vs
Side-by-side financial comparison of FARMERS NATIONAL BANC CORP (FMNB) and Latham Group, Inc. (SWIM). Click either name above to swap in a different company.
Latham Group, Inc. is the larger business by last-quarter revenue ($100.0M vs $71.5M, roughly 1.4× FARMERS NATIONAL BANC CORP). FARMERS NATIONAL BANC CORP runs the higher net margin — 20.5% vs -7.0%, a 27.5% gap on every dollar of revenue. On growth, Latham Group, Inc. posted the faster year-over-year revenue change (14.5% vs 3.2%). FARMERS NATIONAL BANC CORP produced more free cash flow last quarter ($52.2M vs $14.1M). Over the past eight quarters, FARMERS NATIONAL BANC CORP's revenue compounded faster (6.2% CAGR vs -4.9%).
Farmers National Banc Corp (OH) is a regional financial holding company based in Ohio, the United States. It offers full-spectrum retail and commercial banking products, wealth management solutions, and insurance services, primarily catering to individual consumers, small and medium-sized enterprises, and local community clients in Ohio and adjacent Midwestern U.S. regions.
Latham & Watkins LLP is an American multinational law firm. Founded in 1934 in Los Angeles, California, it is known for its litigation, corporate, and regulatory law practices.
FMNB vs SWIM — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $71.5M | $100.0M |
| Net Profit | $14.6M | $-7.0M |
| Gross Margin | — | 28.0% |
| Operating Margin | 24.8% | -10.7% |
| Net Margin | 20.5% | -7.0% |
| Revenue YoY | 3.2% | 14.5% |
| Net Profit YoY | 1.7% | 76.0% |
| EPS (diluted) | $0.39 | $-0.06 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $71.5M | $100.0M | ||
| Q3 25 | $70.8M | $161.9M | ||
| Q2 25 | $69.8M | $172.6M | ||
| Q1 25 | $67.8M | $111.4M | ||
| Q4 24 | $69.3M | $87.3M | ||
| Q3 24 | $70.3M | $150.5M | ||
| Q2 24 | $66.5M | $160.1M | ||
| Q1 24 | $63.4M | $110.6M |
| Q4 25 | $14.6M | $-7.0M | ||
| Q3 25 | $12.5M | $8.1M | ||
| Q2 25 | $13.9M | $16.0M | ||
| Q1 25 | $13.6M | $-6.0M | ||
| Q4 24 | $14.4M | $-29.2M | ||
| Q3 24 | $8.5M | $5.9M | ||
| Q2 24 | $11.8M | $13.3M | ||
| Q1 24 | $11.2M | $-7.9M |
| Q4 25 | — | 28.0% | ||
| Q3 25 | — | 35.4% | ||
| Q2 25 | — | 37.1% | ||
| Q1 25 | — | 29.5% | ||
| Q4 24 | — | 24.6% | ||
| Q3 24 | — | 32.4% | ||
| Q2 24 | — | 33.1% | ||
| Q1 24 | — | 27.7% |
| Q4 25 | 24.8% | -10.7% | ||
| Q3 25 | 20.7% | 13.3% | ||
| Q2 25 | 23.4% | 14.3% | ||
| Q1 25 | 24.1% | -4.4% | ||
| Q4 24 | 25.5% | -14.9% | ||
| Q3 24 | 14.4% | 8.9% | ||
| Q2 24 | 21.3% | 12.5% | ||
| Q1 24 | 21.2% | -1.9% |
| Q4 25 | 20.5% | -7.0% | ||
| Q3 25 | 17.6% | 5.0% | ||
| Q2 25 | 19.9% | 9.3% | ||
| Q1 25 | 20.0% | -5.4% | ||
| Q4 24 | 20.8% | -33.4% | ||
| Q3 24 | 12.1% | 3.9% | ||
| Q2 24 | 17.7% | 8.3% | ||
| Q1 24 | 17.7% | -7.1% |
| Q4 25 | $0.39 | $-0.06 | ||
| Q3 25 | $0.33 | $0.07 | ||
| Q2 25 | $0.37 | $0.13 | ||
| Q1 25 | $0.36 | $-0.05 | ||
| Q4 24 | $0.38 | $-0.24 | ||
| Q3 24 | $0.23 | $0.05 | ||
| Q2 24 | $0.31 | $0.11 | ||
| Q1 24 | $0.30 | $-0.07 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | $86.7M | $279.8M |
| Stockholders' EquityBook value | $485.7M | $405.9M |
| Total Assets | $5.2B | $823.2M |
| Debt / EquityLower = less leverage | 0.18× | 0.69× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $86.7M | $279.8M | ||
| Q3 25 | $86.6M | $281.1M | ||
| Q2 25 | $86.4M | $281.5M | ||
| Q1 25 | $86.3M | $306.9M | ||
| Q4 24 | $86.2M | $281.5M | ||
| Q3 24 | $86.0M | $282.8M | ||
| Q2 24 | $88.9M | $282.4M | ||
| Q1 24 | $88.8M | $282.8M |
| Q4 25 | $485.7M | $405.9M | ||
| Q3 25 | $465.9M | $408.4M | ||
| Q2 25 | $437.7M | $398.4M | ||
| Q1 25 | $429.1M | $381.1M | ||
| Q4 24 | $406.0M | $387.2M | ||
| Q3 24 | $439.7M | $416.6M | ||
| Q2 24 | $396.7M | $408.1M | ||
| Q1 24 | $397.0M | $391.8M |
| Q4 25 | $5.2B | $823.2M | ||
| Q3 25 | $5.2B | $844.4M | ||
| Q2 25 | $5.2B | $822.1M | ||
| Q1 25 | $5.2B | $824.6M | ||
| Q4 24 | $5.1B | $794.2M | ||
| Q3 24 | $5.2B | $853.4M | ||
| Q2 24 | $5.2B | $830.0M | ||
| Q1 24 | $5.1B | $808.6M |
| Q4 25 | 0.18× | 0.69× | ||
| Q3 25 | 0.19× | 0.69× | ||
| Q2 25 | 0.20× | 0.71× | ||
| Q1 25 | 0.20× | 0.81× | ||
| Q4 24 | 0.21× | 0.73× | ||
| Q3 24 | 0.20× | 0.68× | ||
| Q2 24 | 0.22× | 0.69× | ||
| Q1 24 | 0.22× | 0.72× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $60.0M | $23.3M |
| Free Cash FlowOCF − Capex | $52.2M | $14.1M |
| FCF MarginFCF / Revenue | 73.0% | 14.1% |
| Capex IntensityCapex / Revenue | 11.0% | 9.2% |
| Cash ConversionOCF / Net Profit | 4.10× | — |
| TTM Free Cash FlowTrailing 4 quarters | $85.8M | $38.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $60.0M | $23.3M | ||
| Q3 25 | $10.7M | $51.0M | ||
| Q2 25 | $14.0M | $36.0M | ||
| Q1 25 | $15.7M | $-46.9M | ||
| Q4 24 | $66.6M | $6.2M | ||
| Q3 24 | $23.9M | $37.2M | ||
| Q2 24 | $16.6M | $52.4M | ||
| Q1 24 | $13.7M | $-34.5M |
| Q4 25 | $52.2M | $14.1M | ||
| Q3 25 | $9.0M | $45.2M | ||
| Q2 25 | $12.4M | $29.1M | ||
| Q1 25 | $12.2M | $-50.3M | ||
| Q4 24 | $54.9M | $-98.0K | ||
| Q3 24 | $20.4M | $33.2M | ||
| Q2 24 | $14.4M | $47.9M | ||
| Q1 24 | $12.2M | $-39.9M |
| Q4 25 | 73.0% | 14.1% | ||
| Q3 25 | 12.8% | 27.9% | ||
| Q2 25 | 17.8% | 16.8% | ||
| Q1 25 | 18.0% | -45.2% | ||
| Q4 24 | 79.2% | -0.1% | ||
| Q3 24 | 29.1% | 22.1% | ||
| Q2 24 | 21.6% | 29.9% | ||
| Q1 24 | 19.2% | -36.0% |
| Q4 25 | 11.0% | 9.2% | ||
| Q3 25 | 2.4% | 3.6% | ||
| Q2 25 | 2.3% | 4.0% | ||
| Q1 25 | 5.2% | 3.1% | ||
| Q4 24 | 16.9% | 7.2% | ||
| Q3 24 | 4.9% | 2.7% | ||
| Q2 24 | 3.3% | 2.8% | ||
| Q1 24 | 2.4% | 4.8% |
| Q4 25 | 4.10× | — | ||
| Q3 25 | 0.86× | 6.29× | ||
| Q2 25 | 1.01× | 2.25× | ||
| Q1 25 | 1.15× | — | ||
| Q4 24 | 4.63× | — | ||
| Q3 24 | 2.80× | 6.32× | ||
| Q2 24 | 1.41× | 3.95× | ||
| Q1 24 | 1.22× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FMNB
Segment breakdown not available.
SWIM
| In Ground Swimming Pools | $50.2M | 50% |
| Covers | $37.0M | 37% |
| Liners | $12.7M | 13% |
