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Side-by-side financial comparison of Finwise Bancorp (FINW) and LifeMD, Inc. (LFMD). Click either name above to swap in a different company.
LifeMD, Inc. is the larger business by last-quarter revenue ($60.2M vs $42.7M, roughly 1.4× Finwise Bancorp). Finwise Bancorp runs the higher net margin — 6.4% vs -6.3%, a 12.7% gap on every dollar of revenue. Over the past eight quarters, Finwise Bancorp's revenue compounded faster (47.0% CAGR vs 24.8%).
Finwise Bancorp is a U.S.-based financial holding company that operates primarily through its community banking subsidiary. It offers a full suite of retail and commercial financial services, including deposit accounts, personal loans, mortgage products, small business financing, and wealth management solutions, serving local retail consumers and small to medium-sized business clients across its regional operating markets.
SBI Life Insurance Company Limited is an Indian life insurance company. It was started as a joint venture between State Bank of India (SBI) and French financial institution BNP Paribas Cardif.
FINW vs LFMD — Head-to-Head
Income Statement — Q1 FY2026 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $42.7M | $60.2M |
| Net Profit | $2.7M | $-3.8M |
| Gross Margin | — | 87.7% |
| Operating Margin | — | -3.3% |
| Net Margin | 6.4% | -6.3% |
| Revenue YoY | — | 13.0% |
| Net Profit YoY | — | 18.3% |
| EPS (diluted) | $0.20 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $42.7M | — | ||
| Q4 25 | $46.9M | — | ||
| Q3 25 | $36.7M | $60.2M | ||
| Q2 25 | $25.1M | $62.7M | ||
| Q1 25 | $22.1M | $64.1M | ||
| Q4 24 | $21.1M | — | ||
| Q3 24 | $20.8M | $53.3M | ||
| Q2 24 | $19.8M | $50.7M |
| Q1 26 | $2.7M | — | ||
| Q4 25 | $3.9M | — | ||
| Q3 25 | $4.9M | $-3.8M | ||
| Q2 25 | $4.1M | $-1.6M | ||
| Q1 25 | $3.2M | $-183.8K | ||
| Q4 24 | $2.8M | — | ||
| Q3 24 | $3.5M | $-4.7M | ||
| Q2 24 | $3.2M | $-6.9M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 87.7% | ||
| Q2 25 | — | 88.1% | ||
| Q1 25 | — | 86.5% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 90.6% | ||
| Q2 24 | — | 90.1% |
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | — | ||
| Q3 25 | 17.5% | -3.3% | ||
| Q2 25 | 21.7% | -0.7% | ||
| Q1 25 | 20.1% | 1.5% | ||
| Q4 24 | 17.5% | — | ||
| Q3 24 | 22.2% | -7.5% | ||
| Q2 24 | 21.1% | -12.4% |
| Q1 26 | 6.4% | — | ||
| Q4 25 | 8.4% | — | ||
| Q3 25 | 13.3% | -6.3% | ||
| Q2 25 | 16.3% | -2.6% | ||
| Q1 25 | 14.4% | -0.3% | ||
| Q4 24 | 13.2% | — | ||
| Q3 24 | 16.6% | -8.7% | ||
| Q2 24 | 16.1% | -13.6% |
| Q1 26 | $0.20 | — | ||
| Q4 25 | $0.27 | — | ||
| Q3 25 | $0.34 | — | ||
| Q2 25 | $0.29 | $-0.05 | ||
| Q1 25 | $0.23 | $-0.02 | ||
| Q4 24 | $0.19 | — | ||
| Q3 24 | $0.25 | $-0.13 | ||
| Q2 24 | $0.24 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $196.6M | $1.3M |
| Total Assets | $899.4M | $66.0M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $163.4M | — | ||
| Q3 25 | $105.6M | — | ||
| Q2 25 | $90.1M | $36.2M | ||
| Q1 25 | $120.3M | $34.4M | ||
| Q4 24 | $109.2M | — | ||
| Q3 24 | $85.8M | $37.6M | ||
| Q2 24 | $89.0M | $35.7M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $15.9M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $196.6M | — | ||
| Q4 25 | $193.2M | — | ||
| Q3 25 | $187.8M | $1.3M | ||
| Q2 25 | $182.0M | $-1.8M | ||
| Q1 25 | $177.4M | $-2.3M | ||
| Q4 24 | $173.7M | — | ||
| Q3 24 | $170.4M | $-7.7M | ||
| Q2 24 | $165.8M | $-4.2M |
| Q1 26 | $899.4M | — | ||
| Q4 25 | $977.1M | — | ||
| Q3 25 | $899.9M | $66.0M | ||
| Q2 25 | $842.5M | $73.6M | ||
| Q1 25 | $804.1M | $73.6M | ||
| Q4 24 | $746.0M | — | ||
| Q3 24 | $683.0M | $72.6M | ||
| Q2 24 | $617.8M | $63.8M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $-147.1K |
| Free Cash FlowOCF − Capex | — | $-944.4K |
| FCF MarginFCF / Revenue | — | -1.6% |
| Capex IntensityCapex / Revenue | — | 1.3% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $16.1M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-28.4M | — | ||
| Q3 25 | $3.5M | $-147.1K | ||
| Q2 25 | $-18.3M | $8.6M | ||
| Q1 25 | $-21.6M | $3.1M | ||
| Q4 24 | $-15.0M | — | ||
| Q3 24 | $-9.8M | $6.7M | ||
| Q2 24 | $-7.6M | $4.5M |
| Q1 26 | — | — | ||
| Q4 25 | $-28.6M | — | ||
| Q3 25 | $3.4M | $-944.4K | ||
| Q2 25 | $-19.8M | $7.8M | ||
| Q1 25 | $-23.3M | $2.9M | ||
| Q4 24 | $-16.1M | — | ||
| Q3 24 | $-13.4M | $6.3M | ||
| Q2 24 | $-7.7M | $3.9M |
| Q1 26 | — | — | ||
| Q4 25 | -61.1% | — | ||
| Q3 25 | 9.4% | -1.6% | ||
| Q2 25 | -79.0% | 12.5% | ||
| Q1 25 | -105.3% | 4.6% | ||
| Q4 24 | -76.0% | — | ||
| Q3 24 | -64.3% | 11.7% | ||
| Q2 24 | -38.7% | 7.7% |
| Q1 26 | — | — | ||
| Q4 25 | 0.5% | — | ||
| Q3 25 | 0.1% | 1.3% | ||
| Q2 25 | 5.8% | 1.3% | ||
| Q1 25 | 7.4% | 0.2% | ||
| Q4 24 | 5.1% | — | ||
| Q3 24 | 17.2% | 0.8% | ||
| Q2 24 | 0.3% | 1.3% |
| Q1 26 | — | — | ||
| Q4 25 | -7.26× | — | ||
| Q3 25 | 0.71× | — | ||
| Q2 25 | -4.48× | — | ||
| Q1 25 | -6.78× | — | ||
| Q4 24 | -5.37× | — | ||
| Q3 24 | -2.84× | — | ||
| Q2 24 | -2.39× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FINW
| Net Interest Income | $28.1M | 66% |
| Noninterest Income | $14.6M | 34% |
LFMD
| Telehealth Subscription Revenue | $27.3M | 45% |
| Telehealth | $20.0M | 33% |
| Work Simpli Revenue | $12.9M | 21% |
| Product And Services | $2.5M | 4% |
