
| Q3 25 | $3.4M | $2.2M | ||
| Q2 25 | $-19.8M | $-5.1M | ||
| Q1 25 | $-23.3M | $-923.0K | ||
| Q4 24 | $-16.1M | $3.4M | ||
| Q3 24 | $-13.4M | $-4.9M | ||
| Q2 24 | $-7.7M | $926.0K |
| Q1 26 | — | — | ||
| Q4 25 | -61.1% | -1.7% | ||
| Q3 25 | 9.4% | 5.5% | ||
| Q2 25 | -79.0% | -13.1% | ||
| Q1 25 | -105.3% | -2.2% | ||
| Q4 24 | -76.0% | 7.3% | ||
| Q3 24 | -64.3% | -10.2% | ||
| Q2 24 | -38.7% | 2.1% |
| Q1 26 | — | — | ||
| Q4 25 | 0.5% | 3.6% | ||
| Q3 25 | 0.1% | 2.5% | ||
| Q2 25 | 5.8% | 0.6% | ||
| Q1 25 | 7.4% | 0.3% | ||
| Q4 24 | 5.1% | 1.3% | ||
| Q3 24 | 17.2% | 4.0% | ||
| Q2 24 | 0.3% | 1.5% |
| Q1 26 | — | — | ||
| Q4 25 | -7.26× | 0.33× | ||
| Q3 25 | 0.71× | — | ||
| Q2 25 | -4.48× | — | ||
| Q1 25 | -6.78× | — | ||
| Q4 24 | -5.37× | — | ||
| Q3 24 | -2.84× | -20.76× | ||
| Q2 24 | -2.39× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FINW
| Net Interest Income | $28.1M | 66% |
| Noninterest Income | $14.6M | 34% |
HHS
| Fulfillment And Logistics Services | $17.3M | 43% |
| Customer Care | $13.7M | 34% |
| Other | $8.9M | 22% |
