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Side-by-side financial comparison of FARMERS NATIONAL BANC CORP (FMNB) and SANDRIDGE ENERGY INC (SD). Click either name above to swap in a different company.

FARMERS NATIONAL BANC CORP is the larger business by last-quarter revenue ($71.5M vs $39.4M, roughly 1.8× SANDRIDGE ENERGY INC). SANDRIDGE ENERGY INC runs the higher net margin — 54.9% vs 20.5%, a 34.5% gap on every dollar of revenue. On growth, FARMERS NATIONAL BANC CORP posted the faster year-over-year revenue change (3.2% vs 1.1%). FARMERS NATIONAL BANC CORP produced more free cash flow last quarter ($52.2M vs $14.4M). Over the past eight quarters, SANDRIDGE ENERGY INC's revenue compounded faster (14.1% CAGR vs 6.2%).

Farmers National Banc Corp (OH) is a regional financial holding company based in Ohio, the United States. It offers full-spectrum retail and commercial banking products, wealth management solutions, and insurance services, primarily catering to individual consumers, small and medium-sized enterprises, and local community clients in Ohio and adjacent Midwestern U.S. regions.

SandRidge Energy, Inc. is a company engaged in hydrocarbon exploration in the Mid-Continent region of the United States. It is organized in Delaware and headquartered in Oklahoma City, Oklahoma.

FMNB vs SD — Head-to-Head

Bigger by revenue
FMNB
FMNB
1.8× larger
FMNB
$71.5M
$39.4M
SD
Growing faster (revenue YoY)
FMNB
FMNB
+2.1% gap
FMNB
3.2%
1.1%
SD
Higher net margin
SD
SD
34.5% more per $
SD
54.9%
20.5%
FMNB
More free cash flow
FMNB
FMNB
$37.7M more FCF
FMNB
$52.2M
$14.4M
SD
Faster 2-yr revenue CAGR
SD
SD
Annualised
SD
14.1%
6.2%
FMNB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FMNB
FMNB
SD
SD
Revenue
$71.5M
$39.4M
Net Profit
$14.6M
$21.6M
Gross Margin
Operating Margin
24.8%
38.5%
Net Margin
20.5%
54.9%
Revenue YoY
3.2%
1.1%
Net Profit YoY
1.7%
23.1%
EPS (diluted)
$0.39
$0.59

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FMNB
FMNB
SD
SD
Q4 25
$71.5M
$39.4M
Q3 25
$70.8M
$39.8M
Q2 25
$69.8M
$34.5M
Q1 25
$67.8M
$42.6M
Q4 24
$69.3M
$39.0M
Q3 24
$70.3M
$30.1M
Q2 24
$66.5M
$26.0M
Q1 24
$63.4M
$30.3M
Net Profit
FMNB
FMNB
SD
SD
Q4 25
$14.6M
$21.6M
Q3 25
$12.5M
$16.0M
Q2 25
$13.9M
$19.6M
Q1 25
$13.6M
$13.0M
Q4 24
$14.4M
$17.6M
Q3 24
$8.5M
$25.5M
Q2 24
$11.8M
$8.8M
Q1 24
$11.2M
$11.1M
Operating Margin
FMNB
FMNB
SD
SD
Q4 25
24.8%
38.5%
Q3 25
20.7%
37.8%
Q2 25
23.4%
53.7%
Q1 25
24.1%
28.6%
Q4 24
25.5%
25.9%
Q3 24
14.4%
28.3%
Q2 24
21.3%
23.9%
Q1 24
21.2%
27.8%
Net Margin
FMNB
FMNB
SD
SD
Q4 25
20.5%
54.9%
Q3 25
17.6%
40.1%
Q2 25
19.9%
56.6%
Q1 25
20.0%
30.6%
Q4 24
20.8%
45.1%
Q3 24
12.1%
84.8%
Q2 24
17.7%
33.9%
Q1 24
17.7%
36.7%
EPS (diluted)
FMNB
FMNB
SD
SD
Q4 25
$0.39
$0.59
Q3 25
$0.33
$0.43
Q2 25
$0.37
$0.53
Q1 25
$0.36
$0.35
Q4 24
$0.38
$0.46
Q3 24
$0.23
$0.69
Q2 24
$0.31
$0.24
Q1 24
$0.30
$0.30

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FMNB
FMNB
SD
SD
Cash + ST InvestmentsLiquidity on hand
$111.0M
Total DebtLower is stronger
$86.7M
Stockholders' EquityBook value
$485.7M
$510.9M
Total Assets
$5.2B
$644.0M
Debt / EquityLower = less leverage
0.18×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FMNB
FMNB
SD
SD
Q4 25
$111.0M
Q3 25
$101.2M
Q2 25
$102.8M
Q1 25
$99.7M
Q4 24
$98.1M
Q3 24
$92.7M
Q2 24
$209.9M
Q1 24
$207.0M
Total Debt
FMNB
FMNB
SD
SD
Q4 25
$86.7M
Q3 25
$86.6M
Q2 25
$86.4M
Q1 25
$86.3M
Q4 24
$86.2M
Q3 24
$86.0M
Q2 24
$88.9M
Q1 24
$88.8M
Stockholders' Equity
FMNB
FMNB
SD
SD
Q4 25
$485.7M
$510.9M
Q3 25
$465.9M
$492.4M
Q2 25
$437.7M
$480.2M
Q1 25
$429.1M
$464.9M
Q4 24
$406.0M
$460.5M
Q3 24
$439.7M
$446.8M
Q2 24
$396.7M
$424.8M
Q1 24
$397.0M
$419.7M
Total Assets
FMNB
FMNB
SD
SD
Q4 25
$5.2B
$644.0M
Q3 25
$5.2B
$619.0M
Q2 25
$5.2B
$602.3M
Q1 25
$5.2B
$588.3M
Q4 24
$5.1B
$581.5M
Q3 24
$5.2B
$565.2M
Q2 24
$5.2B
$529.6M
Q1 24
$5.1B
$527.4M
Debt / Equity
FMNB
FMNB
SD
SD
Q4 25
0.18×
Q3 25
0.19×
Q2 25
0.20×
Q1 25
0.20×
Q4 24
0.21×
Q3 24
0.20×
Q2 24
0.22×
Q1 24
0.22×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FMNB
FMNB
SD
SD
Operating Cash FlowLast quarter
$60.0M
$31.7M
Free Cash FlowOCF − Capex
$52.2M
$14.4M
FCF MarginFCF / Revenue
73.0%
36.6%
Capex IntensityCapex / Revenue
11.0%
43.8%
Cash ConversionOCF / Net Profit
4.10×
1.46×
TTM Free Cash FlowTrailing 4 quarters
$85.8M
$41.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FMNB
FMNB
SD
SD
Q4 25
$60.0M
$31.7M
Q3 25
$10.7M
$25.3M
Q2 25
$14.0M
$22.9M
Q1 25
$15.7M
$20.3M
Q4 24
$66.6M
$26.0M
Q3 24
$23.9M
$20.8M
Q2 24
$16.6M
$11.4M
Q1 24
$13.7M
$15.7M
Free Cash Flow
FMNB
FMNB
SD
SD
Q4 25
$52.2M
$14.4M
Q3 25
$9.0M
$5.9M
Q2 25
$12.4M
$7.3M
Q1 25
$12.2M
$13.9M
Q4 24
$54.9M
$13.2M
Q3 24
$20.4M
$10.8M
Q2 24
$14.4M
$9.0M
Q1 24
$12.2M
$14.6M
FCF Margin
FMNB
FMNB
SD
SD
Q4 25
73.0%
36.6%
Q3 25
12.8%
14.9%
Q2 25
17.8%
21.0%
Q1 25
18.0%
32.7%
Q4 24
79.2%
33.8%
Q3 24
29.1%
36.1%
Q2 24
21.6%
34.5%
Q1 24
19.2%
48.1%
Capex Intensity
FMNB
FMNB
SD
SD
Q4 25
11.0%
43.8%
Q3 25
2.4%
48.6%
Q2 25
2.3%
45.2%
Q1 25
5.2%
15.0%
Q4 24
16.9%
32.9%
Q3 24
4.9%
33.3%
Q2 24
3.3%
9.4%
Q1 24
2.4%
3.7%
Cash Conversion
FMNB
FMNB
SD
SD
Q4 25
4.10×
1.46×
Q3 25
0.86×
1.58×
Q2 25
1.01×
1.17×
Q1 25
1.15×
1.56×
Q4 24
4.63×
1.48×
Q3 24
2.80×
0.82×
Q2 24
1.41×
1.30×
Q1 24
1.22×
1.41×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FMNB
FMNB

Segment breakdown not available.

SD
SD

Oil Reserves$19.0M48%
Natural Gas Reserves$11.6M30%
Natural Gas Liquids Reserves$8.7M22%

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