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Side-by-side financial comparison of First Bancorp, Inc (FNLC) and INTERGROUP CORP (INTG). Click either name above to swap in a different company.
First Bancorp, Inc is the larger business by last-quarter revenue ($25.8M vs $17.3M, roughly 1.5× INTERGROUP CORP). First Bancorp, Inc runs the higher net margin — 39.4% vs 8.8%, a 30.6% gap on every dollar of revenue. On growth, INTERGROUP CORP posted the faster year-over-year revenue change (19.8% vs 17.5%). First Bancorp, Inc produced more free cash flow last quarter ($34.6M vs $-481.0K). Over the past eight quarters, First Bancorp, Inc's revenue compounded faster (18.1% CAGR vs 7.8%).
Patriot Bank, N.A. (PNBK) is the bank holding company for Stamford, Connecticut-based Patriot Bank NA, and is traded on NASDAQ as PNBK.
Intergroup Corp is a diversified holding firm operating two core segments: real estate and hotel operations. It owns, manages and leases commercial and residential properties across the U.S., and runs limited-service hotels for leisure and business travelers.
FNLC vs INTG — Head-to-Head
Income Statement — Q4 FY2025 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $25.8M | $17.3M |
| Net Profit | $10.2M | $1.5M |
| Gross Margin | — | — |
| Operating Margin | 48.1% | 11.6% |
| Net Margin | 39.4% | 8.8% |
| Revenue YoY | 17.5% | 19.8% |
| Net Profit YoY | 39.7% | 155.6% |
| EPS (diluted) | $0.91 | $0.71 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $25.8M | $17.3M | ||
| Q3 25 | $24.5M | $17.9M | ||
| Q2 25 | $22.5M | $16.2M | ||
| Q1 25 | $21.8M | $16.8M | ||
| Q4 24 | $22.0M | $14.4M | ||
| Q3 24 | $20.5M | $16.9M | ||
| Q2 24 | $19.2M | $13.4M | ||
| Q1 24 | $18.5M | $14.9M |
| Q4 25 | $10.2M | $1.5M | ||
| Q3 25 | $9.1M | $-535.0K | ||
| Q2 25 | $8.1M | $-2.2M | ||
| Q1 25 | $7.1M | $-578.0K | ||
| Q4 24 | $7.3M | $-2.7M | ||
| Q3 24 | $7.6M | $-398.0K | ||
| Q2 24 | $6.2M | $-4.9M | ||
| Q1 24 | $6.0M | $-3.2M |
| Q4 25 | 48.1% | 11.6% | ||
| Q3 25 | 45.2% | 15.3% | ||
| Q2 25 | 43.7% | 8.1% | ||
| Q1 25 | 39.3% | 14.0% | ||
| Q4 24 | 39.5% | 5.9% | ||
| Q3 24 | 44.6% | 18.5% | ||
| Q2 24 | 38.8% | 3.7% | ||
| Q1 24 | 39.3% | 4.8% |
| Q4 25 | 39.4% | 8.8% | ||
| Q3 25 | 37.0% | -3.0% | ||
| Q2 25 | 35.8% | -13.9% | ||
| Q1 25 | 32.5% | -3.4% | ||
| Q4 24 | 33.1% | -18.9% | ||
| Q3 24 | 36.9% | -2.4% | ||
| Q2 24 | 32.1% | -36.7% | ||
| Q1 24 | 32.5% | -21.3% |
| Q4 25 | $0.91 | $0.71 | ||
| Q3 25 | $0.81 | $-0.25 | ||
| Q2 25 | $0.72 | — | ||
| Q1 25 | $0.63 | $-0.27 | ||
| Q4 24 | $0.66 | $-1.26 | ||
| Q3 24 | $0.68 | $-0.18 | ||
| Q2 24 | $0.55 | — | ||
| Q1 24 | $0.54 | $-1.44 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $7.5M |
| Total DebtLower is stronger | $95.5M | $233.2M |
| Stockholders' EquityBook value | $283.1M | $-85.2M |
| Total Assets | $3.2B | $101.1M |
| Debt / EquityLower = less leverage | 0.34× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $7.5M | ||
| Q3 25 | — | $6.0M | ||
| Q2 25 | — | $6.1M | ||
| Q1 25 | — | $4.8M | ||
| Q4 24 | — | $15.4M | ||
| Q3 24 | — | $12.2M | ||
| Q2 24 | — | $11.6M | ||
| Q1 24 | — | $19.5M |
| Q4 25 | $95.5M | $233.2M | ||
| Q3 25 | $95.5M | $237.8M | ||
| Q2 25 | $95.0M | $240.5M | ||
| Q1 25 | $70.0M | $241.5M | ||
| Q4 24 | $95.0M | $227.2M | ||
| Q3 24 | $95.0M | $218.1M | ||
| Q2 24 | $70.0M | $225.7M | ||
| Q1 24 | $70.0M | $225.0M |
| Q4 25 | $283.1M | $-85.2M | ||
| Q3 25 | $274.6M | $-86.7M | ||
| Q2 25 | $265.5M | $-86.1M | ||
| Q1 25 | $259.7M | $-84.5M | ||
| Q4 24 | $252.5M | $-83.9M | ||
| Q3 24 | $256.8M | $-80.9M | ||
| Q2 24 | $244.7M | $-80.3M | ||
| Q1 24 | $242.6M | $-76.4M |
| Q4 25 | $3.2B | $101.1M | ||
| Q3 25 | $3.2B | $102.5M | ||
| Q2 25 | $3.2B | $104.1M | ||
| Q1 25 | $3.2B | $103.2M | ||
| Q4 24 | $3.2B | $110.6M | ||
| Q3 24 | $3.1B | $109.3M | ||
| Q2 24 | $3.1B | $107.8M | ||
| Q1 24 | $3.0B | $119.0M |
| Q4 25 | 0.34× | — | ||
| Q3 25 | 0.35× | — | ||
| Q2 25 | 0.36× | — | ||
| Q1 25 | 0.27× | — | ||
| Q4 24 | 0.38× | — | ||
| Q3 24 | 0.37× | — | ||
| Q2 24 | 0.29× | — | ||
| Q1 24 | 0.29× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $37.8M | $-23.0K |
| Free Cash FlowOCF − Capex | $34.6M | $-481.0K |
| FCF MarginFCF / Revenue | 133.9% | -2.8% |
| Capex IntensityCapex / Revenue | 12.5% | 2.6% |
| Cash ConversionOCF / Net Profit | 3.72× | -0.02× |
| TTM Free Cash FlowTrailing 4 quarters | $55.3M | $739.0K |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $37.8M | $-23.0K | ||
| Q3 25 | $12.9M | $-296.0K | ||
| Q2 25 | $7.4M | $5.9M | ||
| Q1 25 | $2.2M | $-854.0K | ||
| Q4 24 | $26.0M | $-781.0K | ||
| Q3 24 | $9.8M | $3.4M | ||
| Q2 24 | $6.4M | $6.8M | ||
| Q1 24 | $-1.5M | $1.9M |
| Q4 25 | $34.6M | $-481.0K | ||
| Q3 25 | $12.6M | $-1.3M | ||
| Q2 25 | $7.2M | $3.6M | ||
| Q1 25 | $828.0K | $-1.2M | ||
| Q4 24 | $24.6M | $-1.1M | ||
| Q3 24 | $9.6M | $3.1M | ||
| Q2 24 | $6.3M | $2.7M | ||
| Q1 24 | $-1.8M | $1.1M |
| Q4 25 | 133.9% | -2.8% | ||
| Q3 25 | 51.4% | -7.1% | ||
| Q2 25 | 32.1% | 22.5% | ||
| Q1 25 | 3.8% | -6.8% | ||
| Q4 24 | 111.7% | -7.8% | ||
| Q3 24 | 47.0% | 18.3% | ||
| Q2 24 | 32.9% | 20.4% | ||
| Q1 24 | -9.8% | 7.6% |
| Q4 25 | 12.5% | 2.6% | ||
| Q3 25 | 1.2% | 5.4% | ||
| Q2 25 | 0.6% | 13.9% | ||
| Q1 25 | 6.2% | 1.8% | ||
| Q4 24 | 6.7% | 2.4% | ||
| Q3 24 | 0.5% | 1.6% | ||
| Q2 24 | 0.3% | 30.4% | ||
| Q1 24 | 1.8% | 4.9% |
| Q4 25 | 3.72× | -0.02× | ||
| Q3 25 | 1.42× | — | ||
| Q2 25 | 0.91× | — | ||
| Q1 25 | 0.31× | — | ||
| Q4 24 | 3.58× | — | ||
| Q3 24 | 1.29× | — | ||
| Q2 24 | 1.03× | — | ||
| Q1 24 | -0.25× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FNLC
Segment breakdown not available.
INTG
| Hotel Operations | $12.7M | 73% |
| Real Estate Operation | $4.6M | 27% |
