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Side-by-side financial comparison of FARMERS NATIONAL BANC CORP (FMNB) and LifeMD, Inc. (LFMD). Click either name above to swap in a different company.
FARMERS NATIONAL BANC CORP is the larger business by last-quarter revenue ($71.5M vs $60.2M, roughly 1.2× LifeMD, Inc.). FARMERS NATIONAL BANC CORP runs the higher net margin — 20.5% vs -6.3%, a 26.8% gap on every dollar of revenue. On growth, LifeMD, Inc. posted the faster year-over-year revenue change (13.0% vs 3.2%). FARMERS NATIONAL BANC CORP produced more free cash flow last quarter ($52.2M vs $-944.4K). Over the past eight quarters, LifeMD, Inc.'s revenue compounded faster (24.8% CAGR vs 6.2%).
Farmers National Banc Corp (OH) is a regional financial holding company based in Ohio, the United States. It offers full-spectrum retail and commercial banking products, wealth management solutions, and insurance services, primarily catering to individual consumers, small and medium-sized enterprises, and local community clients in Ohio and adjacent Midwestern U.S. regions.
SBI Life Insurance Company Limited is an Indian life insurance company. It was started as a joint venture between State Bank of India (SBI) and French financial institution BNP Paribas Cardif.
FMNB vs LFMD — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $71.5M | $60.2M |
| Net Profit | $14.6M | $-3.8M |
| Gross Margin | — | 87.7% |
| Operating Margin | 24.8% | -3.3% |
| Net Margin | 20.5% | -6.3% |
| Revenue YoY | 3.2% | 13.0% |
| Net Profit YoY | 1.7% | 18.3% |
| EPS (diluted) | $0.39 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $71.5M | — | ||
| Q3 25 | $70.8M | $60.2M | ||
| Q2 25 | $69.8M | $62.7M | ||
| Q1 25 | $67.8M | $64.1M | ||
| Q4 24 | $69.3M | — | ||
| Q3 24 | $70.3M | $53.3M | ||
| Q2 24 | $66.5M | $50.7M | ||
| Q1 24 | $63.4M | $44.1M |
| Q4 25 | $14.6M | — | ||
| Q3 25 | $12.5M | $-3.8M | ||
| Q2 25 | $13.9M | $-1.6M | ||
| Q1 25 | $13.6M | $-183.8K | ||
| Q4 24 | $14.4M | — | ||
| Q3 24 | $8.5M | $-4.7M | ||
| Q2 24 | $11.8M | $-6.9M | ||
| Q1 24 | $11.2M | $-6.8M |
| Q4 25 | — | — | ||
| Q3 25 | — | 87.7% | ||
| Q2 25 | — | 88.1% | ||
| Q1 25 | — | 86.5% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 90.6% | ||
| Q2 24 | — | 90.1% | ||
| Q1 24 | — | 89.6% |
| Q4 25 | 24.8% | — | ||
| Q3 25 | 20.7% | -3.3% | ||
| Q2 25 | 23.4% | -0.7% | ||
| Q1 25 | 24.1% | 1.5% | ||
| Q4 24 | 25.5% | — | ||
| Q3 24 | 14.4% | -7.5% | ||
| Q2 24 | 21.3% | -12.4% | ||
| Q1 24 | 21.2% | -14.0% |
| Q4 25 | 20.5% | — | ||
| Q3 25 | 17.6% | -6.3% | ||
| Q2 25 | 19.9% | -2.6% | ||
| Q1 25 | 20.0% | -0.3% | ||
| Q4 24 | 20.8% | — | ||
| Q3 24 | 12.1% | -8.7% | ||
| Q2 24 | 17.7% | -13.6% | ||
| Q1 24 | 17.7% | -15.3% |
| Q4 25 | $0.39 | — | ||
| Q3 25 | $0.33 | — | ||
| Q2 25 | $0.37 | $-0.05 | ||
| Q1 25 | $0.36 | $-0.02 | ||
| Q4 24 | $0.38 | — | ||
| Q3 24 | $0.23 | $-0.13 | ||
| Q2 24 | $0.31 | — | ||
| Q1 24 | $0.30 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | $86.7M | — |
| Stockholders' EquityBook value | $485.7M | $1.3M |
| Total Assets | $5.2B | $66.0M |
| Debt / EquityLower = less leverage | 0.18× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $36.2M | ||
| Q1 25 | — | $34.4M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $37.6M | ||
| Q2 24 | — | $35.7M | ||
| Q1 24 | — | $35.1M |
| Q4 25 | $86.7M | — | ||
| Q3 25 | $86.6M | — | ||
| Q2 25 | $86.4M | $15.9M | ||
| Q1 25 | $86.3M | — | ||
| Q4 24 | $86.2M | — | ||
| Q3 24 | $86.0M | — | ||
| Q2 24 | $88.9M | — | ||
| Q1 24 | $88.8M | — |
| Q4 25 | $485.7M | — | ||
| Q3 25 | $465.9M | $1.3M | ||
| Q2 25 | $437.7M | $-1.8M | ||
| Q1 25 | $429.1M | $-2.3M | ||
| Q4 24 | $406.0M | — | ||
| Q3 24 | $439.7M | $-7.7M | ||
| Q2 24 | $396.7M | $-4.2M | ||
| Q1 24 | $397.0M | $-845.3K |
| Q4 25 | $5.2B | — | ||
| Q3 25 | $5.2B | $66.0M | ||
| Q2 25 | $5.2B | $73.6M | ||
| Q1 25 | $5.2B | $73.6M | ||
| Q4 24 | $5.1B | — | ||
| Q3 24 | $5.2B | $72.6M | ||
| Q2 24 | $5.2B | $63.8M | ||
| Q1 24 | $5.1B | $61.5M |
| Q4 25 | 0.18× | — | ||
| Q3 25 | 0.19× | — | ||
| Q2 25 | 0.20× | — | ||
| Q1 25 | 0.20× | — | ||
| Q4 24 | 0.21× | — | ||
| Q3 24 | 0.20× | — | ||
| Q2 24 | 0.22× | — | ||
| Q1 24 | 0.22× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $60.0M | $-147.1K |
| Free Cash FlowOCF − Capex | $52.2M | $-944.4K |
| FCF MarginFCF / Revenue | 73.0% | -1.6% |
| Capex IntensityCapex / Revenue | 11.0% | 1.3% |
| Cash ConversionOCF / Net Profit | 4.10× | — |
| TTM Free Cash FlowTrailing 4 quarters | $85.8M | $16.1M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $60.0M | — | ||
| Q3 25 | $10.7M | $-147.1K | ||
| Q2 25 | $14.0M | $8.6M | ||
| Q1 25 | $15.7M | $3.1M | ||
| Q4 24 | $66.6M | — | ||
| Q3 24 | $23.9M | $6.7M | ||
| Q2 24 | $16.6M | $4.5M | ||
| Q1 24 | $13.7M | $5.2M |
| Q4 25 | $52.2M | — | ||
| Q3 25 | $9.0M | $-944.4K | ||
| Q2 25 | $12.4M | $7.8M | ||
| Q1 25 | $12.2M | $2.9M | ||
| Q4 24 | $54.9M | — | ||
| Q3 24 | $20.4M | $6.3M | ||
| Q2 24 | $14.4M | $3.9M | ||
| Q1 24 | $12.2M | $5.0M |
| Q4 25 | 73.0% | — | ||
| Q3 25 | 12.8% | -1.6% | ||
| Q2 25 | 17.8% | 12.5% | ||
| Q1 25 | 18.0% | 4.6% | ||
| Q4 24 | 79.2% | — | ||
| Q3 24 | 29.1% | 11.7% | ||
| Q2 24 | 21.6% | 7.7% | ||
| Q1 24 | 19.2% | 11.4% |
| Q4 25 | 11.0% | — | ||
| Q3 25 | 2.4% | 1.3% | ||
| Q2 25 | 2.3% | 1.3% | ||
| Q1 25 | 5.2% | 0.2% | ||
| Q4 24 | 16.9% | — | ||
| Q3 24 | 4.9% | 0.8% | ||
| Q2 24 | 3.3% | 1.3% | ||
| Q1 24 | 2.4% | 0.4% |
| Q4 25 | 4.10× | — | ||
| Q3 25 | 0.86× | — | ||
| Q2 25 | 1.01× | — | ||
| Q1 25 | 1.15× | — | ||
| Q4 24 | 4.63× | — | ||
| Q3 24 | 2.80× | — | ||
| Q2 24 | 1.41× | — | ||
| Q1 24 | 1.22× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FMNB
Segment breakdown not available.
LFMD
| Telehealth Subscription Revenue | $27.3M | 45% |
| Telehealth | $20.0M | 33% |
| Work Simpli Revenue | $12.9M | 21% |
| Product And Services | $2.5M | 4% |
