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Side-by-side financial comparison of First Bancorp, Inc (FNLC) and ZKH Group Ltd (ZKH). Click either name above to swap in a different company.

ZKH Group Ltd is the larger business by last-quarter revenue ($45.1M vs $25.8M, roughly 1.7× First Bancorp, Inc). First Bancorp, Inc runs the higher net margin — 39.4% vs -1.0%, a 40.4% gap on every dollar of revenue.

Patriot Bank, N.A. (PNBK) is the bank holding company for Stamford, Connecticut-based Patriot Bank NA, and is traded on NASDAQ as PNBK.

ZKH Group Ltd is a leading industrial supply chain service provider headquartered in China, specializing in MRO (Maintenance, Repair and Operations) products, industrial components, and digital procurement solutions. It mainly serves manufacturing, construction and energy sectors across the Asia-Pacific, delivering end-to-end inventory management and cost optimization support for enterprise clients.

FNLC vs ZKH — Head-to-Head

Bigger by revenue
ZKH
ZKH
1.7× larger
ZKH
$45.1M
$25.8M
FNLC
Higher net margin
FNLC
FNLC
40.4% more per $
FNLC
39.4%
-1.0%
ZKH

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
FNLC
FNLC
ZKH
ZKH
Revenue
$25.8M
$45.1M
Net Profit
$10.2M
$-471.3K
Gross Margin
16.8%
Operating Margin
48.1%
-1.4%
Net Margin
39.4%
-1.0%
Revenue YoY
17.5%
Net Profit YoY
39.7%
EPS (diluted)
$0.91

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FNLC
FNLC
ZKH
ZKH
Q4 25
$25.8M
Q3 25
$24.5M
$45.1M
Q2 25
$22.5M
$41.7M
Q1 25
$21.8M
$36.8M
Q4 24
$22.0M
Q3 24
$20.5M
$44.8M
Q2 24
$19.2M
$42.7M
Q1 24
$18.5M
$35.6M
Net Profit
FNLC
FNLC
ZKH
ZKH
Q4 25
$10.2M
Q3 25
$9.1M
$-471.3K
Q2 25
$8.1M
$-1.0M
Q1 25
$7.1M
$-1.3M
Q4 24
$7.3M
Q3 24
$7.6M
$-1.6M
Q2 24
$6.2M
$-1.3M
Q1 24
$6.0M
$-1.7M
Gross Margin
FNLC
FNLC
ZKH
ZKH
Q4 25
Q3 25
16.8%
Q2 25
16.5%
Q1 25
17.2%
Q4 24
Q3 24
17.0%
Q2 24
17.0%
Q1 24
18.0%
Operating Margin
FNLC
FNLC
ZKH
ZKH
Q4 25
48.1%
Q3 25
45.2%
-1.4%
Q2 25
43.7%
-3.3%
Q1 25
39.3%
-4.2%
Q4 24
39.5%
Q3 24
44.6%
-4.6%
Q2 24
38.8%
-3.2%
Q1 24
39.3%
-7.0%
Net Margin
FNLC
FNLC
ZKH
ZKH
Q4 25
39.4%
Q3 25
37.0%
-1.0%
Q2 25
35.8%
-2.5%
Q1 25
32.5%
-3.4%
Q4 24
33.1%
Q3 24
36.9%
-3.6%
Q2 24
32.1%
-2.9%
Q1 24
32.5%
-4.9%
EPS (diluted)
FNLC
FNLC
ZKH
ZKH
Q4 25
$0.91
Q3 25
$0.81
Q2 25
$0.72
Q1 25
$0.63
Q4 24
$0.66
Q3 24
$0.68
Q2 24
$0.55
Q1 24
$0.54

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FNLC
FNLC
ZKH
ZKH
Cash + ST InvestmentsLiquidity on hand
$35.3M
Total DebtLower is stronger
$95.5M
$893.8K
Stockholders' EquityBook value
$283.1M
Total Assets
$3.2B
$123.8M
Debt / EquityLower = less leverage
0.34×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FNLC
FNLC
ZKH
ZKH
Q4 25
Q3 25
$35.3M
Q2 25
$33.8M
Q1 25
$32.0M
Q4 24
Q3 24
$39.0M
Q2 24
$35.9M
Q1 24
$36.0M
Total Debt
FNLC
FNLC
ZKH
ZKH
Q4 25
$95.5M
Q3 25
$95.5M
$893.8K
Q2 25
$95.0M
$888.3K
Q1 25
$70.0M
$854.9K
Q4 24
$95.0M
Q3 24
$95.0M
Q2 24
$70.0M
Q1 24
$70.0M
Stockholders' Equity
FNLC
FNLC
ZKH
ZKH
Q4 25
$283.1M
Q3 25
$274.6M
Q2 25
$265.5M
Q1 25
$259.7M
Q4 24
$252.5M
Q3 24
$256.8M
$60.6M
Q2 24
$244.7M
$60.7M
Q1 24
$242.6M
$61.5M
Total Assets
FNLC
FNLC
ZKH
ZKH
Q4 25
$3.2B
Q3 25
$3.2B
$123.8M
Q2 25
$3.2B
$120.6M
Q1 25
$3.2B
$116.4M
Q4 24
$3.2B
Q3 24
$3.1B
$132.6M
Q2 24
$3.1B
$132.9M
Q1 24
$3.0B
$132.5M
Debt / Equity
FNLC
FNLC
ZKH
ZKH
Q4 25
0.34×
Q3 25
0.35×
Q2 25
0.36×
Q1 25
0.27×
Q4 24
0.38×
Q3 24
0.37×
Q2 24
0.29×
Q1 24
0.29×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FNLC
FNLC
ZKH
ZKH
Operating Cash FlowLast quarter
$37.8M
Free Cash FlowOCF − Capex
$34.6M
FCF MarginFCF / Revenue
133.9%
Capex IntensityCapex / Revenue
12.5%
Cash ConversionOCF / Net Profit
3.72×
TTM Free Cash FlowTrailing 4 quarters
$55.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FNLC
FNLC
ZKH
ZKH
Q4 25
$37.8M
Q3 25
$12.9M
Q2 25
$7.4M
Q1 25
$2.2M
Q4 24
$26.0M
Q3 24
$9.8M
Q2 24
$6.4M
Q1 24
$-1.5M
Free Cash Flow
FNLC
FNLC
ZKH
ZKH
Q4 25
$34.6M
Q3 25
$12.6M
Q2 25
$7.2M
Q1 25
$828.0K
Q4 24
$24.6M
Q3 24
$9.6M
Q2 24
$6.3M
Q1 24
$-1.8M
FCF Margin
FNLC
FNLC
ZKH
ZKH
Q4 25
133.9%
Q3 25
51.4%
Q2 25
32.1%
Q1 25
3.8%
Q4 24
111.7%
Q3 24
47.0%
Q2 24
32.9%
Q1 24
-9.8%
Capex Intensity
FNLC
FNLC
ZKH
ZKH
Q4 25
12.5%
Q3 25
1.2%
Q2 25
0.6%
Q1 25
6.2%
Q4 24
6.7%
Q3 24
0.5%
Q2 24
0.3%
Q1 24
1.8%
Cash Conversion
FNLC
FNLC
ZKH
ZKH
Q4 25
3.72×
Q3 25
1.42×
Q2 25
0.91×
Q1 25
0.31×
Q4 24
3.58×
Q3 24
1.29×
Q2 24
1.03×
Q1 24
-0.25×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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