vs
Side-by-side financial comparison of First Bancorp, Inc (FNLC) and NORTHERN TECHNOLOGIES INTERNATIONAL CORP (NTIC). Click either name above to swap in a different company.
First Bancorp, Inc is the larger business by last-quarter revenue ($25.8M vs $23.3M, roughly 1.1× NORTHERN TECHNOLOGIES INTERNATIONAL CORP). First Bancorp, Inc runs the higher net margin — 39.4% vs 1.0%, a 38.3% gap on every dollar of revenue. On growth, First Bancorp, Inc posted the faster year-over-year revenue change (17.5% vs 9.2%). First Bancorp, Inc produced more free cash flow last quarter ($34.6M vs $-479.7K). Over the past eight quarters, First Bancorp, Inc's revenue compounded faster (18.1% CAGR vs 5.8%).
Patriot Bank, N.A. (PNBK) is the bank holding company for Stamford, Connecticut-based Patriot Bank NA, and is traded on NASDAQ as PNBK.
Maxar Technologies Inc., was an American space technology company, specializing in geospatial intelligence, Earth observation, and on-orbit satellite servicing, satellite products, and related services. DigitalGlobe and MDA Holdings Company merged to become Maxar Technologies on October 5, 2017.
FNLC vs NTIC — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $25.8M | $23.3M |
| Net Profit | $10.2M | $237.8K |
| Gross Margin | — | 36.0% |
| Operating Margin | 48.1% | 4.0% |
| Net Margin | 39.4% | 1.0% |
| Revenue YoY | 17.5% | 9.2% |
| Net Profit YoY | 39.7% | -57.6% |
| EPS (diluted) | $0.91 | $0.03 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $25.8M | $23.3M | ||
| Q3 25 | $24.5M | $22.3M | ||
| Q2 25 | $22.5M | $21.5M | ||
| Q1 25 | $21.8M | $19.1M | ||
| Q4 24 | $22.0M | $21.3M | ||
| Q3 24 | $20.5M | $23.3M | ||
| Q2 24 | $19.2M | $20.7M | ||
| Q1 24 | $18.5M | $20.8M |
| Q4 25 | $10.2M | $237.8K | ||
| Q3 25 | $9.1M | $-1.1M | ||
| Q2 25 | $8.1M | $121.8K | ||
| Q1 25 | $7.1M | $434.3K | ||
| Q4 24 | $7.3M | $561.1K | ||
| Q3 24 | $7.6M | $1.8M | ||
| Q2 24 | $6.2M | $976.6K | ||
| Q1 24 | $6.0M | $1.7M |
| Q4 25 | — | 36.0% | ||
| Q3 25 | — | 37.9% | ||
| Q2 25 | — | 38.4% | ||
| Q1 25 | — | 35.6% | ||
| Q4 24 | — | 38.3% | ||
| Q3 24 | — | 43.8% | ||
| Q2 24 | — | 38.2% | ||
| Q1 24 | — | 40.0% |
| Q4 25 | 48.1% | 4.0% | ||
| Q3 25 | 45.2% | 4.2% | ||
| Q2 25 | 43.7% | 4.0% | ||
| Q1 25 | 39.3% | -1.7% | ||
| Q4 24 | 39.5% | 5.2% | ||
| Q3 24 | 44.6% | 11.8% | ||
| Q2 24 | 38.8% | 7.4% | ||
| Q1 24 | 39.3% | 10.6% |
| Q4 25 | 39.4% | 1.0% | ||
| Q3 25 | 37.0% | -4.9% | ||
| Q2 25 | 35.8% | 0.6% | ||
| Q1 25 | 32.5% | 2.3% | ||
| Q4 24 | 33.1% | 2.6% | ||
| Q3 24 | 36.9% | 7.9% | ||
| Q2 24 | 32.1% | 4.7% | ||
| Q1 24 | 32.5% | 8.2% |
| Q4 25 | $0.91 | $0.03 | ||
| Q3 25 | $0.81 | $-0.11 | ||
| Q2 25 | $0.72 | $0.01 | ||
| Q1 25 | $0.63 | $0.04 | ||
| Q4 24 | $0.66 | $0.06 | ||
| Q3 24 | $0.68 | $0.19 | ||
| Q2 24 | $0.55 | $0.10 | ||
| Q1 24 | $0.54 | $0.17 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $6.4M |
| Total DebtLower is stronger | $95.5M | — |
| Stockholders' EquityBook value | $283.1M | $72.4M |
| Total Assets | $3.2B | $104.0M |
| Debt / EquityLower = less leverage | 0.34× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $6.4M | ||
| Q3 25 | — | $7.3M | ||
| Q2 25 | — | $6.8M | ||
| Q1 25 | — | $5.1M | ||
| Q4 24 | — | $5.6M | ||
| Q3 24 | — | $5.0M | ||
| Q2 24 | — | $5.8M | ||
| Q1 24 | — | $4.8M |
| Q4 25 | $95.5M | — | ||
| Q3 25 | $95.5M | — | ||
| Q2 25 | $95.0M | — | ||
| Q1 25 | $70.0M | — | ||
| Q4 24 | $95.0M | — | ||
| Q3 24 | $95.0M | — | ||
| Q2 24 | $70.0M | — | ||
| Q1 24 | $70.0M | — |
| Q4 25 | $283.1M | $72.4M | ||
| Q3 25 | $274.6M | $72.1M | ||
| Q2 25 | $265.5M | $72.4M | ||
| Q1 25 | $259.7M | $69.7M | ||
| Q4 24 | $252.5M | $70.2M | ||
| Q3 24 | $256.8M | $71.2M | ||
| Q2 24 | $244.7M | $68.9M | ||
| Q1 24 | $242.6M | $68.4M |
| Q4 25 | $3.2B | $104.0M | ||
| Q3 25 | $3.2B | $102.7M | ||
| Q2 25 | $3.2B | $99.3M | ||
| Q1 25 | $3.2B | $93.7M | ||
| Q4 24 | $3.2B | $94.0M | ||
| Q3 24 | $3.1B | $94.7M | ||
| Q2 24 | $3.1B | $89.3M | ||
| Q1 24 | $3.0B | $87.3M |
| Q4 25 | 0.34× | — | ||
| Q3 25 | 0.35× | — | ||
| Q2 25 | 0.36× | — | ||
| Q1 25 | 0.27× | — | ||
| Q4 24 | 0.38× | — | ||
| Q3 24 | 0.37× | — | ||
| Q2 24 | 0.29× | — | ||
| Q1 24 | 0.29× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $37.8M | $341.9K |
| Free Cash FlowOCF − Capex | $34.6M | $-479.7K |
| FCF MarginFCF / Revenue | 133.9% | -2.1% |
| Capex IntensityCapex / Revenue | 12.5% | 3.5% |
| Cash ConversionOCF / Net Profit | 3.72× | 1.44× |
| TTM Free Cash FlowTrailing 4 quarters | $55.3M | $-1.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $37.8M | $341.9K | ||
| Q3 25 | $12.9M | $-1.4M | ||
| Q2 25 | $7.4M | $609.7K | ||
| Q1 25 | $2.2M | $803.7K | ||
| Q4 24 | $26.0M | $2.4M | ||
| Q3 24 | $9.8M | — | ||
| Q2 24 | $6.4M | $1.9M | ||
| Q1 24 | $-1.5M | — |
| Q4 25 | $34.6M | $-479.7K | ||
| Q3 25 | $12.6M | $-1.4M | ||
| Q2 25 | $7.2M | $-171.2K | ||
| Q1 25 | $828.0K | $293.1K | ||
| Q4 24 | $24.6M | $1.2M | ||
| Q3 24 | $9.6M | — | ||
| Q2 24 | $6.3M | $869.4K | ||
| Q1 24 | $-1.8M | — |
| Q4 25 | 133.9% | -2.1% | ||
| Q3 25 | 51.4% | -6.3% | ||
| Q2 25 | 32.1% | -0.8% | ||
| Q1 25 | 3.8% | 1.5% | ||
| Q4 24 | 111.7% | 5.5% | ||
| Q3 24 | 47.0% | — | ||
| Q2 24 | 32.9% | 4.2% | ||
| Q1 24 | -9.8% | — |
| Q4 25 | 12.5% | 3.5% | ||
| Q3 25 | 1.2% | 0.2% | ||
| Q2 25 | 0.6% | 3.6% | ||
| Q1 25 | 6.2% | 2.7% | ||
| Q4 24 | 6.7% | 5.7% | ||
| Q3 24 | 0.5% | — | ||
| Q2 24 | 0.3% | 5.2% | ||
| Q1 24 | 1.8% | — |
| Q4 25 | 3.72× | 1.44× | ||
| Q3 25 | 1.42× | — | ||
| Q2 25 | 0.91× | 5.01× | ||
| Q1 25 | 0.31× | 1.85× | ||
| Q4 24 | 3.58× | 4.27× | ||
| Q3 24 | 1.29× | — | ||
| Q2 24 | 1.03× | 1.99× | ||
| Q1 24 | -0.25× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FNLC
Segment breakdown not available.
NTIC
| Inside The USA To Unaffiliated Customers | $7.5M | 32% |
| Natur Tec | $6.0M | 26% |
| Acobal | $3.6M | 15% |
| Other | $2.7M | 12% |
| BR | $2.1M | 9% |
| Zerust OY | $1.4M | 6% |
