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Side-by-side financial comparison of FIRST MID BANCSHARES, INC. (FMBH) and REGIS CORP (RGS). Click either name above to swap in a different company.
FIRST MID BANCSHARES, INC. is the larger business by last-quarter revenue ($88.2M vs $57.1M, roughly 1.5× REGIS CORP). FIRST MID BANCSHARES, INC. runs the higher net margin — 26.8% vs 0.8%, a 26.0% gap on every dollar of revenue. On growth, REGIS CORP posted the faster year-over-year revenue change (22.3% vs 3.4%). FIRST MID BANCSHARES, INC. produced more free cash flow last quarter ($124.0M vs $891.0K). Over the past eight quarters, REGIS CORP's revenue compounded faster (7.8% CAGR vs 5.0%).
First Mid Bancshares Inc. is a U.S.-headquartered regional financial services holding company. It provides full-range retail and commercial banking products, wealth management, insurance solutions, and agricultural financing, mainly serving individual consumers, small and medium-sized enterprises, and agricultural clients across multiple Midwestern states including Illinois, Missouri, and Indiana.
REGIS CORPRGSEarnings & Financial Report
Regis Corporation is an American operator of hair salons. As of August 2021, it has 5,563 franchised and 276 company-owned salons. Its headquarters are in Minneapolis, Minnesota.
FMBH vs RGS — Head-to-Head
Income Statement — Q4 FY2025 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $88.2M | $57.1M |
| Net Profit | $23.7M | $456.0K |
| Gross Margin | — | — |
| Operating Margin | 34.0% | 10.8% |
| Net Margin | 26.8% | 0.8% |
| Revenue YoY | 3.4% | 22.3% |
| Net Profit YoY | 23.5% | -94.0% |
| EPS (diluted) | $0.98 | $0.16 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $88.2M | $57.1M | ||
| Q3 25 | $89.3M | $59.0M | ||
| Q2 25 | $87.5M | $60.4M | ||
| Q1 25 | $84.3M | $57.0M | ||
| Q4 24 | $85.3M | $46.7M | ||
| Q3 24 | $80.6M | $46.1M | ||
| Q2 24 | $79.2M | $49.4M | ||
| Q1 24 | $79.9M | $49.2M |
| Q4 25 | $23.7M | $456.0K | ||
| Q3 25 | $22.5M | $1.4M | ||
| Q2 25 | $23.4M | $116.5M | ||
| Q1 25 | $22.2M | $250.0K | ||
| Q4 24 | $19.2M | $7.6M | ||
| Q3 24 | $19.5M | $-853.0K | ||
| Q2 24 | $19.7M | $91.2M | ||
| Q1 24 | $20.5M | $-2.3M |
| Q4 25 | 34.0% | 10.8% | ||
| Q3 25 | 32.2% | 10.0% | ||
| Q2 25 | 34.4% | 12.1% | ||
| Q1 25 | 33.4% | 8.8% | ||
| Q4 24 | 29.7% | 11.8% | ||
| Q3 24 | 31.5% | 4.6% | ||
| Q2 24 | 33.7% | — | ||
| Q1 24 | 33.7% | 8.3% |
| Q4 25 | 26.8% | 0.8% | ||
| Q3 25 | 25.2% | 2.3% | ||
| Q2 25 | 26.8% | 192.9% | ||
| Q1 25 | 26.3% | 0.4% | ||
| Q4 24 | 22.5% | 16.4% | ||
| Q3 24 | 24.2% | -1.9% | ||
| Q2 24 | 24.9% | 184.7% | ||
| Q1 24 | 25.6% | -4.7% |
| Q4 25 | $0.98 | $0.16 | ||
| Q3 25 | $0.94 | $0.49 | ||
| Q2 25 | $0.98 | $43.67 | ||
| Q1 25 | $0.93 | $0.08 | ||
| Q4 24 | $0.81 | $2.71 | ||
| Q3 24 | $0.81 | $-0.36 | ||
| Q2 24 | $0.82 | $38.40 | ||
| Q1 24 | $0.86 | $-1.00 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $18.4M |
| Total DebtLower is stronger | $354.5M | $113.3M |
| Stockholders' EquityBook value | $958.7M | $188.7M |
| Total Assets | $8.0B | $588.3M |
| Debt / EquityLower = less leverage | 0.37× | 0.60× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $18.4M | ||
| Q3 25 | — | $16.6M | ||
| Q2 25 | — | $17.0M | ||
| Q1 25 | — | $13.3M | ||
| Q4 24 | — | $10.2M | ||
| Q3 24 | — | $6.3M | ||
| Q2 24 | — | $10.1M | ||
| Q1 24 | — | $5.9M |
| Q4 25 | $354.5M | $113.3M | ||
| Q3 25 | — | $111.3M | ||
| Q2 25 | — | $110.8M | ||
| Q1 25 | — | $112.0M | ||
| Q4 24 | — | $111.5M | ||
| Q3 24 | — | $95.2M | ||
| Q2 24 | — | $99.5M | ||
| Q1 24 | — | $179.7M |
| Q4 25 | $958.7M | $188.7M | ||
| Q3 25 | $932.2M | $187.6M | ||
| Q2 25 | $894.1M | $185.6M | ||
| Q1 25 | $870.9M | $68.6M | ||
| Q4 24 | $846.4M | $66.7M | ||
| Q3 24 | $858.5M | $56.4M | ||
| Q2 24 | $813.6M | $56.8M | ||
| Q1 24 | $798.0M | $-35.8M |
| Q4 25 | $8.0B | $588.3M | ||
| Q3 25 | $7.8B | $592.1M | ||
| Q2 25 | $7.7B | $599.0M | ||
| Q1 25 | $7.6B | $511.2M | ||
| Q4 24 | $7.5B | $530.1M | ||
| Q3 24 | $7.6B | $508.9M | ||
| Q2 24 | $7.6B | $530.5M | ||
| Q1 24 | $7.7B | $543.7M |
| Q4 25 | 0.37× | 0.60× | ||
| Q3 25 | — | 0.59× | ||
| Q2 25 | — | 0.60× | ||
| Q1 25 | — | 1.63× | ||
| Q4 24 | — | 1.67× | ||
| Q3 24 | — | 1.69× | ||
| Q2 24 | — | 1.75× | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $130.9M | $1.7M |
| Free Cash FlowOCF − Capex | $124.0M | $891.0K |
| FCF MarginFCF / Revenue | 140.6% | 1.6% |
| Capex IntensityCapex / Revenue | 7.8% | 1.4% |
| Cash ConversionOCF / Net Profit | 5.53× | 3.65× |
| TTM Free Cash FlowTrailing 4 quarters | $207.9M | $14.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $130.9M | $1.7M | ||
| Q3 25 | $33.0M | $2.3M | ||
| Q2 25 | $7.7M | $6.8M | ||
| Q1 25 | $47.9M | $6.2M | ||
| Q4 24 | $124.4M | $2.1M | ||
| Q3 24 | $33.1M | $-1.3M | ||
| Q2 24 | $24.0M | $5.1M | ||
| Q1 24 | $29.0M | $-277.0K |
| Q4 25 | $124.0M | $891.0K | ||
| Q3 25 | $31.9M | $1.9M | ||
| Q2 25 | $6.0M | $6.2M | ||
| Q1 25 | $46.0M | $5.9M | ||
| Q4 24 | $119.5M | $1.7M | ||
| Q3 24 | $32.0M | $-1.4M | ||
| Q2 24 | $22.9M | $5.1M | ||
| Q1 24 | $27.6M | $-326.0K |
| Q4 25 | 140.6% | 1.6% | ||
| Q3 25 | 35.8% | 3.2% | ||
| Q2 25 | 6.8% | 10.3% | ||
| Q1 25 | 54.5% | 10.3% | ||
| Q4 24 | 140.0% | 3.6% | ||
| Q3 24 | 39.7% | -3.0% | ||
| Q2 24 | 28.9% | 10.3% | ||
| Q1 24 | 34.5% | -0.7% |
| Q4 25 | 7.8% | 1.4% | ||
| Q3 25 | 1.2% | 0.7% | ||
| Q2 25 | 2.0% | 0.9% | ||
| Q1 25 | 2.3% | 0.6% | ||
| Q4 24 | 5.8% | 0.9% | ||
| Q3 24 | 1.4% | 0.0% | ||
| Q2 24 | 1.4% | 0.0% | ||
| Q1 24 | 1.9% | 0.1% |
| Q4 25 | 5.53× | 3.65× | ||
| Q3 25 | 1.47× | 1.68× | ||
| Q2 25 | 0.33× | 0.06× | ||
| Q1 25 | 2.16× | 24.80× | ||
| Q4 24 | 6.49× | 0.28× | ||
| Q3 24 | 1.70× | — | ||
| Q2 24 | 1.21× | 0.06× | ||
| Q1 24 | 1.42× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FMBH
Segment breakdown not available.
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |
