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Side-by-side financial comparison of First Bancorp, Inc (FNLC) and ATRenew Inc. (RERE). Click either name above to swap in a different company.

ATRenew Inc. is the larger business by last-quarter revenue ($43.2M vs $25.8M, roughly 1.7× First Bancorp, Inc). First Bancorp, Inc runs the higher net margin — 39.4% vs 16.9%, a 22.5% gap on every dollar of revenue.

Patriot Bank, N.A. (PNBK) is the bank holding company for Stamford, Connecticut-based Patriot Bank NA, and is traded on NASDAQ as PNBK.

ATRenew Inc. operates a leading pre-owned consumer electronics transaction and servicing ecosystem primarily in China. Its core services include end-to-end device recycling, professional quality inspection, certified refurbishment, and resale of smartphones, laptops, tablets and other digital products, serving both individual consumers and enterprise clients across domestic and select Southeast Asian markets.

FNLC vs RERE — Head-to-Head

Bigger by revenue
RERE
RERE
1.7× larger
RERE
$43.2M
$25.8M
FNLC
Higher net margin
FNLC
FNLC
22.5% more per $
FNLC
39.4%
16.9%
RERE

Income Statement — Q4 FY2025 vs Q1 FY2023

Metric
FNLC
FNLC
RERE
RERE
Revenue
$25.8M
$43.2M
Net Profit
$10.2M
$7.3M
Gross Margin
Operating Margin
48.1%
Net Margin
39.4%
16.9%
Revenue YoY
17.5%
Net Profit YoY
39.7%
EPS (diluted)
$0.91

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FNLC
FNLC
RERE
RERE
Q4 25
$25.8M
Q3 25
$24.5M
Q2 25
$22.5M
Q1 25
$21.8M
Q4 24
$22.0M
Q3 24
$20.5M
Q2 24
$19.2M
Q1 24
$18.5M
Net Profit
FNLC
FNLC
RERE
RERE
Q4 25
$10.2M
Q3 25
$9.1M
Q2 25
$8.1M
Q1 25
$7.1M
Q4 24
$7.3M
Q3 24
$7.6M
Q2 24
$6.2M
Q1 24
$6.0M
Operating Margin
FNLC
FNLC
RERE
RERE
Q4 25
48.1%
Q3 25
45.2%
Q2 25
43.7%
Q1 25
39.3%
Q4 24
39.5%
Q3 24
44.6%
Q2 24
38.8%
Q1 24
39.3%
Net Margin
FNLC
FNLC
RERE
RERE
Q4 25
39.4%
Q3 25
37.0%
Q2 25
35.8%
Q1 25
32.5%
Q4 24
33.1%
Q3 24
36.9%
Q2 24
32.1%
Q1 24
32.5%
EPS (diluted)
FNLC
FNLC
RERE
RERE
Q4 25
$0.91
Q3 25
$0.81
Q2 25
$0.72
Q1 25
$0.63
Q4 24
$0.66
Q3 24
$0.68
Q2 24
$0.55
Q1 24
$0.54

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FNLC
FNLC
RERE
RERE
Cash + ST InvestmentsLiquidity on hand
$228.0M
Total DebtLower is stronger
$95.5M
Stockholders' EquityBook value
$283.1M
$557.1M
Total Assets
$3.2B
$722.9M
Debt / EquityLower = less leverage
0.34×

8-quarter trend — quarters aligned by calendar period.

Total Debt
FNLC
FNLC
RERE
RERE
Q4 25
$95.5M
Q3 25
$95.5M
Q2 25
$95.0M
Q1 25
$70.0M
Q4 24
$95.0M
Q3 24
$95.0M
Q2 24
$70.0M
Q1 24
$70.0M
Stockholders' Equity
FNLC
FNLC
RERE
RERE
Q4 25
$283.1M
Q3 25
$274.6M
Q2 25
$265.5M
Q1 25
$259.7M
Q4 24
$252.5M
Q3 24
$256.8M
Q2 24
$244.7M
Q1 24
$242.6M
Total Assets
FNLC
FNLC
RERE
RERE
Q4 25
$3.2B
Q3 25
$3.2B
Q2 25
$3.2B
Q1 25
$3.2B
Q4 24
$3.2B
Q3 24
$3.1B
Q2 24
$3.1B
Q1 24
$3.0B
Debt / Equity
FNLC
FNLC
RERE
RERE
Q4 25
0.34×
Q3 25
0.35×
Q2 25
0.36×
Q1 25
0.27×
Q4 24
0.38×
Q3 24
0.37×
Q2 24
0.29×
Q1 24
0.29×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FNLC
FNLC
RERE
RERE
Operating Cash FlowLast quarter
$37.8M
Free Cash FlowOCF − Capex
$34.6M
FCF MarginFCF / Revenue
133.9%
Capex IntensityCapex / Revenue
12.5%
Cash ConversionOCF / Net Profit
3.72×
TTM Free Cash FlowTrailing 4 quarters
$55.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FNLC
FNLC
RERE
RERE
Q4 25
$37.8M
Q3 25
$12.9M
Q2 25
$7.4M
Q1 25
$2.2M
Q4 24
$26.0M
Q3 24
$9.8M
Q2 24
$6.4M
Q1 24
$-1.5M
Free Cash Flow
FNLC
FNLC
RERE
RERE
Q4 25
$34.6M
Q3 25
$12.6M
Q2 25
$7.2M
Q1 25
$828.0K
Q4 24
$24.6M
Q3 24
$9.6M
Q2 24
$6.3M
Q1 24
$-1.8M
FCF Margin
FNLC
FNLC
RERE
RERE
Q4 25
133.9%
Q3 25
51.4%
Q2 25
32.1%
Q1 25
3.8%
Q4 24
111.7%
Q3 24
47.0%
Q2 24
32.9%
Q1 24
-9.8%
Capex Intensity
FNLC
FNLC
RERE
RERE
Q4 25
12.5%
Q3 25
1.2%
Q2 25
0.6%
Q1 25
6.2%
Q4 24
6.7%
Q3 24
0.5%
Q2 24
0.3%
Q1 24
1.8%
Cash Conversion
FNLC
FNLC
RERE
RERE
Q4 25
3.72×
Q3 25
1.42×
Q2 25
0.91×
Q1 25
0.31×
Q4 24
3.58×
Q3 24
1.29×
Q2 24
1.03×
Q1 24
-0.25×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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