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Side-by-side financial comparison of First Bancorp, Inc (FNLC) and READING INTERNATIONAL INC (RDI). Click either name above to swap in a different company.
READING INTERNATIONAL INC is the larger business by last-quarter revenue ($50.3M vs $25.8M, roughly 1.9× First Bancorp, Inc). First Bancorp, Inc runs the higher net margin — 39.4% vs -5.1%, a 44.5% gap on every dollar of revenue. On growth, First Bancorp, Inc posted the faster year-over-year revenue change (17.5% vs -14.2%). First Bancorp, Inc produced more free cash flow last quarter ($34.6M vs $4.1M). Over the past eight quarters, First Bancorp, Inc's revenue compounded faster (18.1% CAGR vs 5.6%).
Patriot Bank, N.A. (PNBK) is the bank holding company for Stamford, Connecticut-based Patriot Bank NA, and is traded on NASDAQ as PNBK.
The Reading Company was a Philadelphia-headquartered railroad that provided passenger and freight transport in eastern Pennsylvania and neighboring states from 1924 until its acquisition by Conrail in 1976.
FNLC vs RDI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $25.8M | $50.3M |
| Net Profit | $10.2M | $-2.6M |
| Gross Margin | — | — |
| Operating Margin | 48.1% | -1.9% |
| Net Margin | 39.4% | -5.1% |
| Revenue YoY | 17.5% | -14.2% |
| Net Profit YoY | 39.7% | -14.5% |
| EPS (diluted) | $0.91 | $-0.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $25.8M | $50.3M | ||
| Q3 25 | $24.5M | $52.2M | ||
| Q2 25 | $22.5M | $60.4M | ||
| Q1 25 | $21.8M | $40.2M | ||
| Q4 24 | $22.0M | $58.6M | ||
| Q3 24 | $20.5M | $60.1M | ||
| Q2 24 | $19.2M | $46.8M | ||
| Q1 24 | $18.5M | $45.1M |
| Q4 25 | $10.2M | $-2.6M | ||
| Q3 25 | $9.1M | $-4.2M | ||
| Q2 25 | $8.1M | $-2.7M | ||
| Q1 25 | $7.1M | $-4.8M | ||
| Q4 24 | $7.3M | $-2.2M | ||
| Q3 24 | $7.6M | $-7.0M | ||
| Q2 24 | $6.2M | $-12.8M | ||
| Q1 24 | $6.0M | $-13.2M |
| Q4 25 | 48.1% | -1.9% | ||
| Q3 25 | 45.2% | -0.6% | ||
| Q2 25 | 43.7% | 4.8% | ||
| Q1 25 | 39.3% | -17.2% | ||
| Q4 24 | 39.5% | 2.6% | ||
| Q3 24 | 44.6% | -0.6% | ||
| Q2 24 | 38.8% | -16.4% | ||
| Q1 24 | 39.3% | -16.7% |
| Q4 25 | 39.4% | -5.1% | ||
| Q3 25 | 37.0% | -8.0% | ||
| Q2 25 | 35.8% | -4.4% | ||
| Q1 25 | 32.5% | -11.8% | ||
| Q4 24 | 33.1% | -3.8% | ||
| Q3 24 | 36.9% | -11.7% | ||
| Q2 24 | 32.1% | -27.4% | ||
| Q1 24 | 32.5% | -29.4% |
| Q4 25 | $0.91 | $-0.11 | ||
| Q3 25 | $0.81 | $-0.18 | ||
| Q2 25 | $0.72 | $-0.12 | ||
| Q1 25 | $0.63 | $-0.21 | ||
| Q4 24 | $0.66 | $-0.11 | ||
| Q3 24 | $0.68 | $-0.31 | ||
| Q2 24 | $0.55 | $-0.57 | ||
| Q1 24 | $0.54 | $-0.59 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $10.5M |
| Total DebtLower is stronger | $95.5M | $185.1M |
| Stockholders' EquityBook value | $283.1M | $-18.2M |
| Total Assets | $3.2B | $434.9M |
| Debt / EquityLower = less leverage | 0.34× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $10.5M | ||
| Q3 25 | — | $8.1M | ||
| Q2 25 | — | $9.1M | ||
| Q1 25 | — | $5.9M | ||
| Q4 24 | — | $12.4M | ||
| Q3 24 | — | $10.1M | ||
| Q2 24 | — | $9.3M | ||
| Q1 24 | — | $7.5M |
| Q4 25 | $95.5M | $185.1M | ||
| Q3 25 | $95.5M | — | ||
| Q2 25 | $95.0M | — | ||
| Q1 25 | $70.0M | — | ||
| Q4 24 | $95.0M | $202.7M | ||
| Q3 24 | $95.0M | — | ||
| Q2 24 | $70.0M | — | ||
| Q1 24 | $70.0M | — |
| Q4 25 | $283.1M | $-18.2M | ||
| Q3 25 | $274.6M | $-12.1M | ||
| Q2 25 | $265.5M | $-7.7M | ||
| Q1 25 | $259.7M | $-8.1M | ||
| Q4 24 | $252.5M | $-4.4M | ||
| Q3 24 | $256.8M | $1.6M | ||
| Q2 24 | $244.7M | $6.5M | ||
| Q1 24 | $242.6M | $18.0M |
| Q4 25 | $3.2B | $434.9M | ||
| Q3 25 | $3.2B | $435.2M | ||
| Q2 25 | $3.2B | $438.1M | ||
| Q1 25 | $3.2B | $441.0M | ||
| Q4 24 | $3.2B | $471.0M | ||
| Q3 24 | $3.1B | $495.7M | ||
| Q2 24 | $3.1B | $494.9M | ||
| Q1 24 | $3.0B | $494.9M |
| Q4 25 | 0.34× | — | ||
| Q3 25 | 0.35× | — | ||
| Q2 25 | 0.36× | — | ||
| Q1 25 | 0.27× | — | ||
| Q4 24 | 0.38× | — | ||
| Q3 24 | 0.37× | — | ||
| Q2 24 | 0.29× | — | ||
| Q1 24 | 0.29× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $37.8M | $4.3M |
| Free Cash FlowOCF − Capex | $34.6M | $4.1M |
| FCF MarginFCF / Revenue | 133.9% | 8.2% |
| Capex IntensityCapex / Revenue | 12.5% | 0.3% |
| Cash ConversionOCF / Net Profit | 3.72× | — |
| TTM Free Cash FlowTrailing 4 quarters | $55.3M | $-2.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $37.8M | $4.3M | ||
| Q3 25 | $12.9M | $295.0K | ||
| Q2 25 | $7.4M | $1.6M | ||
| Q1 25 | $2.2M | $-7.7M | ||
| Q4 24 | $26.0M | $8.0M | ||
| Q3 24 | $9.8M | $1.3M | ||
| Q2 24 | $6.4M | $-10.4M | ||
| Q1 24 | $-1.5M | $-2.8M |
| Q4 25 | $34.6M | $4.1M | ||
| Q3 25 | $12.6M | $-246.0K | ||
| Q2 25 | $7.2M | $1.2M | ||
| Q1 25 | $828.0K | $-8.0M | ||
| Q4 24 | $24.6M | $7.0M | ||
| Q3 24 | $9.6M | $-1.1M | ||
| Q2 24 | $6.3M | $-10.6M | ||
| Q1 24 | $-1.8M | $-4.7M |
| Q4 25 | 133.9% | 8.2% | ||
| Q3 25 | 51.4% | -0.5% | ||
| Q2 25 | 32.1% | 1.9% | ||
| Q1 25 | 3.8% | -19.8% | ||
| Q4 24 | 111.7% | 12.0% | ||
| Q3 24 | 47.0% | -1.8% | ||
| Q2 24 | 32.9% | -22.7% | ||
| Q1 24 | -9.8% | -10.4% |
| Q4 25 | 12.5% | 0.3% | ||
| Q3 25 | 1.2% | 1.0% | ||
| Q2 25 | 0.6% | 0.6% | ||
| Q1 25 | 6.2% | 0.6% | ||
| Q4 24 | 6.7% | 1.7% | ||
| Q3 24 | 0.5% | 4.0% | ||
| Q2 24 | 0.3% | 0.5% | ||
| Q1 24 | 1.8% | 4.3% |
| Q4 25 | 3.72× | — | ||
| Q3 25 | 1.42× | — | ||
| Q2 25 | 0.91× | — | ||
| Q1 25 | 0.31× | — | ||
| Q4 24 | 3.58× | — | ||
| Q3 24 | 1.29× | — | ||
| Q2 24 | 1.03× | — | ||
| Q1 24 | -0.25× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FNLC
Segment breakdown not available.
RDI
| Cinema Exhibition Segment | $46.9M | 93% |
| Real Estate Revenue | $3.4M | 7% |
