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Side-by-side financial comparison of FIRST MID BANCSHARES, INC. (FMBH) and Urban Edge Properties (UE). Click either name above to swap in a different company.
Urban Edge Properties is the larger business by last-quarter revenue ($132.6M vs $88.2M, roughly 1.5× FIRST MID BANCSHARES, INC.). FIRST MID BANCSHARES, INC. runs the higher net margin — 26.8% vs 17.1%, a 9.8% gap on every dollar of revenue. On growth, Urban Edge Properties posted the faster year-over-year revenue change (12.2% vs 3.4%). Over the past eight quarters, Urban Edge Properties's revenue compounded faster (11.6% CAGR vs 5.0%).
First Mid Bancshares Inc. is a U.S.-headquartered regional financial services holding company. It provides full-range retail and commercial banking products, wealth management, insurance solutions, and agricultural financing, mainly serving individual consumers, small and medium-sized enterprises, and agricultural clients across multiple Midwestern states including Illinois, Missouri, and Indiana.
Urban Edge Properties is a publicly traded real estate investment trust (REIT) that owns, operates, and develops high-quality retail and mixed-use properties, primarily located in densely populated urban and suburban markets across the United States. Its portfolio covers grocery-anchored shopping centers, lifestyle outlets, and community-focused commercial assets.
FMBH vs UE — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $88.2M | $132.6M |
| Net Profit | $23.7M | $22.6M |
| Gross Margin | — | — |
| Operating Margin | 34.0% | — |
| Net Margin | 26.8% | 17.1% |
| Revenue YoY | 3.4% | 12.2% |
| Net Profit YoY | 23.5% | -6.7% |
| EPS (diluted) | $0.98 | $0.18 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $132.6M | ||
| Q4 25 | $88.2M | $119.6M | ||
| Q3 25 | $89.3M | $120.1M | ||
| Q2 25 | $87.5M | $114.1M | ||
| Q1 25 | $84.3M | $118.2M | ||
| Q4 24 | $85.3M | $116.4M | ||
| Q3 24 | $80.6M | $112.4M | ||
| Q2 24 | $79.2M | $106.5M |
| Q1 26 | — | $22.6M | ||
| Q4 25 | $23.7M | $12.4M | ||
| Q3 25 | $22.5M | $14.9M | ||
| Q2 25 | $23.4M | $58.0M | ||
| Q1 25 | $22.2M | $8.2M | ||
| Q4 24 | $19.2M | $30.1M | ||
| Q3 24 | $19.5M | $9.1M | ||
| Q2 24 | $19.7M | $30.8M |
| Q1 26 | — | — | ||
| Q4 25 | 34.0% | 11.3% | ||
| Q3 25 | 32.2% | 13.4% | ||
| Q2 25 | 34.4% | 53.9% | ||
| Q1 25 | 33.4% | 7.6% | ||
| Q4 24 | 29.7% | 27.6% | ||
| Q3 24 | 31.5% | 8.9% | ||
| Q2 24 | 33.7% | 30.6% |
| Q1 26 | — | 17.1% | ||
| Q4 25 | 26.8% | 10.4% | ||
| Q3 25 | 25.2% | 12.4% | ||
| Q2 25 | 26.8% | 50.8% | ||
| Q1 25 | 26.3% | 6.9% | ||
| Q4 24 | 22.5% | 25.9% | ||
| Q3 24 | 24.2% | 8.1% | ||
| Q2 24 | 24.9% | 28.9% |
| Q1 26 | — | $0.18 | ||
| Q4 25 | $0.98 | $0.09 | ||
| Q3 25 | $0.94 | $0.12 | ||
| Q2 25 | $0.98 | $0.46 | ||
| Q1 25 | $0.93 | $0.07 | ||
| Q4 24 | $0.81 | $0.25 | ||
| Q3 24 | $0.81 | $0.07 | ||
| Q2 24 | $0.82 | $0.26 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $50.0M |
| Total DebtLower is stronger | $354.5M | — |
| Stockholders' EquityBook value | $958.7M | $1.4B |
| Total Assets | $8.0B | $3.4B |
| Debt / EquityLower = less leverage | 0.37× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $50.0M | ||
| Q4 25 | — | $48.9M | ||
| Q3 25 | — | $77.8M | ||
| Q2 25 | — | $53.0M | ||
| Q1 25 | — | $48.0M | ||
| Q4 24 | — | $41.4M | ||
| Q3 24 | — | $67.9M | ||
| Q2 24 | — | $78.6M |
| Q1 26 | — | — | ||
| Q4 25 | $354.5M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | $1.4B | ||
| Q4 25 | $958.7M | $1.4B | ||
| Q3 25 | $932.2M | $1.4B | ||
| Q2 25 | $894.1M | $1.4B | ||
| Q1 25 | $870.9M | $1.4B | ||
| Q4 24 | $846.4M | $1.4B | ||
| Q3 24 | $858.5M | $1.3B | ||
| Q2 24 | $813.6M | $1.3B |
| Q1 26 | — | $3.4B | ||
| Q4 25 | $8.0B | $3.3B | ||
| Q3 25 | $7.8B | $3.3B | ||
| Q2 25 | $7.7B | $3.3B | ||
| Q1 25 | $7.6B | $3.3B | ||
| Q4 24 | $7.5B | $3.3B | ||
| Q3 24 | $7.6B | $3.2B | ||
| Q2 24 | $7.6B | $3.2B |
| Q1 26 | — | — | ||
| Q4 25 | 0.37× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $130.9M | $39.1M |
| Free Cash FlowOCF − Capex | $124.0M | — |
| FCF MarginFCF / Revenue | 140.6% | — |
| Capex IntensityCapex / Revenue | 7.8% | 1.5% |
| Cash ConversionOCF / Net Profit | 5.53× | 1.73× |
| TTM Free Cash FlowTrailing 4 quarters | $207.9M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $39.1M | ||
| Q4 25 | $130.9M | $182.7M | ||
| Q3 25 | $33.0M | $55.7M | ||
| Q2 25 | $7.7M | $43.5M | ||
| Q1 25 | $47.9M | $32.6M | ||
| Q4 24 | $124.4M | $153.2M | ||
| Q3 24 | $33.1M | $36.6M | ||
| Q2 24 | $24.0M | $41.2M |
| Q1 26 | — | — | ||
| Q4 25 | $124.0M | $81.8M | ||
| Q3 25 | $31.9M | $26.1M | ||
| Q2 25 | $6.0M | $19.6M | ||
| Q1 25 | $46.0M | $11.9M | ||
| Q4 24 | $119.5M | $42.5M | ||
| Q3 24 | $32.0M | $12.2M | ||
| Q2 24 | $22.9M | $19.9M |
| Q1 26 | — | — | ||
| Q4 25 | 140.6% | 68.4% | ||
| Q3 25 | 35.8% | 21.7% | ||
| Q2 25 | 6.8% | 17.2% | ||
| Q1 25 | 54.5% | 10.0% | ||
| Q4 24 | 140.0% | 36.6% | ||
| Q3 24 | 39.7% | 10.8% | ||
| Q2 24 | 28.9% | 18.6% |
| Q1 26 | — | 1.5% | ||
| Q4 25 | 7.8% | 84.4% | ||
| Q3 25 | 1.2% | 24.6% | ||
| Q2 25 | 2.0% | 20.9% | ||
| Q1 25 | 2.3% | 17.5% | ||
| Q4 24 | 5.8% | 95.1% | ||
| Q3 24 | 1.4% | 21.7% | ||
| Q2 24 | 1.4% | 20.1% |
| Q1 26 | — | 1.73× | ||
| Q4 25 | 5.53× | 14.71× | ||
| Q3 25 | 1.47× | 3.73× | ||
| Q2 25 | 0.33× | 0.75× | ||
| Q1 25 | 2.16× | 3.97× | ||
| Q4 24 | 6.49× | 5.09× | ||
| Q3 24 | 1.70× | 4.03× | ||
| Q2 24 | 1.21× | 1.34× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FMBH
Segment breakdown not available.
UE
| Rental revenue | $124.2M | 94% |
| Other | $8.4M | 6% |
