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Side-by-side financial comparison of FIVE BELOW, INC (FIVE) and WINTRUST FINANCIAL CORP (WTFC). Click either name above to swap in a different company.

FIVE BELOW, INC is the larger business by last-quarter revenue ($1.0B vs $713.2M, roughly 1.5× WINTRUST FINANCIAL CORP). WINTRUST FINANCIAL CORP runs the higher net margin — 31.9% vs 3.5%, a 28.4% gap on every dollar of revenue. On growth, FIVE BELOW, INC posted the faster year-over-year revenue change (23.1% vs 10.9%). Over the past eight quarters, WINTRUST FINANCIAL CORP's revenue compounded faster (9.8% CAGR vs -11.9%).

Five Below, Inc. is an American chain of specialty discount gift shops that prices most of its products at up to $5, plus a smaller assortment of products priced up to $40. Founded in 2002 by Tom Vellios and David Schlessinger and headquartered in Philadelphia, Pennsylvania, the chain is aimed at tweens and teens. By 2014, there were more than 1,850 stores located across the United States.

Wintrust is a financial holding company in the United States that operates 15 chartered community banks in northern Illinois and southern Wisconsin. Wintrust is usually classified as a medium-sized banking institution in the United States and it trades on the Nasdaq Global Select Market with stock symbol WTFC. Wintrust is the second largest banking company in Chicago.

FIVE vs WTFC — Head-to-Head

Bigger by revenue
FIVE
FIVE
1.5× larger
FIVE
$1.0B
$713.2M
WTFC
Growing faster (revenue YoY)
FIVE
FIVE
+12.2% gap
FIVE
23.1%
10.9%
WTFC
Higher net margin
WTFC
WTFC
28.4% more per $
WTFC
31.9%
3.5%
FIVE
Faster 2-yr revenue CAGR
WTFC
WTFC
Annualised
WTFC
9.8%
-11.9%
FIVE

Income Statement — Q3 FY2026 vs Q1 FY2026

Metric
FIVE
FIVE
WTFC
WTFC
Revenue
$1.0B
$713.2M
Net Profit
$36.5M
$227.4M
Gross Margin
33.8%
Operating Margin
4.2%
Net Margin
3.5%
31.9%
Revenue YoY
23.1%
10.9%
Net Profit YoY
2063.9%
EPS (diluted)
$0.66
$3.22

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FIVE
FIVE
WTFC
WTFC
Q1 26
$713.2M
Q4 25
$1.0B
$714.3M
Q3 25
$1.0B
$697.8M
Q2 25
$970.5M
$670.8M
Q1 25
$1.4B
$643.1M
Q4 24
$843.7M
$638.6M
Q3 24
$830.1M
$615.7M
Q2 24
$811.9M
$591.8M
Net Profit
FIVE
FIVE
WTFC
WTFC
Q1 26
$227.4M
Q4 25
$36.5M
Q3 25
$42.8M
$216.3M
Q2 25
$41.1M
$195.5M
Q1 25
$187.5M
$189.0M
Q4 24
$1.7M
Q3 24
$33.0M
$170.0M
Q2 24
$31.5M
$152.4M
Gross Margin
FIVE
FIVE
WTFC
WTFC
Q1 26
Q4 25
33.8%
Q3 25
33.3%
Q2 25
33.4%
Q1 25
40.2%
Q4 24
30.6%
Q3 24
32.7%
Q2 24
32.5%
Operating Margin
FIVE
FIVE
WTFC
WTFC
Q1 26
Q4 25
4.2%
42.3%
Q3 25
5.1%
42.4%
Q2 25
5.2%
39.8%
Q1 25
17.7%
39.3%
Q4 24
-0.1%
39.6%
Q3 24
5.0%
37.8%
Q2 24
4.5%
35.7%
Net Margin
FIVE
FIVE
WTFC
WTFC
Q1 26
31.9%
Q4 25
3.5%
Q3 25
4.2%
31.0%
Q2 25
4.2%
29.1%
Q1 25
13.5%
29.4%
Q4 24
0.2%
Q3 24
4.0%
27.6%
Q2 24
3.9%
25.8%
EPS (diluted)
FIVE
FIVE
WTFC
WTFC
Q1 26
$3.22
Q4 25
$0.66
$3.15
Q3 25
$0.77
$2.78
Q2 25
$0.75
$2.78
Q1 25
$3.40
$2.69
Q4 24
$0.03
$2.63
Q3 24
$0.60
$2.47
Q2 24
$0.57
$2.32

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FIVE
FIVE
WTFC
WTFC
Cash + ST InvestmentsLiquidity on hand
$524.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$2.0B
$7.4B
Total Assets
$4.8B
$72.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FIVE
FIVE
WTFC
WTFC
Q1 26
Q4 25
$524.5M
Q3 25
$670.2M
Q2 25
$624.0M
Q1 25
$528.8M
Q4 24
$216.6M
Q3 24
$327.7M
Q2 24
$369.6M
Stockholders' Equity
FIVE
FIVE
WTFC
WTFC
Q1 26
$7.4B
Q4 25
$2.0B
$7.3B
Q3 25
$1.9B
$7.0B
Q2 25
$1.9B
$7.2B
Q1 25
$1.8B
$6.6B
Q4 24
$1.6B
$6.3B
Q3 24
$1.6B
$6.4B
Q2 24
$1.6B
$5.5B
Total Assets
FIVE
FIVE
WTFC
WTFC
Q1 26
$72.2B
Q4 25
$4.8B
$71.1B
Q3 25
$4.6B
$69.6B
Q2 25
$4.5B
$69.0B
Q1 25
$4.3B
$65.9B
Q4 24
$4.2B
$64.9B
Q3 24
$4.0B
$63.8B
Q2 24
$3.9B
$59.8B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FIVE
FIVE
WTFC
WTFC
Operating Cash FlowLast quarter
$-80.1M
Free Cash FlowOCF − Capex
$-133.2M
FCF MarginFCF / Revenue
-12.8%
Capex IntensityCapex / Revenue
5.1%
Cash ConversionOCF / Net Profit
-2.19×
TTM Free Cash FlowTrailing 4 quarters
$323.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FIVE
FIVE
WTFC
WTFC
Q1 26
Q4 25
$-80.1M
$910.3M
Q3 25
$93.0M
$209.8M
Q2 25
$132.7M
$329.2M
Q1 25
$363.5M
$119.8M
Q4 24
$-30.6M
$721.6M
Q3 24
$71.3M
$-61.6M
Q2 24
$26.4M
$221.2M
Free Cash Flow
FIVE
FIVE
WTFC
WTFC
Q1 26
Q4 25
$-133.2M
$860.4M
Q3 25
$48.3M
Q2 25
$96.5M
Q1 25
$311.4M
Q4 24
$-111.0M
$635.5M
Q3 24
$-32.4M
$-78.3M
Q2 24
$-61.4M
$182.1M
FCF Margin
FIVE
FIVE
WTFC
WTFC
Q1 26
Q4 25
-12.8%
120.5%
Q3 25
4.7%
Q2 25
9.9%
Q1 25
22.4%
Q4 24
-13.2%
99.5%
Q3 24
-3.9%
-12.7%
Q2 24
-7.6%
30.8%
Capex Intensity
FIVE
FIVE
WTFC
WTFC
Q1 26
Q4 25
5.1%
7.0%
Q3 25
4.4%
Q2 25
3.7%
Q1 25
3.7%
Q4 24
9.5%
13.5%
Q3 24
12.5%
2.7%
Q2 24
10.8%
6.6%
Cash Conversion
FIVE
FIVE
WTFC
WTFC
Q1 26
Q4 25
-2.19×
Q3 25
2.17×
0.97×
Q2 25
3.22×
1.68×
Q1 25
1.94×
0.63×
Q4 24
-18.13×
Q3 24
2.16×
-0.36×
Q2 24
0.84×
1.45×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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