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Side-by-side financial comparison of Fluent, Inc. (FLNT) and KINGSTONE COMPANIES, INC. (KINS). Click either name above to swap in a different company.

Fluent, Inc. is the larger business by last-quarter revenue ($61.8M vs $56.4M, roughly 1.1× KINGSTONE COMPANIES, INC.). KINGSTONE COMPANIES, INC. runs the higher net margin — 26.2% vs -6.7%, a 32.8% gap on every dollar of revenue. On growth, KINGSTONE COMPANIES, INC. posted the faster year-over-year revenue change (34.0% vs -5.5%). Over the past eight quarters, KINGSTONE COMPANIES, INC.'s revenue compounded faster (25.6% CAGR vs -3.2%).

THG Fluently, formerly Language Connect, is a translation and language localisation service provided by THG Ingenuity. It provides a range of language services, including translation, interpreting, localisation, voice-overs, transcription, and multilingual search engine optimization.

Kingstone Companies, Inc., headquartered in Kingston, New York, provides property and casualty insurance products through its subsidiary, Kingstone Insurance Company. It places contracts with the third-party licensed premium finance company through its subsidiary Payments, Inc., a NYS licensed Insurance Premium Finance Company. Kingstone Insurance Company was ranked #1 of the 81 insurers rated by the Professional Insurance Agents Association in its 2010 Company Performance Survey. The company...

FLNT vs KINS — Head-to-Head

Bigger by revenue
FLNT
FLNT
1.1× larger
FLNT
$61.8M
$56.4M
KINS
Growing faster (revenue YoY)
KINS
KINS
+39.5% gap
KINS
34.0%
-5.5%
FLNT
Higher net margin
KINS
KINS
32.8% more per $
KINS
26.2%
-6.7%
FLNT
Faster 2-yr revenue CAGR
KINS
KINS
Annualised
KINS
25.6%
-3.2%
FLNT

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FLNT
FLNT
KINS
KINS
Revenue
$61.8M
$56.4M
Net Profit
$-4.1M
$14.8M
Gross Margin
Operating Margin
0.3%
32.7%
Net Margin
-6.7%
26.2%
Revenue YoY
-5.5%
34.0%
Net Profit YoY
-20.1%
171.4%
EPS (diluted)
$-0.09
$1.09

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FLNT
FLNT
KINS
KINS
Q4 25
$61.8M
$56.4M
Q3 25
$47.0M
$55.7M
Q2 25
$44.7M
$52.3M
Q1 25
$55.2M
$50.5M
Q4 24
$65.4M
$42.1M
Q3 24
$64.5M
$40.8M
Q2 24
$58.7M
$36.5M
Q1 24
$66.0M
$35.8M
Net Profit
FLNT
FLNT
KINS
KINS
Q4 25
$-4.1M
$14.8M
Q3 25
$-7.6M
$10.9M
Q2 25
$-7.2M
$11.3M
Q1 25
$-8.3M
$3.9M
Q4 24
$-3.4M
$5.4M
Q3 24
$-7.9M
$7.0M
Q2 24
$-11.6M
$4.5M
Q1 24
$-6.3M
$1.4M
Operating Margin
FLNT
FLNT
KINS
KINS
Q4 25
0.3%
32.7%
Q3 25
-13.4%
24.6%
Q2 25
-15.9%
27.1%
Q1 25
-12.8%
9.3%
Q4 24
-8.3%
15.9%
Q3 24
-6.0%
22.3%
Q2 24
-17.7%
15.7%
Q1 24
-6.0%
5.0%
Net Margin
FLNT
FLNT
KINS
KINS
Q4 25
-6.7%
26.2%
Q3 25
-16.1%
19.5%
Q2 25
-16.2%
21.5%
Q1 25
-15.0%
7.7%
Q4 24
-5.2%
12.9%
Q3 24
-12.3%
17.1%
Q2 24
-19.8%
12.4%
Q1 24
-9.5%
4.0%
EPS (diluted)
FLNT
FLNT
KINS
KINS
Q4 25
$-0.09
$1.09
Q3 25
$-0.27
$0.74
Q2 25
$-0.30
$0.78
Q1 25
$-0.39
$0.27
Q4 24
$-0.12
$0.44
Q3 24
$-0.48
$0.55
Q2 24
$-0.75
$0.37
Q1 24
$-0.45
$0.12

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FLNT
FLNT
KINS
KINS
Cash + ST InvestmentsLiquidity on hand
$12.9M
Total DebtLower is stronger
$34.6M
$4.4M
Stockholders' EquityBook value
$18.2M
$122.7M
Total Assets
$89.1M
$453.4M
Debt / EquityLower = less leverage
1.90×
0.04×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FLNT
FLNT
KINS
KINS
Q4 25
$12.9M
Q3 25
$9.2M
Q2 25
$4.9M
Q1 25
$4.8M
Q4 24
$9.4M
Q3 24
$6.6M
Q2 24
$5.0M
Q1 24
$11.7M
Total Debt
FLNT
FLNT
KINS
KINS
Q4 25
$34.6M
$4.4M
Q3 25
$26.0M
$4.8M
Q2 25
$23.2M
$5.1M
Q1 25
$25.6M
$5.4M
Q4 24
$35.6M
$11.2M
Q3 24
$37.9M
$17.3M
Q2 24
$33.3M
$25.3M
Q1 24
$31.0M
$25.3M
Stockholders' Equity
FLNT
FLNT
KINS
KINS
Q4 25
$18.2M
$122.7M
Q3 25
$21.6M
$107.7M
Q2 25
$19.1M
$94.9M
Q1 25
$22.0M
$82.2M
Q4 24
$25.0M
$66.7M
Q3 24
$20.0M
$59.7M
Q2 24
$27.5M
$40.8M
Q1 24
$28.7M
$35.7M
Total Assets
FLNT
FLNT
KINS
KINS
Q4 25
$89.1M
$453.4M
Q3 25
$76.1M
$428.6M
Q2 25
$74.5M
$393.4M
Q1 25
$77.5M
$385.4M
Q4 24
$93.6M
$374.9M
Q3 24
$77.5M
$347.0M
Q2 24
$98.5M
$319.8M
Q1 24
$103.6M
$318.3M
Debt / Equity
FLNT
FLNT
KINS
KINS
Q4 25
1.90×
0.04×
Q3 25
1.21×
0.04×
Q2 25
1.21×
0.05×
Q1 25
1.16×
0.07×
Q4 24
1.43×
0.17×
Q3 24
1.90×
0.29×
Q2 24
1.21×
0.62×
Q1 24
1.08×
0.71×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FLNT
FLNT
KINS
KINS
Operating Cash FlowLast quarter
$2.8M
$75.9M
Free Cash FlowOCF − Capex
$73.1M
FCF MarginFCF / Revenue
129.5%
Capex IntensityCapex / Revenue
5.0%
Cash ConversionOCF / Net Profit
5.14×
TTM Free Cash FlowTrailing 4 quarters
$124.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FLNT
FLNT
KINS
KINS
Q4 25
$2.8M
$75.9M
Q3 25
$-7.3M
$25.9M
Q2 25
$935.0K
$9.3M
Q1 25
$2.1M
$17.9M
Q4 24
$-2.1M
$57.9M
Q3 24
$1.2M
$21.7M
Q2 24
$-13.1M
$7.1M
Q1 24
$-132.0K
$6.1M
Free Cash Flow
FLNT
FLNT
KINS
KINS
Q4 25
$73.1M
Q3 25
$-7.3M
$25.3M
Q2 25
$8.7M
Q1 25
$17.0M
Q4 24
$55.6M
Q3 24
$1.2M
$21.0M
Q2 24
$6.6M
Q1 24
$5.6M
FCF Margin
FLNT
FLNT
KINS
KINS
Q4 25
129.5%
Q3 25
-15.6%
45.4%
Q2 25
16.6%
Q1 25
33.7%
Q4 24
132.1%
Q3 24
1.9%
51.6%
Q2 24
18.1%
Q1 24
15.5%
Capex Intensity
FLNT
FLNT
KINS
KINS
Q4 25
5.0%
Q3 25
0.0%
1.2%
Q2 25
1.1%
Q1 25
1.7%
Q4 24
5.6%
Q3 24
0.0%
1.7%
Q2 24
1.4%
Q1 24
1.5%
Cash Conversion
FLNT
FLNT
KINS
KINS
Q4 25
5.14×
Q3 25
2.38×
Q2 25
0.82×
Q1 25
4.60×
Q4 24
10.65×
Q3 24
3.12×
Q2 24
1.58×
Q1 24
4.27×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FLNT
FLNT

Commerce Media Solutions$34.7M56%
Owned And Operated$21.3M34%
Call Solutions$3.8M6%
Ad Parlor$2.0M3%

KINS
KINS

Segment breakdown not available.

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