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Side-by-side financial comparison of FARMERS NATIONAL BANC CORP (FMNB) and HARTE HANKS INC (HHS). Click either name above to swap in a different company.
FARMERS NATIONAL BANC CORP is the larger business by last-quarter revenue ($71.5M vs $39.9M, roughly 1.8× HARTE HANKS INC). FARMERS NATIONAL BANC CORP runs the higher net margin — 20.5% vs 5.5%, a 14.9% gap on every dollar of revenue. On growth, FARMERS NATIONAL BANC CORP posted the faster year-over-year revenue change (3.2% vs -15.4%). FARMERS NATIONAL BANC CORP produced more free cash flow last quarter ($52.2M vs $-686.0K). Over the past eight quarters, FARMERS NATIONAL BANC CORP's revenue compounded faster (6.2% CAGR vs -6.4%).
Farmers National Banc Corp (OH) is a regional financial holding company based in Ohio, the United States. It offers full-spectrum retail and commercial banking products, wealth management solutions, and insurance services, primarily catering to individual consumers, small and medium-sized enterprises, and local community clients in Ohio and adjacent Midwestern U.S. regions.
Harte Hanks is a global marketing services company headquartered in Boston, Massachusetts. Harte Hanks services include analytics, strategy, marketing technology, creative services, digital marketing, customer care, direct mail, logistics, and fulfillment.
FMNB vs HHS — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $71.5M | $39.9M |
| Net Profit | $14.6M | $2.2M |
| Gross Margin | — | — |
| Operating Margin | 24.8% | -0.3% |
| Net Margin | 20.5% | 5.5% |
| Revenue YoY | 3.2% | -15.4% |
| Net Profit YoY | 1.7% | — |
| EPS (diluted) | $0.39 | $0.30 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $71.5M | $39.9M | ||
| Q3 25 | $70.8M | $39.5M | ||
| Q2 25 | $69.8M | $38.6M | ||
| Q1 25 | $67.8M | $41.6M | ||
| Q4 24 | $69.3M | $47.1M | ||
| Q3 24 | $70.3M | $47.6M | ||
| Q2 24 | $66.5M | $45.0M | ||
| Q1 24 | $63.4M | $45.4M |
| Q4 25 | $14.6M | $2.2M | ||
| Q3 25 | $12.5M | $-2.3M | ||
| Q2 25 | $13.9M | $-335.0K | ||
| Q1 25 | $13.6M | $-392.0K | ||
| Q4 24 | $14.4M | — | ||
| Q3 24 | $8.5M | $142.0K | ||
| Q2 24 | $11.8M | $-27.8M | ||
| Q1 24 | $11.2M | $-171.0K |
| Q4 25 | 24.8% | -0.3% | ||
| Q3 25 | 20.7% | 1.3% | ||
| Q2 25 | 23.4% | 0.1% | ||
| Q1 25 | 24.1% | -0.1% | ||
| Q4 24 | 25.5% | -3.3% | ||
| Q3 24 | 14.4% | 4.0% | ||
| Q2 24 | 21.3% | 3.0% | ||
| Q1 24 | 21.2% | 0.8% |
| Q4 25 | 20.5% | 5.5% | ||
| Q3 25 | 17.6% | -5.8% | ||
| Q2 25 | 19.9% | -0.9% | ||
| Q1 25 | 20.0% | -0.9% | ||
| Q4 24 | 20.8% | — | ||
| Q3 24 | 12.1% | 0.3% | ||
| Q2 24 | 17.7% | -61.8% | ||
| Q1 24 | 17.7% | -0.4% |
| Q4 25 | $0.39 | $0.30 | ||
| Q3 25 | $0.33 | $-0.31 | ||
| Q2 25 | $0.37 | $-0.05 | ||
| Q1 25 | $0.36 | $-0.05 | ||
| Q4 24 | $0.38 | $-0.31 | ||
| Q3 24 | $0.23 | $0.02 | ||
| Q2 24 | $0.31 | $-3.84 | ||
| Q1 24 | $0.30 | $-0.02 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $5.6M |
| Total DebtLower is stronger | $86.7M | — |
| Stockholders' EquityBook value | $485.7M | $20.5M |
| Total Assets | $5.2B | $91.8M |
| Debt / EquityLower = less leverage | 0.18× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $5.6M | ||
| Q3 25 | — | $6.5M | ||
| Q2 25 | — | $4.8M | ||
| Q1 25 | — | $9.0M | ||
| Q4 24 | — | $9.8M | ||
| Q3 24 | — | $5.9M | ||
| Q2 24 | — | $11.0M | ||
| Q1 24 | — | $11.5M |
| Q4 25 | $86.7M | — | ||
| Q3 25 | $86.6M | — | ||
| Q2 25 | $86.4M | — | ||
| Q1 25 | $86.3M | — | ||
| Q4 24 | $86.2M | — | ||
| Q3 24 | $86.0M | — | ||
| Q2 24 | $88.9M | — | ||
| Q1 24 | $88.8M | — |
| Q4 25 | $485.7M | $20.5M | ||
| Q3 25 | $465.9M | $19.9M | ||
| Q2 25 | $437.7M | $22.2M | ||
| Q1 25 | $429.1M | $21.4M | ||
| Q4 24 | $406.0M | $21.7M | ||
| Q3 24 | $439.7M | $21.0M | ||
| Q2 24 | $396.7M | $20.6M | ||
| Q1 24 | $397.0M | $20.0M |
| Q4 25 | $5.2B | $91.8M | ||
| Q3 25 | $5.2B | $92.7M | ||
| Q2 25 | $5.2B | $95.0M | ||
| Q1 25 | $5.2B | $100.6M | ||
| Q4 24 | $5.1B | $101.8M | ||
| Q3 24 | $5.2B | $108.1M | ||
| Q2 24 | $5.2B | $109.7M | ||
| Q1 24 | $5.1B | $113.4M |
| Q4 25 | 0.18× | — | ||
| Q3 25 | 0.19× | — | ||
| Q2 25 | 0.20× | — | ||
| Q1 25 | 0.20× | — | ||
| Q4 24 | 0.21× | — | ||
| Q3 24 | 0.20× | — | ||
| Q2 24 | 0.22× | — | ||
| Q1 24 | 0.22× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $60.0M | $737.0K |
| Free Cash FlowOCF − Capex | $52.2M | $-686.0K |
| FCF MarginFCF / Revenue | 73.0% | -1.7% |
| Capex IntensityCapex / Revenue | 11.0% | 3.6% |
| Cash ConversionOCF / Net Profit | 4.10× | 0.33× |
| TTM Free Cash FlowTrailing 4 quarters | $85.8M | $-4.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $60.0M | $737.0K | ||
| Q3 25 | $10.7M | $3.2M | ||
| Q2 25 | $14.0M | $-4.8M | ||
| Q1 25 | $15.7M | $-818.0K | ||
| Q4 24 | $66.6M | $4.0M | ||
| Q3 24 | $23.9M | $-2.9M | ||
| Q2 24 | $16.6M | $1.6M | ||
| Q1 24 | $13.7M | $-5.7M |
| Q4 25 | $52.2M | $-686.0K | ||
| Q3 25 | $9.0M | $2.2M | ||
| Q2 25 | $12.4M | $-5.1M | ||
| Q1 25 | $12.2M | $-923.0K | ||
| Q4 24 | $54.9M | $3.4M | ||
| Q3 24 | $20.4M | $-4.9M | ||
| Q2 24 | $14.4M | $926.0K | ||
| Q1 24 | $12.2M | $-6.2M |
| Q4 25 | 73.0% | -1.7% | ||
| Q3 25 | 12.8% | 5.5% | ||
| Q2 25 | 17.8% | -13.1% | ||
| Q1 25 | 18.0% | -2.2% | ||
| Q4 24 | 79.2% | 7.3% | ||
| Q3 24 | 29.1% | -10.2% | ||
| Q2 24 | 21.6% | 2.1% | ||
| Q1 24 | 19.2% | -13.7% |
| Q4 25 | 11.0% | 3.6% | ||
| Q3 25 | 2.4% | 2.5% | ||
| Q2 25 | 2.3% | 0.6% | ||
| Q1 25 | 5.2% | 0.3% | ||
| Q4 24 | 16.9% | 1.3% | ||
| Q3 24 | 4.9% | 4.0% | ||
| Q2 24 | 3.3% | 1.5% | ||
| Q1 24 | 2.4% | 1.2% |
| Q4 25 | 4.10× | 0.33× | ||
| Q3 25 | 0.86× | — | ||
| Q2 25 | 1.01× | — | ||
| Q1 25 | 1.15× | — | ||
| Q4 24 | 4.63× | — | ||
| Q3 24 | 2.80× | -20.76× | ||
| Q2 24 | 1.41× | — | ||
| Q1 24 | 1.22× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FMNB
Segment breakdown not available.
HHS
| Fulfillment And Logistics Services | $17.3M | 43% |
| Customer Care | $13.7M | 34% |
| Other | $8.9M | 22% |
