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Side-by-side financial comparison of Fluent, Inc. (FLNT) and HANMI FINANCIAL CORP (HAFC). Click either name above to swap in a different company.
HANMI FINANCIAL CORP is the larger business by last-quarter revenue ($71.2M vs $61.8M, roughly 1.2× Fluent, Inc.). HANMI FINANCIAL CORP runs the higher net margin — 29.8% vs -6.7%, a 36.5% gap on every dollar of revenue. On growth, HANMI FINANCIAL CORP posted the faster year-over-year revenue change (17.1% vs -5.5%). Over the past eight quarters, HANMI FINANCIAL CORP's revenue compounded faster (10.4% CAGR vs -3.2%).
THG Fluently, formerly Language Connect, is a translation and language localisation service provided by THG Ingenuity. It provides a range of language services, including translation, interpreting, localisation, voice-overs, transcription, and multilingual search engine optimization.
Hanmi Bank Corporation is a community bank headquartered in Los Angeles, California, with 35 branches and eight loan production offices in California, Texas, Illinois, New York, New Jersey and Virginia.
FLNT vs HAFC — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | ||
|---|---|---|
| Revenue | $61.8M | $71.2M |
| Net Profit | $-4.1M | $21.2M |
| Gross Margin | — | — |
| Operating Margin | 0.3% | 29.8% |
| Net Margin | -6.7% | 29.8% |
| Revenue YoY | -5.5% | 17.1% |
| Net Profit YoY | -20.1% | 20.0% |
| EPS (diluted) | $-0.09 | $0.70 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $61.8M | $71.2M | ||
| Q3 25 | $47.0M | $71.0M | ||
| Q2 25 | $44.7M | $65.2M | ||
| Q1 25 | $55.2M | $62.8M | ||
| Q4 24 | $65.4M | $60.8M | ||
| Q3 24 | $64.5M | $58.5M | ||
| Q2 24 | $58.7M | $56.7M | ||
| Q1 24 | $66.0M | $58.4M |
| Q4 25 | $-4.1M | $21.2M | ||
| Q3 25 | $-7.6M | $22.1M | ||
| Q2 25 | $-7.2M | $15.1M | ||
| Q1 25 | $-8.3M | $17.7M | ||
| Q4 24 | $-3.4M | $17.7M | ||
| Q3 24 | $-7.9M | $14.9M | ||
| Q2 24 | $-11.6M | $14.5M | ||
| Q1 24 | $-6.3M | $15.2M |
| Q4 25 | 0.3% | 29.8% | ||
| Q3 25 | -13.4% | 31.1% | ||
| Q2 25 | -15.9% | 23.2% | ||
| Q1 25 | -12.8% | 28.1% | ||
| Q4 24 | -8.3% | 29.1% | ||
| Q3 24 | -6.0% | 25.5% | ||
| Q2 24 | -17.7% | 25.5% | ||
| Q1 24 | -6.0% | 26.0% |
| Q4 25 | -6.7% | 29.8% | ||
| Q3 25 | -16.1% | 31.1% | ||
| Q2 25 | -16.2% | 23.2% | ||
| Q1 25 | -15.0% | 28.1% | ||
| Q4 24 | -5.2% | 29.1% | ||
| Q3 24 | -12.3% | 25.5% | ||
| Q2 24 | -19.8% | 25.5% | ||
| Q1 24 | -9.5% | 26.0% |
| Q4 25 | $-0.09 | $0.70 | ||
| Q3 25 | $-0.27 | $0.73 | ||
| Q2 25 | $-0.30 | $0.50 | ||
| Q1 25 | $-0.39 | $0.58 | ||
| Q4 24 | $-0.12 | $0.58 | ||
| Q3 24 | $-0.48 | $0.49 | ||
| Q2 24 | $-0.75 | $0.48 | ||
| Q1 24 | $-0.45 | $0.50 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | ||
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $12.9M | — |
| Total DebtLower is stronger | $34.6M | — |
| Stockholders' EquityBook value | $18.2M | $796.4M |
| Total Assets | $89.1M | $7.9B |
| Debt / EquityLower = less leverage | 1.90× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $12.9M | — | ||
| Q3 25 | $9.2M | — | ||
| Q2 25 | $4.9M | — | ||
| Q1 25 | $4.8M | — | ||
| Q4 24 | $9.4M | — | ||
| Q3 24 | $6.6M | — | ||
| Q2 24 | $5.0M | — | ||
| Q1 24 | $11.7M | — |
| Q4 25 | $34.6M | — | ||
| Q3 25 | $26.0M | — | ||
| Q2 25 | $23.2M | — | ||
| Q1 25 | $25.6M | — | ||
| Q4 24 | $35.6M | — | ||
| Q3 24 | $37.9M | — | ||
| Q2 24 | $33.3M | — | ||
| Q1 24 | $31.0M | — |
| Q4 25 | $18.2M | $796.4M | ||
| Q3 25 | $21.6M | $779.5M | ||
| Q2 25 | $19.1M | $762.8M | ||
| Q1 25 | $22.0M | $751.5M | ||
| Q4 24 | $25.0M | $732.2M | ||
| Q3 24 | $20.0M | $736.7M | ||
| Q2 24 | $27.5M | $707.1M | ||
| Q1 24 | $28.7M | $703.1M |
| Q4 25 | $89.1M | $7.9B | ||
| Q3 25 | $76.1M | $7.9B | ||
| Q2 25 | $74.5M | $7.9B | ||
| Q1 25 | $77.5M | $7.7B | ||
| Q4 24 | $93.6M | $7.7B | ||
| Q3 24 | $77.5M | $7.7B | ||
| Q2 24 | $98.5M | $7.6B | ||
| Q1 24 | $103.6M | $7.5B |
| Q4 25 | 1.90× | — | ||
| Q3 25 | 1.21× | — | ||
| Q2 25 | 1.21× | — | ||
| Q1 25 | 1.16× | — | ||
| Q4 24 | 1.43× | — | ||
| Q3 24 | 1.90× | — | ||
| Q2 24 | 1.21× | — | ||
| Q1 24 | 1.08× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | ||
|---|---|---|
| Operating Cash FlowLast quarter | $2.8M | $206.0M |
| Free Cash FlowOCF − Capex | — | $203.7M |
| FCF MarginFCF / Revenue | — | 286.2% |
| Capex IntensityCapex / Revenue | — | 3.2% |
| Cash ConversionOCF / Net Profit | — | 9.70× |
| TTM Free Cash FlowTrailing 4 quarters | — | $356.1M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $2.8M | $206.0M | ||
| Q3 25 | $-7.3M | $146.9M | ||
| Q2 25 | $935.0K | $-19.0M | ||
| Q1 25 | $2.1M | $25.8M | ||
| Q4 24 | $-2.1M | $52.6M | ||
| Q3 24 | $1.2M | $6.7M | ||
| Q2 24 | $-13.1M | $2.1M | ||
| Q1 24 | $-132.0K | $30.0M |
| Q4 25 | — | $203.7M | ||
| Q3 25 | $-7.3M | $146.4M | ||
| Q2 25 | — | $-19.6M | ||
| Q1 25 | — | $25.6M | ||
| Q4 24 | — | $49.9M | ||
| Q3 24 | $1.2M | $6.5M | ||
| Q2 24 | — | $1.3M | ||
| Q1 24 | — | $29.2M |
| Q4 25 | — | 286.2% | ||
| Q3 25 | -15.6% | 206.3% | ||
| Q2 25 | — | -30.0% | ||
| Q1 25 | — | 40.7% | ||
| Q4 24 | — | 82.1% | ||
| Q3 24 | 1.9% | 11.1% | ||
| Q2 24 | — | 2.3% | ||
| Q1 24 | — | 50.0% |
| Q4 25 | — | 3.2% | ||
| Q3 25 | 0.0% | 0.8% | ||
| Q2 25 | — | 0.9% | ||
| Q1 25 | — | 0.4% | ||
| Q4 24 | — | 4.3% | ||
| Q3 24 | 0.0% | 0.4% | ||
| Q2 24 | — | 1.4% | ||
| Q1 24 | — | 1.4% |
| Q4 25 | — | 9.70× | ||
| Q3 25 | — | 6.66× | ||
| Q2 25 | — | -1.26× | ||
| Q1 25 | — | 1.46× | ||
| Q4 24 | — | 2.97× | ||
| Q3 24 | — | 0.45× | ||
| Q2 24 | — | 0.14× | ||
| Q1 24 | — | 1.98× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FLNT
| Commerce Media Solutions | $34.7M | 56% |
| Owned And Operated | $21.3M | 34% |
| Call Solutions | $3.8M | 6% |
| Ad Parlor | $2.0M | 3% |
HAFC
Segment breakdown not available.