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Side-by-side financial comparison of Floor & Decor Holdings, Inc. (FND) and UPBOUND GROUP, INC. (UPBD). Click either name above to swap in a different company.
UPBOUND GROUP, INC. is the larger business by last-quarter revenue ($1.2B vs $1.1B, roughly 1.1× Floor & Decor Holdings, Inc.). Floor & Decor Holdings, Inc. runs the higher net margin — 3.5% vs 1.7%, a 1.8% gap on every dollar of revenue. On growth, UPBOUND GROUP, INC. posted the faster year-over-year revenue change (10.9% vs 2.0%). Floor & Decor Holdings, Inc. produced more free cash flow last quarter ($45.1M vs $24.0M). Over the past eight quarters, UPBOUND GROUP, INC.'s revenue compounded faster (4.5% CAGR vs 1.5%).
Floor & Decor Holdings, Inc., branded as Floor & Decor, is a multi-channel American specialty retailer of hard surface flooring and related accessories that was founded in 2000 and headquartered in Smyrna, Georgia, United States.
Upbound Group, Inc. is a leading US provider of flexible lease-to-own solutions for consumer goods. It offers furniture, consumer electronics, home appliances, and accessories, catering to customers seeking accessible payment alternatives to traditional retail financing.
FND vs UPBD — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.1B | $1.2B |
| Net Profit | $39.3M | $19.7M |
| Gross Margin | 43.5% | 49.0% |
| Operating Margin | 4.6% | 4.8% |
| Net Margin | 3.5% | 1.7% |
| Revenue YoY | 2.0% | 10.9% |
| Net Profit YoY | -17.2% | -36.3% |
| EPS (diluted) | $0.36 | $0.35 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.1B | $1.2B | ||
| Q3 25 | $1.2B | $1.2B | ||
| Q2 25 | $1.2B | $1.2B | ||
| Q1 25 | $1.2B | $1.2B | ||
| Q4 24 | $1.1B | $1.1B | ||
| Q3 24 | $1.1B | $1.1B | ||
| Q2 24 | $1.1B | $1.1B | ||
| Q1 24 | $1.1B | $1.1B |
| Q4 25 | $39.3M | $19.7M | ||
| Q3 25 | $57.3M | $13.2M | ||
| Q2 25 | $63.2M | $15.5M | ||
| Q1 25 | $48.9M | $24.8M | ||
| Q4 24 | $47.5M | $31.0M | ||
| Q3 24 | $51.7M | $30.9M | ||
| Q2 24 | $56.7M | $33.9M | ||
| Q1 24 | $50.0M | $27.7M |
| Q4 25 | 43.5% | 49.0% | ||
| Q3 25 | 43.4% | 48.3% | ||
| Q2 25 | 43.9% | 49.4% | ||
| Q1 25 | 43.8% | 46.8% | ||
| Q4 24 | 43.5% | 47.1% | ||
| Q3 24 | 43.5% | 47.8% | ||
| Q2 24 | 43.3% | 49.4% | ||
| Q1 24 | 42.8% | 48.3% |
| Q4 25 | 4.6% | 4.8% | ||
| Q3 25 | 6.1% | 4.5% | ||
| Q2 25 | 6.7% | 4.4% | ||
| Q1 25 | 5.5% | 5.3% | ||
| Q4 24 | 5.3% | 7.3% | ||
| Q3 24 | 5.9% | 6.6% | ||
| Q2 24 | 6.3% | 7.5% | ||
| Q1 24 | 5.4% | 5.6% |
| Q4 25 | 3.5% | 1.7% | ||
| Q3 25 | 4.9% | 1.1% | ||
| Q2 25 | 5.2% | 1.3% | ||
| Q1 25 | 4.2% | 2.1% | ||
| Q4 24 | 4.3% | 2.9% | ||
| Q3 24 | 4.6% | 2.9% | ||
| Q2 24 | 5.0% | 3.2% | ||
| Q1 24 | 4.6% | 2.5% |
| Q4 25 | $0.36 | $0.35 | ||
| Q3 25 | $0.53 | $0.22 | ||
| Q2 25 | $0.58 | $0.26 | ||
| Q1 25 | $0.45 | $0.42 | ||
| Q4 24 | $0.44 | $0.55 | ||
| Q3 24 | $0.48 | $0.55 | ||
| Q2 24 | $0.52 | $0.61 | ||
| Q1 24 | $0.46 | $0.50 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $120.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $2.4B | $695.7M |
| Total Assets | $5.5B | $3.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $120.5M | ||
| Q3 25 | — | $107.0M | ||
| Q2 25 | — | $106.8M | ||
| Q1 25 | — | $107.3M | ||
| Q4 24 | — | $60.9M | ||
| Q3 24 | — | $85.1M | ||
| Q2 24 | — | $82.5M | ||
| Q1 24 | — | $84.8M |
| Q4 25 | $2.4B | $695.7M | ||
| Q3 25 | $2.4B | $687.3M | ||
| Q2 25 | $2.3B | $685.5M | ||
| Q1 25 | $2.2B | $679.2M | ||
| Q4 24 | $2.2B | $629.0M | ||
| Q3 24 | $2.1B | $611.8M | ||
| Q2 24 | $2.0B | $596.3M | ||
| Q1 24 | $2.0B | $578.3M |
| Q4 25 | $5.5B | $3.3B | ||
| Q3 25 | $5.5B | $3.2B | ||
| Q2 25 | $5.4B | $3.1B | ||
| Q1 25 | $5.4B | $3.0B | ||
| Q4 24 | $5.1B | $2.6B | ||
| Q3 24 | $4.9B | $2.6B | ||
| Q2 24 | $4.8B | $2.6B | ||
| Q1 24 | $4.7B | $2.6B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $124.1M | $41.6M |
| Free Cash FlowOCF − Capex | $45.1M | $24.0M |
| FCF MarginFCF / Revenue | 4.0% | 2.0% |
| Capex IntensityCapex / Revenue | 7.0% | 1.5% |
| Cash ConversionOCF / Net Profit | 3.15× | 2.11× |
| TTM Free Cash FlowTrailing 4 quarters | $64.1M | $238.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $124.1M | $41.6M | ||
| Q3 25 | $102.5M | $118.4M | ||
| Q2 25 | $84.1M | $7.8M | ||
| Q1 25 | $71.2M | $137.7M | ||
| Q4 24 | $101.4M | $-61.9M | ||
| Q3 24 | $160.3M | $106.2M | ||
| Q2 24 | $194.0M | $15.0M | ||
| Q1 24 | $147.5M | $45.4M |
| Q4 25 | $45.1M | $24.0M | ||
| Q3 25 | $24.5M | $97.9M | ||
| Q2 25 | $-10.0M | $-10.4M | ||
| Q1 25 | $4.4M | $127.2M | ||
| Q4 24 | $3.9M | $-74.0M | ||
| Q3 24 | $36.5M | $88.3M | ||
| Q2 24 | $80.0M | $613.0K | ||
| Q1 24 | $35.8M | $33.6M |
| Q4 25 | 4.0% | 2.0% | ||
| Q3 25 | 2.1% | 8.4% | ||
| Q2 25 | -0.8% | -0.9% | ||
| Q1 25 | 0.4% | 10.8% | ||
| Q4 24 | 0.4% | -6.9% | ||
| Q3 24 | 3.3% | 8.3% | ||
| Q2 24 | 7.1% | 0.1% | ||
| Q1 24 | 3.3% | 3.1% |
| Q4 25 | 7.0% | 1.5% | ||
| Q3 25 | 6.6% | 1.8% | ||
| Q2 25 | 7.8% | 1.6% | ||
| Q1 25 | 5.7% | 0.9% | ||
| Q4 24 | 8.8% | 1.1% | ||
| Q3 24 | 11.1% | 1.7% | ||
| Q2 24 | 10.1% | 1.3% | ||
| Q1 24 | 10.2% | 1.1% |
| Q4 25 | 3.15× | 2.11× | ||
| Q3 25 | 1.79× | 8.96× | ||
| Q2 25 | 1.33× | 0.50× | ||
| Q1 25 | 1.46× | 5.56× | ||
| Q4 24 | 2.14× | -2.00× | ||
| Q3 24 | 3.10× | 3.44× | ||
| Q2 24 | 3.42× | 0.44× | ||
| Q1 24 | 2.95× | 1.64× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FND
| Laminate And Vinyl | $310.1M | 27% |
| Tile | $259.1M | 23% |
| Installation Materials And Tools | $218.4M | 19% |
| Decorative Accessories And Wall Tile | $177.0M | 16% |
| Wood | $83.2M | 7% |
| Natural Stone | $46.8M | 4% |
| Adjacent Categories | $26.6M | 2% |
| Other | $8.5M | 1% |
UPBD
Segment breakdown not available.
