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Side-by-side financial comparison of First Bancorp, Inc (FNLC) and Valens Semiconductor Ltd. (VLN). Click either name above to swap in a different company.
First Bancorp, Inc is the larger business by last-quarter revenue ($25.8M vs $17.3M, roughly 1.5× Valens Semiconductor Ltd.). First Bancorp, Inc runs the higher net margin — 39.4% vs -42.2%, a 81.6% gap on every dollar of revenue. On growth, First Bancorp, Inc posted the faster year-over-year revenue change (17.5% vs 8.1%). First Bancorp, Inc produced more free cash flow last quarter ($34.6M vs $-4.9M).
Patriot Bank, N.A. (PNBK) is the bank holding company for Stamford, Connecticut-based Patriot Bank NA, and is traded on NASDAQ as PNBK.
Valens Semiconductor (Valens) is an Israeli fabless manufacturing company providing semiconductors for the automotive and audio-video industries. Valens provides semiconductor products for the distribution of uncompressed ultra-high-definition (UHD) multimedia content and in-vehicle connectivity applications. The company is a member of the MIPI Alliance and developed the first-to-market chipset that is compliant with the MIPI A-PHY standard. Valens invented the technology behind the HDBaseT s...
FNLC vs VLN — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $25.8M | $17.3M |
| Net Profit | $10.2M | $-7.3M |
| Gross Margin | — | 63.0% |
| Operating Margin | 48.1% | -46.4% |
| Net Margin | 39.4% | -42.2% |
| Revenue YoY | 17.5% | 8.1% |
| Net Profit YoY | 39.7% | 29.3% |
| EPS (diluted) | $0.91 | $-0.07 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $25.8M | — | ||
| Q3 25 | $24.5M | $17.3M | ||
| Q2 25 | $22.5M | $17.1M | ||
| Q1 25 | $21.8M | $16.8M | ||
| Q4 24 | $22.0M | — | ||
| Q3 24 | $20.5M | $16.0M | ||
| Q2 24 | $19.2M | $13.6M | ||
| Q1 24 | $18.5M | — |
| Q4 25 | $10.2M | — | ||
| Q3 25 | $9.1M | $-7.3M | ||
| Q2 25 | $8.1M | $-7.2M | ||
| Q1 25 | $7.1M | $-8.3M | ||
| Q4 24 | $7.3M | — | ||
| Q3 24 | $7.6M | $-10.4M | ||
| Q2 24 | $6.2M | $-8.9M | ||
| Q1 24 | $6.0M | — |
| Q4 25 | — | — | ||
| Q3 25 | — | 63.0% | ||
| Q2 25 | — | 63.5% | ||
| Q1 25 | — | 62.9% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 56.4% | ||
| Q2 24 | — | 61.4% | ||
| Q1 24 | — | — |
| Q4 25 | 48.1% | — | ||
| Q3 25 | 45.2% | -46.4% | ||
| Q2 25 | 43.7% | -43.3% | ||
| Q1 25 | 39.3% | -56.2% | ||
| Q4 24 | 39.5% | — | ||
| Q3 24 | 44.6% | -76.3% | ||
| Q2 24 | 38.8% | -69.2% | ||
| Q1 24 | 39.3% | — |
| Q4 25 | 39.4% | — | ||
| Q3 25 | 37.0% | -42.2% | ||
| Q2 25 | 35.8% | -42.1% | ||
| Q1 25 | 32.5% | -49.4% | ||
| Q4 24 | 33.1% | — | ||
| Q3 24 | 36.9% | -64.6% | ||
| Q2 24 | 32.1% | -65.2% | ||
| Q1 24 | 32.5% | — |
| Q4 25 | $0.91 | — | ||
| Q3 25 | $0.81 | $-0.07 | ||
| Q2 25 | $0.72 | $-0.07 | ||
| Q1 25 | $0.63 | $-0.08 | ||
| Q4 24 | $0.66 | — | ||
| Q3 24 | $0.68 | $-0.10 | ||
| Q2 24 | $0.55 | $-0.08 | ||
| Q1 24 | $0.54 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $93.5M |
| Total DebtLower is stronger | $95.5M | — |
| Stockholders' EquityBook value | $283.1M | $108.8M |
| Total Assets | $3.2B | $136.7M |
| Debt / EquityLower = less leverage | 0.34× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | — | ||
| Q3 25 | — | $93.5M | ||
| Q2 25 | — | $102.7M | ||
| Q1 25 | — | $112.5M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $133.1M | ||
| Q2 24 | — | $105.9M | ||
| Q1 24 | — | — |
| Q4 25 | $95.5M | — | ||
| Q3 25 | $95.5M | — | ||
| Q2 25 | $95.0M | — | ||
| Q1 25 | $70.0M | — | ||
| Q4 24 | $95.0M | — | ||
| Q3 24 | $95.0M | — | ||
| Q2 24 | $70.0M | — | ||
| Q1 24 | $70.0M | — |
| Q4 25 | $283.1M | — | ||
| Q3 25 | $274.6M | $108.8M | ||
| Q2 25 | $265.5M | $116.5M | ||
| Q1 25 | $259.7M | $128.6M | ||
| Q4 24 | $252.5M | — | ||
| Q3 24 | $256.8M | $147.0M | ||
| Q2 24 | $244.7M | $153.5M | ||
| Q1 24 | $242.6M | — |
| Q4 25 | $3.2B | — | ||
| Q3 25 | $3.2B | $136.7M | ||
| Q2 25 | $3.2B | $144.8M | ||
| Q1 25 | $3.2B | $154.6M | ||
| Q4 24 | $3.2B | — | ||
| Q3 24 | $3.1B | $171.9M | ||
| Q2 24 | $3.1B | $175.8M | ||
| Q1 24 | $3.0B | — |
| Q4 25 | 0.34× | — | ||
| Q3 25 | 0.35× | — | ||
| Q2 25 | 0.36× | — | ||
| Q1 25 | 0.27× | — | ||
| Q4 24 | 0.38× | — | ||
| Q3 24 | 0.37× | — | ||
| Q2 24 | 0.29× | — | ||
| Q1 24 | 0.29× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $37.8M | $-4.7M |
| Free Cash FlowOCF − Capex | $34.6M | $-4.9M |
| FCF MarginFCF / Revenue | 133.9% | -28.5% |
| Capex IntensityCapex / Revenue | 12.5% | 1.6% |
| Cash ConversionOCF / Net Profit | 3.72× | — |
| TTM Free Cash FlowTrailing 4 quarters | $55.3M | $-11.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $37.8M | — | ||
| Q3 25 | $12.9M | $-4.7M | ||
| Q2 25 | $7.4M | $-211.0K | ||
| Q1 25 | $2.2M | $-7.6M | ||
| Q4 24 | $26.0M | — | ||
| Q3 24 | $9.8M | $3.0M | ||
| Q2 24 | $6.4M | $-225.0K | ||
| Q1 24 | $-1.5M | — |
| Q4 25 | $34.6M | — | ||
| Q3 25 | $12.6M | $-4.9M | ||
| Q2 25 | $7.2M | $-330.0K | ||
| Q1 25 | $828.0K | $-8.0M | ||
| Q4 24 | $24.6M | — | ||
| Q3 24 | $9.6M | $2.2M | ||
| Q2 24 | $6.3M | $-460.0K | ||
| Q1 24 | $-1.8M | — |
| Q4 25 | 133.9% | — | ||
| Q3 25 | 51.4% | -28.5% | ||
| Q2 25 | 32.1% | -1.9% | ||
| Q1 25 | 3.8% | -47.3% | ||
| Q4 24 | 111.7% | — | ||
| Q3 24 | 47.0% | 14.0% | ||
| Q2 24 | 32.9% | -3.4% | ||
| Q1 24 | -9.8% | — |
| Q4 25 | 12.5% | — | ||
| Q3 25 | 1.2% | 1.6% | ||
| Q2 25 | 0.6% | 0.7% | ||
| Q1 25 | 6.2% | 2.1% | ||
| Q4 24 | 6.7% | — | ||
| Q3 24 | 0.5% | 4.5% | ||
| Q2 24 | 0.3% | 1.7% | ||
| Q1 24 | 1.8% | — |
| Q4 25 | 3.72× | — | ||
| Q3 25 | 1.42× | — | ||
| Q2 25 | 0.91× | — | ||
| Q1 25 | 0.31× | — | ||
| Q4 24 | 3.58× | — | ||
| Q3 24 | 1.29× | — | ||
| Q2 24 | 1.03× | — | ||
| Q1 24 | -0.25× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
