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Side-by-side financial comparison of Floor & Decor Holdings, Inc. (FND) and Western Union CO (WU). Click either name above to swap in a different company.

Floor & Decor Holdings, Inc. is the larger business by last-quarter revenue ($1.1B vs $982.7M, roughly 1.1× Western Union CO). Western Union CO runs the higher net margin — 6.6% vs 3.5%, a 3.1% gap on every dollar of revenue. On growth, Floor & Decor Holdings, Inc. posted the faster year-over-year revenue change (2.0% vs 0.0%). Over the past eight quarters, Floor & Decor Holdings, Inc.'s revenue compounded faster (1.5% CAGR vs -1.9%).

Floor & Decor Holdings, Inc., branded as Floor & Decor, is a multi-channel American specialty retailer of hard surface flooring and related accessories that was founded in 2000 and headquartered in Smyrna, Georgia, United States.

The Western Union Company is an American multinational financial services corporation headquartered in Denver, Colorado.

FND vs WU — Head-to-Head

Bigger by revenue
FND
FND
1.1× larger
FND
$1.1B
$982.7M
WU
Growing faster (revenue YoY)
FND
FND
+2.0% gap
FND
2.0%
0.0%
WU
Higher net margin
WU
WU
3.1% more per $
WU
6.6%
3.5%
FND
Faster 2-yr revenue CAGR
FND
FND
Annualised
FND
1.5%
-1.9%
WU

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
FND
FND
WU
WU
Revenue
$1.1B
$982.7M
Net Profit
$39.3M
$64.7M
Gross Margin
43.5%
Operating Margin
4.6%
12.5%
Net Margin
3.5%
6.6%
Revenue YoY
2.0%
0.0%
Net Profit YoY
-17.2%
-47.6%
EPS (diluted)
$0.36
$0.41

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FND
FND
WU
WU
Q1 26
$982.7M
Q4 25
$1.1B
$972.0M
Q3 25
$1.2B
$985.3M
Q2 25
$1.2B
$983.6M
Q1 25
$1.2B
$938.7M
Q4 24
$1.1B
$1.0B
Q3 24
$1.1B
$993.4M
Q2 24
$1.1B
$1.0B
Net Profit
FND
FND
WU
WU
Q1 26
$64.7M
Q4 25
$39.3M
$114.4M
Q3 25
$57.3M
$139.6M
Q2 25
$63.2M
$122.1M
Q1 25
$48.9M
$123.5M
Q4 24
$47.5M
$385.7M
Q3 24
$51.7M
$264.8M
Q2 24
$56.7M
$141.0M
Gross Margin
FND
FND
WU
WU
Q1 26
Q4 25
43.5%
33.6%
Q3 25
43.4%
34.7%
Q2 25
43.9%
34.6%
Q1 25
43.8%
34.0%
Q4 24
43.5%
35.0%
Q3 24
43.5%
34.2%
Q2 24
43.3%
35.0%
Operating Margin
FND
FND
WU
WU
Q1 26
12.5%
Q4 25
4.6%
19.1%
Q3 25
6.1%
20.5%
Q2 25
6.7%
19.6%
Q1 25
5.5%
18.9%
Q4 24
5.3%
17.5%
Q3 24
5.9%
16.6%
Q2 24
6.3%
18.7%
Net Margin
FND
FND
WU
WU
Q1 26
6.6%
Q4 25
3.5%
11.8%
Q3 25
4.9%
14.2%
Q2 25
5.2%
12.4%
Q1 25
4.2%
13.2%
Q4 24
4.3%
37.9%
Q3 24
4.6%
26.7%
Q2 24
5.0%
13.8%
EPS (diluted)
FND
FND
WU
WU
Q1 26
$0.41
Q4 25
$0.36
$0.36
Q3 25
$0.53
$0.43
Q2 25
$0.58
$0.37
Q1 25
$0.45
$0.36
Q4 24
$0.44
$1.14
Q3 24
$0.48
$0.78
Q2 24
$0.52
$0.41

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FND
FND
WU
WU
Cash + ST InvestmentsLiquidity on hand
$909.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$2.4B
$910.5M
Total Assets
$5.5B
$8.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FND
FND
WU
WU
Q1 26
$909.2M
Q4 25
$1.2B
Q3 25
$947.8M
Q2 25
$1.0B
Q1 25
$1.3B
Q4 24
$1.5B
Q3 24
$1.1B
Q2 24
$1.0B
Total Debt
FND
FND
WU
WU
Q1 26
Q4 25
$2.9B
Q3 25
$2.5B
Q2 25
$2.5B
Q1 25
$2.5B
Q4 24
$3.0B
Q3 24
$2.1B
Q2 24
$2.1B
Stockholders' Equity
FND
FND
WU
WU
Q1 26
$910.5M
Q4 25
$2.4B
$957.8M
Q3 25
$2.4B
$925.4M
Q2 25
$2.3B
$883.6M
Q1 25
$2.2B
$939.4M
Q4 24
$2.2B
$968.9M
Q3 24
$2.1B
$652.7M
Q2 24
$2.0B
$440.8M
Total Assets
FND
FND
WU
WU
Q1 26
$8.1B
Q4 25
$5.5B
$8.3B
Q3 25
$5.5B
$7.8B
Q2 25
$5.4B
$8.0B
Q1 25
$5.4B
$8.3B
Q4 24
$5.1B
$8.4B
Q3 24
$4.9B
$7.7B
Q2 24
$4.8B
$8.0B
Debt / Equity
FND
FND
WU
WU
Q1 26
Q4 25
3.01×
Q3 25
2.70×
Q2 25
2.83×
Q1 25
2.61×
Q4 24
3.04×
Q3 24
3.29×
Q2 24
4.88×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FND
FND
WU
WU
Operating Cash FlowLast quarter
$124.1M
$109.0M
Free Cash FlowOCF − Capex
$45.1M
FCF MarginFCF / Revenue
4.0%
Capex IntensityCapex / Revenue
7.0%
4.8%
Cash ConversionOCF / Net Profit
3.15×
1.68×
TTM Free Cash FlowTrailing 4 quarters
$64.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FND
FND
WU
WU
Q1 26
$109.0M
Q4 25
$124.1M
$135.4M
Q3 25
$102.5M
$260.4M
Q2 25
$84.1M
$-300.0K
Q1 25
$71.2M
$148.2M
Q4 24
$101.4M
$134.0M
Q3 24
$160.3M
$212.1M
Q2 24
$194.0M
$-33.8M
Free Cash Flow
FND
FND
WU
WU
Q1 26
Q4 25
$45.1M
$115.5M
Q3 25
$24.5M
$252.7M
Q2 25
$-10.0M
$-7.8M
Q1 25
$4.4M
$144.8M
Q4 24
$3.9M
$119.7M
Q3 24
$36.5M
$205.1M
Q2 24
$80.0M
$-38.9M
FCF Margin
FND
FND
WU
WU
Q1 26
Q4 25
4.0%
11.9%
Q3 25
2.1%
25.6%
Q2 25
-0.8%
-0.8%
Q1 25
0.4%
15.4%
Q4 24
0.4%
11.8%
Q3 24
3.3%
20.6%
Q2 24
7.1%
-3.8%
Capex Intensity
FND
FND
WU
WU
Q1 26
4.8%
Q4 25
7.0%
2.0%
Q3 25
6.6%
0.8%
Q2 25
7.8%
0.8%
Q1 25
5.7%
0.4%
Q4 24
8.8%
1.4%
Q3 24
11.1%
0.7%
Q2 24
10.1%
0.5%
Cash Conversion
FND
FND
WU
WU
Q1 26
1.68×
Q4 25
3.15×
1.18×
Q3 25
1.79×
1.87×
Q2 25
1.33×
-0.00×
Q1 25
1.46×
1.20×
Q4 24
2.14×
0.35×
Q3 24
3.10×
0.80×
Q2 24
3.42×
-0.24×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FND
FND

Laminate And Vinyl$310.1M27%
Tile$259.1M23%
Installation Materials And Tools$218.4M19%
Decorative Accessories And Wall Tile$177.0M16%
Wood$83.2M7%
Natural Stone$46.8M4%
Adjacent Categories$26.6M2%
Other$8.5M1%

WU
WU

Segment breakdown not available.

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