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Side-by-side financial comparison of FARMERS NATIONAL BANC CORP (FMNB) and Ramaco Resources, Inc. (METC). Click either name above to swap in a different company.
Ramaco Resources, Inc. is the larger business by last-quarter revenue ($121.0M vs $71.5M, roughly 1.7× FARMERS NATIONAL BANC CORP). FARMERS NATIONAL BANC CORP runs the higher net margin — 20.5% vs -11.0%, a 31.5% gap on every dollar of revenue. On growth, FARMERS NATIONAL BANC CORP posted the faster year-over-year revenue change (3.2% vs -27.7%). FARMERS NATIONAL BANC CORP produced more free cash flow last quarter ($52.2M vs $-17.5M). Over the past eight quarters, FARMERS NATIONAL BANC CORP's revenue compounded faster (6.2% CAGR vs -22.7%).
Farmers National Banc Corp (OH) is a regional financial holding company based in Ohio, the United States. It offers full-spectrum retail and commercial banking products, wealth management solutions, and insurance services, primarily catering to individual consumers, small and medium-sized enterprises, and local community clients in Ohio and adjacent Midwestern U.S. regions.
Ramaco Resources, Inc. is a U.S.-based mining company focused on high-grade metallurgical coal production. It operates mining assets across the Appalachian region, supplying products to global steel manufacturing and industrial clients, with core operations centered on sustainable low-cost metallurgical coal extraction and distribution.
FMNB vs METC — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2025
| Metric | ||
|---|---|---|
| Revenue | $71.5M | $121.0M |
| Net Profit | $14.6M | $-13.3M |
| Gross Margin | — | 15.8% |
| Operating Margin | 24.8% | -12.0% |
| Net Margin | 20.5% | -11.0% |
| Revenue YoY | 3.2% | -27.7% |
| Net Profit YoY | 1.7% | -5468.2% |
| EPS (diluted) | $0.39 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $71.5M | — | ||
| Q3 25 | $70.8M | $121.0M | ||
| Q2 25 | $69.8M | $153.0M | ||
| Q1 25 | $67.8M | $134.7M | ||
| Q4 24 | $69.3M | $170.9M | ||
| Q3 24 | $70.3M | $167.4M | ||
| Q2 24 | $66.5M | $155.3M | ||
| Q1 24 | $63.4M | $172.7M |
| Q4 25 | $14.6M | — | ||
| Q3 25 | $12.5M | $-13.3M | ||
| Q2 25 | $13.9M | $-14.0M | ||
| Q1 25 | $13.6M | $-9.5M | ||
| Q4 24 | $14.4M | $3.9M | ||
| Q3 24 | $8.5M | $-239.0K | ||
| Q2 24 | $11.8M | $5.5M | ||
| Q1 24 | $11.2M | $2.0M |
| Q4 25 | — | — | ||
| Q3 25 | — | 15.8% | ||
| Q2 25 | — | 12.3% | ||
| Q1 25 | — | 15.2% | ||
| Q4 24 | — | 20.4% | ||
| Q3 24 | — | 19.5% | ||
| Q2 24 | — | 21.0% | ||
| Q1 24 | — | 19.1% |
| Q4 25 | 24.8% | — | ||
| Q3 25 | 20.7% | -12.0% | ||
| Q2 25 | 23.4% | -9.1% | ||
| Q1 25 | 24.1% | -8.9% | ||
| Q4 24 | 25.5% | 3.7% | ||
| Q3 24 | 14.4% | 1.0% | ||
| Q2 24 | 21.3% | 3.5% | ||
| Q1 24 | 21.2% | 1.9% |
| Q4 25 | 20.5% | — | ||
| Q3 25 | 17.6% | -11.0% | ||
| Q2 25 | 19.9% | -9.1% | ||
| Q1 25 | 20.0% | -7.0% | ||
| Q4 24 | 20.8% | 2.3% | ||
| Q3 24 | 12.1% | -0.1% | ||
| Q2 24 | 17.7% | 3.6% | ||
| Q1 24 | 17.7% | 1.2% |
| Q4 25 | $0.39 | — | ||
| Q3 25 | $0.33 | — | ||
| Q2 25 | $0.37 | — | ||
| Q1 25 | $0.36 | — | ||
| Q4 24 | $0.38 | $0.06 | ||
| Q3 24 | $0.23 | $-0.03 | ||
| Q2 24 | $0.31 | $0.08 | ||
| Q1 24 | $0.30 | $0.00 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | ||
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $193.8M |
| Total DebtLower is stronger | $86.7M | $116.3M |
| Stockholders' EquityBook value | $485.7M | $526.9M |
| Total Assets | $5.2B | $849.7M |
| Debt / EquityLower = less leverage | 0.18× | 0.22× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | — | ||
| Q3 25 | — | $193.8M | ||
| Q2 25 | — | $28.1M | ||
| Q1 25 | — | $43.5M | ||
| Q4 24 | — | $33.0M | ||
| Q3 24 | — | $22.9M | ||
| Q2 24 | — | $27.6M | ||
| Q1 24 | — | $30.5M |
| Q4 25 | $86.7M | — | ||
| Q3 25 | $86.6M | $116.3M | ||
| Q2 25 | $86.4M | — | ||
| Q1 25 | $86.3M | — | ||
| Q4 24 | $86.2M | $88.2M | ||
| Q3 24 | $86.0M | — | ||
| Q2 24 | $88.9M | — | ||
| Q1 24 | $88.8M | — |
| Q4 25 | $485.7M | — | ||
| Q3 25 | $465.9M | $526.9M | ||
| Q2 25 | $437.7M | $347.4M | ||
| Q1 25 | $429.1M | $355.2M | ||
| Q4 24 | $406.0M | $362.8M | ||
| Q3 24 | $439.7M | $361.8M | ||
| Q2 24 | $396.7M | $366.1M | ||
| Q1 24 | $397.0M | $372.3M |
| Q4 25 | $5.2B | — | ||
| Q3 25 | $5.2B | $849.7M | ||
| Q2 25 | $5.2B | $674.6M | ||
| Q1 25 | $5.2B | $685.7M | ||
| Q4 24 | $5.1B | $674.7M | ||
| Q3 24 | $5.2B | $645.4M | ||
| Q2 24 | $5.2B | $659.2M | ||
| Q1 24 | $5.1B | $674.0M |
| Q4 25 | 0.18× | — | ||
| Q3 25 | 0.19× | 0.22× | ||
| Q2 25 | 0.20× | — | ||
| Q1 25 | 0.20× | — | ||
| Q4 24 | 0.21× | 0.24× | ||
| Q3 24 | 0.20× | — | ||
| Q2 24 | 0.22× | — | ||
| Q1 24 | 0.22× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | ||
|---|---|---|
| Operating Cash FlowLast quarter | $60.0M | $-1.4M |
| Free Cash FlowOCF − Capex | $52.2M | $-17.5M |
| FCF MarginFCF / Revenue | 73.0% | -14.5% |
| Capex IntensityCapex / Revenue | 11.0% | 13.3% |
| Cash ConversionOCF / Net Profit | 4.10× | — |
| TTM Free Cash FlowTrailing 4 quarters | $85.8M | $-24.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $60.0M | — | ||
| Q3 25 | $10.7M | $-1.4M | ||
| Q2 25 | $14.0M | $-4.3M | ||
| Q1 25 | $15.7M | $26.0M | ||
| Q4 24 | $66.6M | $15.7M | ||
| Q3 24 | $23.9M | $37.4M | ||
| Q2 24 | $16.6M | $34.4M | ||
| Q1 24 | $13.7M | $25.2M |
| Q4 25 | $52.2M | — | ||
| Q3 25 | $9.0M | $-17.5M | ||
| Q2 25 | $12.4M | $-19.8M | ||
| Q1 25 | $12.2M | $7.6M | ||
| Q4 24 | $54.9M | $5.1M | ||
| Q3 24 | $20.4M | $25.6M | ||
| Q2 24 | $14.4M | $20.3M | ||
| Q1 24 | $12.2M | $6.5M |
| Q4 25 | 73.0% | — | ||
| Q3 25 | 12.8% | -14.5% | ||
| Q2 25 | 17.8% | -13.0% | ||
| Q1 25 | 18.0% | 5.6% | ||
| Q4 24 | 79.2% | 3.0% | ||
| Q3 24 | 29.1% | 15.3% | ||
| Q2 24 | 21.6% | 13.1% | ||
| Q1 24 | 19.2% | 3.7% |
| Q4 25 | 11.0% | — | ||
| Q3 25 | 2.4% | 13.3% | ||
| Q2 25 | 2.3% | 10.2% | ||
| Q1 25 | 5.2% | 13.7% | ||
| Q4 24 | 16.9% | 6.2% | ||
| Q3 24 | 4.9% | 7.0% | ||
| Q2 24 | 3.3% | 9.1% | ||
| Q1 24 | 2.4% | 10.8% |
| Q4 25 | 4.10× | — | ||
| Q3 25 | 0.86× | — | ||
| Q2 25 | 1.01× | — | ||
| Q1 25 | 1.15× | — | ||
| Q4 24 | 4.63× | 4.06× | ||
| Q3 24 | 2.80× | — | ||
| Q2 24 | 1.41× | 6.21× | ||
| Q1 24 | 1.22× | 12.40× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FMNB
Segment breakdown not available.
METC
| Export Coal Revenues | $73.0M | 60% |
| Domestic Coal Revenues | $48.0M | 40% |