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Side-by-side financial comparison of First Bancorp, Inc (FNLC) and Invivyd, Inc. (IVVD). Click either name above to swap in a different company.

First Bancorp, Inc is the larger business by last-quarter revenue ($25.8M vs $17.2M, roughly 1.5× Invivyd, Inc.). First Bancorp, Inc runs the higher net margin — 39.4% vs -64.3%, a 103.7% gap on every dollar of revenue. On growth, Invivyd, Inc. posted the faster year-over-year revenue change (24.5% vs 17.5%).

Patriot Bank, N.A. (PNBK) is the bank holding company for Stamford, Connecticut-based Patriot Bank NA, and is traded on NASDAQ as PNBK.

Invivyd, Inc. is a clinical-stage biopharmaceutical company focused on developing broadly neutralizing antibody therapies to prevent and treat serious viral infectious diseases. Its core research and development pipeline targets high-burden respiratory pathogens including respiratory syncytial virus, catering to unmet medical needs of global patient groups.

FNLC vs IVVD — Head-to-Head

Bigger by revenue
FNLC
FNLC
1.5× larger
FNLC
$25.8M
$17.2M
IVVD
Growing faster (revenue YoY)
IVVD
IVVD
+7.0% gap
IVVD
24.5%
17.5%
FNLC
Higher net margin
FNLC
FNLC
103.7% more per $
FNLC
39.4%
-64.3%
IVVD

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FNLC
FNLC
IVVD
IVVD
Revenue
$25.8M
$17.2M
Net Profit
$10.2M
$-11.1M
Gross Margin
Operating Margin
48.1%
-73.0%
Net Margin
39.4%
-64.3%
Revenue YoY
17.5%
24.5%
Net Profit YoY
39.7%
40.0%
EPS (diluted)
$0.91
$0.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FNLC
FNLC
IVVD
IVVD
Q4 25
$25.8M
$17.2M
Q3 25
$24.5M
$13.1M
Q2 25
$22.5M
$11.8M
Q1 25
$21.8M
$11.3M
Q4 24
$22.0M
$13.8M
Q3 24
$20.5M
$9.3M
Q2 24
$19.2M
$2.3M
Q1 24
$18.5M
$0
Net Profit
FNLC
FNLC
IVVD
IVVD
Q4 25
$10.2M
$-11.1M
Q3 25
$9.1M
$-10.5M
Q2 25
$8.1M
$-14.7M
Q1 25
$7.1M
$-16.3M
Q4 24
$7.3M
$-18.4M
Q3 24
$7.6M
$-60.7M
Q2 24
$6.2M
$-47.2M
Q1 24
$6.0M
$-43.5M
Operating Margin
FNLC
FNLC
IVVD
IVVD
Q4 25
48.1%
-73.0%
Q3 25
45.2%
-84.0%
Q2 25
43.7%
-127.8%
Q1 25
39.3%
-149.7%
Q4 24
39.5%
-139.1%
Q3 24
44.6%
-670.0%
Q2 24
38.8%
-2175.2%
Q1 24
39.3%
Net Margin
FNLC
FNLC
IVVD
IVVD
Q4 25
39.4%
-64.3%
Q3 25
37.0%
-79.7%
Q2 25
35.8%
-124.4%
Q1 25
32.5%
-144.1%
Q4 24
33.1%
-133.5%
Q3 24
36.9%
-653.1%
Q2 24
32.1%
-2086.9%
Q1 24
32.5%
EPS (diluted)
FNLC
FNLC
IVVD
IVVD
Q4 25
$0.91
$0.02
Q3 25
$0.81
$-0.06
Q2 25
$0.72
$-0.12
Q1 25
$0.63
$-0.14
Q4 24
$0.66
$-0.14
Q3 24
$0.68
$-0.51
Q2 24
$0.55
$-0.40
Q1 24
$0.54
$-0.38

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FNLC
FNLC
IVVD
IVVD
Cash + ST InvestmentsLiquidity on hand
$226.7M
Total DebtLower is stronger
$95.5M
Stockholders' EquityBook value
$283.1M
$241.5M
Total Assets
$3.2B
$276.9M
Debt / EquityLower = less leverage
0.34×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FNLC
FNLC
IVVD
IVVD
Q4 25
$226.7M
Q3 25
$85.0M
Q2 25
$34.9M
Q1 25
$48.1M
Q4 24
$69.3M
Q3 24
$106.9M
Q2 24
$147.9M
Q1 24
$189.4M
Total Debt
FNLC
FNLC
IVVD
IVVD
Q4 25
$95.5M
Q3 25
$95.5M
Q2 25
$95.0M
Q1 25
$70.0M
Q4 24
$95.0M
Q3 24
$95.0M
Q2 24
$70.0M
Q1 24
$70.0M
Stockholders' Equity
FNLC
FNLC
IVVD
IVVD
Q4 25
$283.1M
$241.5M
Q3 25
$274.6M
$93.1M
Q2 25
$265.5M
$42.8M
Q1 25
$259.7M
$54.1M
Q4 24
$252.5M
$67.5M
Q3 24
$256.8M
$83.2M
Q2 24
$244.7M
$140.6M
Q1 24
$242.6M
$178.5M
Total Assets
FNLC
FNLC
IVVD
IVVD
Q4 25
$3.2B
$276.9M
Q3 25
$3.2B
$139.2M
Q2 25
$3.2B
$89.1M
Q1 25
$3.2B
$103.7M
Q4 24
$3.2B
$129.5M
Q3 24
$3.1B
$161.9M
Q2 24
$3.1B
$177.3M
Q1 24
$3.0B
$215.5M
Debt / Equity
FNLC
FNLC
IVVD
IVVD
Q4 25
0.34×
Q3 25
0.35×
Q2 25
0.36×
Q1 25
0.27×
Q4 24
0.38×
Q3 24
0.37×
Q2 24
0.29×
Q1 24
0.29×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FNLC
FNLC
IVVD
IVVD
Operating Cash FlowLast quarter
$37.8M
$-15.5M
Free Cash FlowOCF − Capex
$34.6M
FCF MarginFCF / Revenue
133.9%
Capex IntensityCapex / Revenue
12.5%
0.0%
Cash ConversionOCF / Net Profit
3.72×
TTM Free Cash FlowTrailing 4 quarters
$55.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FNLC
FNLC
IVVD
IVVD
Q4 25
$37.8M
$-15.5M
Q3 25
$12.9M
$-8.3M
Q2 25
$7.4M
$-13.3M
Q1 25
$2.2M
$-21.1M
Q4 24
$26.0M
$-37.6M
Q3 24
$9.8M
$-41.1M
Q2 24
$6.4M
$-41.6M
Q1 24
$-1.5M
$-50.2M
Free Cash Flow
FNLC
FNLC
IVVD
IVVD
Q4 25
$34.6M
Q3 25
$12.6M
Q2 25
$7.2M
$-13.3M
Q1 25
$828.0K
$-21.3M
Q4 24
$24.6M
$-37.6M
Q3 24
$9.6M
$-41.1M
Q2 24
$6.3M
Q1 24
$-1.8M
$-50.4M
FCF Margin
FNLC
FNLC
IVVD
IVVD
Q4 25
133.9%
Q3 25
51.4%
Q2 25
32.1%
-112.9%
Q1 25
3.8%
-188.2%
Q4 24
111.7%
-272.2%
Q3 24
47.0%
-441.6%
Q2 24
32.9%
Q1 24
-9.8%
Capex Intensity
FNLC
FNLC
IVVD
IVVD
Q4 25
12.5%
0.0%
Q3 25
1.2%
0.0%
Q2 25
0.6%
0.1%
Q1 25
6.2%
1.3%
Q4 24
6.7%
0.0%
Q3 24
0.5%
0.1%
Q2 24
0.3%
0.0%
Q1 24
1.8%
Cash Conversion
FNLC
FNLC
IVVD
IVVD
Q4 25
3.72×
Q3 25
1.42×
Q2 25
0.91×
Q1 25
0.31×
Q4 24
3.58×
Q3 24
1.29×
Q2 24
1.03×
Q1 24
-0.25×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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