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Side-by-side financial comparison of First Bancorp, Inc (FNLC) and HARTE HANKS INC (HHS). Click either name above to swap in a different company.

HARTE HANKS INC is the larger business by last-quarter revenue ($39.9M vs $25.8M, roughly 1.5× First Bancorp, Inc). First Bancorp, Inc runs the higher net margin — 39.4% vs 5.5%, a 33.8% gap on every dollar of revenue. On growth, First Bancorp, Inc posted the faster year-over-year revenue change (17.5% vs -15.4%). First Bancorp, Inc produced more free cash flow last quarter ($34.6M vs $-686.0K). Over the past eight quarters, First Bancorp, Inc's revenue compounded faster (18.1% CAGR vs -6.4%).

Patriot Bank, N.A. (PNBK) is the bank holding company for Stamford, Connecticut-based Patriot Bank NA, and is traded on NASDAQ as PNBK.

Harte Hanks is a global marketing services company headquartered in Boston, Massachusetts. Harte Hanks services include analytics, strategy, marketing technology, creative services, digital marketing, customer care, direct mail, logistics, and fulfillment.

FNLC vs HHS — Head-to-Head

Bigger by revenue
HHS
HHS
1.5× larger
HHS
$39.9M
$25.8M
FNLC
Growing faster (revenue YoY)
FNLC
FNLC
+33.0% gap
FNLC
17.5%
-15.4%
HHS
Higher net margin
FNLC
FNLC
33.8% more per $
FNLC
39.4%
5.5%
HHS
More free cash flow
FNLC
FNLC
$35.3M more FCF
FNLC
$34.6M
$-686.0K
HHS
Faster 2-yr revenue CAGR
FNLC
FNLC
Annualised
FNLC
18.1%
-6.4%
HHS

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FNLC
FNLC
HHS
HHS
Revenue
$25.8M
$39.9M
Net Profit
$10.2M
$2.2M
Gross Margin
Operating Margin
48.1%
-0.3%
Net Margin
39.4%
5.5%
Revenue YoY
17.5%
-15.4%
Net Profit YoY
39.7%
EPS (diluted)
$0.91
$0.30

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FNLC
FNLC
HHS
HHS
Q4 25
$25.8M
$39.9M
Q3 25
$24.5M
$39.5M
Q2 25
$22.5M
$38.6M
Q1 25
$21.8M
$41.6M
Q4 24
$22.0M
$47.1M
Q3 24
$20.5M
$47.6M
Q2 24
$19.2M
$45.0M
Q1 24
$18.5M
$45.4M
Net Profit
FNLC
FNLC
HHS
HHS
Q4 25
$10.2M
$2.2M
Q3 25
$9.1M
$-2.3M
Q2 25
$8.1M
$-335.0K
Q1 25
$7.1M
$-392.0K
Q4 24
$7.3M
Q3 24
$7.6M
$142.0K
Q2 24
$6.2M
$-27.8M
Q1 24
$6.0M
$-171.0K
Operating Margin
FNLC
FNLC
HHS
HHS
Q4 25
48.1%
-0.3%
Q3 25
45.2%
1.3%
Q2 25
43.7%
0.1%
Q1 25
39.3%
-0.1%
Q4 24
39.5%
-3.3%
Q3 24
44.6%
4.0%
Q2 24
38.8%
3.0%
Q1 24
39.3%
0.8%
Net Margin
FNLC
FNLC
HHS
HHS
Q4 25
39.4%
5.5%
Q3 25
37.0%
-5.8%
Q2 25
35.8%
-0.9%
Q1 25
32.5%
-0.9%
Q4 24
33.1%
Q3 24
36.9%
0.3%
Q2 24
32.1%
-61.8%
Q1 24
32.5%
-0.4%
EPS (diluted)
FNLC
FNLC
HHS
HHS
Q4 25
$0.91
$0.30
Q3 25
$0.81
$-0.31
Q2 25
$0.72
$-0.05
Q1 25
$0.63
$-0.05
Q4 24
$0.66
$-0.31
Q3 24
$0.68
$0.02
Q2 24
$0.55
$-3.84
Q1 24
$0.54
$-0.02

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FNLC
FNLC
HHS
HHS
Cash + ST InvestmentsLiquidity on hand
$5.6M
Total DebtLower is stronger
$95.5M
Stockholders' EquityBook value
$283.1M
$20.5M
Total Assets
$3.2B
$91.8M
Debt / EquityLower = less leverage
0.34×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FNLC
FNLC
HHS
HHS
Q4 25
$5.6M
Q3 25
$6.5M
Q2 25
$4.8M
Q1 25
$9.0M
Q4 24
$9.8M
Q3 24
$5.9M
Q2 24
$11.0M
Q1 24
$11.5M
Total Debt
FNLC
FNLC
HHS
HHS
Q4 25
$95.5M
Q3 25
$95.5M
Q2 25
$95.0M
Q1 25
$70.0M
Q4 24
$95.0M
Q3 24
$95.0M
Q2 24
$70.0M
Q1 24
$70.0M
Stockholders' Equity
FNLC
FNLC
HHS
HHS
Q4 25
$283.1M
$20.5M
Q3 25
$274.6M
$19.9M
Q2 25
$265.5M
$22.2M
Q1 25
$259.7M
$21.4M
Q4 24
$252.5M
$21.7M
Q3 24
$256.8M
$21.0M
Q2 24
$244.7M
$20.6M
Q1 24
$242.6M
$20.0M
Total Assets
FNLC
FNLC
HHS
HHS
Q4 25
$3.2B
$91.8M
Q3 25
$3.2B
$92.7M
Q2 25
$3.2B
$95.0M
Q1 25
$3.2B
$100.6M
Q4 24
$3.2B
$101.8M
Q3 24
$3.1B
$108.1M
Q2 24
$3.1B
$109.7M
Q1 24
$3.0B
$113.4M
Debt / Equity
FNLC
FNLC
HHS
HHS
Q4 25
0.34×
Q3 25
0.35×
Q2 25
0.36×
Q1 25
0.27×
Q4 24
0.38×
Q3 24
0.37×
Q2 24
0.29×
Q1 24
0.29×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FNLC
FNLC
HHS
HHS
Operating Cash FlowLast quarter
$37.8M
$737.0K
Free Cash FlowOCF − Capex
$34.6M
$-686.0K
FCF MarginFCF / Revenue
133.9%
-1.7%
Capex IntensityCapex / Revenue
12.5%
3.6%
Cash ConversionOCF / Net Profit
3.72×
0.33×
TTM Free Cash FlowTrailing 4 quarters
$55.3M
$-4.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FNLC
FNLC
HHS
HHS
Q4 25
$37.8M
$737.0K
Q3 25
$12.9M
$3.2M
Q2 25
$7.4M
$-4.8M
Q1 25
$2.2M
$-818.0K
Q4 24
$26.0M
$4.0M
Q3 24
$9.8M
$-2.9M
Q2 24
$6.4M
$1.6M
Q1 24
$-1.5M
$-5.7M
Free Cash Flow
FNLC
FNLC
HHS
HHS
Q4 25
$34.6M
$-686.0K
Q3 25
$12.6M
$2.2M
Q2 25
$7.2M
$-5.1M
Q1 25
$828.0K
$-923.0K
Q4 24
$24.6M
$3.4M
Q3 24
$9.6M
$-4.9M
Q2 24
$6.3M
$926.0K
Q1 24
$-1.8M
$-6.2M
FCF Margin
FNLC
FNLC
HHS
HHS
Q4 25
133.9%
-1.7%
Q3 25
51.4%
5.5%
Q2 25
32.1%
-13.1%
Q1 25
3.8%
-2.2%
Q4 24
111.7%
7.3%
Q3 24
47.0%
-10.2%
Q2 24
32.9%
2.1%
Q1 24
-9.8%
-13.7%
Capex Intensity
FNLC
FNLC
HHS
HHS
Q4 25
12.5%
3.6%
Q3 25
1.2%
2.5%
Q2 25
0.6%
0.6%
Q1 25
6.2%
0.3%
Q4 24
6.7%
1.3%
Q3 24
0.5%
4.0%
Q2 24
0.3%
1.5%
Q1 24
1.8%
1.2%
Cash Conversion
FNLC
FNLC
HHS
HHS
Q4 25
3.72×
0.33×
Q3 25
1.42×
Q2 25
0.91×
Q1 25
0.31×
Q4 24
3.58×
Q3 24
1.29×
-20.76×
Q2 24
1.03×
Q1 24
-0.25×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FNLC
FNLC

Segment breakdown not available.

HHS
HHS

Fulfillment And Logistics Services$17.3M43%
Customer Care$13.7M34%
Other$8.9M22%

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