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Side-by-side financial comparison of FRANKLIN FINANCIAL SERVICES CORP (FRAF) and Namib Minerals (NAMM). Click either name above to swap in a different company.

Namib Minerals is the larger business by last-quarter revenue ($41.9M vs $23.3M, roughly 1.8× FRANKLIN FINANCIAL SERVICES CORP).

Franklin Financial Services Corp (Pennsylvania) is a U.S. regional bank holding company primarily operating across Pennsylvania. It provides comprehensive retail and commercial banking services, including deposit products, personal and business loans, mortgage financing, and wealth management solutions for individual consumers, small local businesses and regional institutional clients.

Namib Minerals is a Namibia-based natural resources firm focused on exploration, development and extraction of high-demand mineral deposits including uranium, copper and lithium. It operates across licensed southern African sites, supplying raw materials to global clean energy, construction and electronics manufacturing sectors.

FRAF vs NAMM — Head-to-Head

Bigger by revenue
NAMM
NAMM
1.8× larger
NAMM
$41.9M
$23.3M
FRAF

Income Statement — Q4 FY2025 vs Q2 FY2025

Metric
FRAF
FRAF
NAMM
NAMM
Revenue
$23.3M
$41.9M
Net Profit
$6.0M
Gross Margin
45.7%
Operating Margin
32.1%
29.8%
Net Margin
25.9%
Revenue YoY
51.5%
Net Profit YoY
1140.7%
EPS (diluted)
$1.35

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FRAF
FRAF
NAMM
NAMM
Q4 25
$23.3M
Q3 25
$23.0M
Q2 25
$22.3M
$41.9M
Q1 25
$20.2M
Q4 24
$15.4M
Q3 24
$19.5M
Q2 24
$18.6M
Q1 24
$17.7M
Net Profit
FRAF
FRAF
NAMM
NAMM
Q4 25
$6.0M
Q3 25
$5.4M
Q2 25
$5.9M
Q1 25
$3.9M
Q4 24
$487.0K
Q3 24
$4.2M
Q2 24
$3.0M
Q1 24
$3.4M
Gross Margin
FRAF
FRAF
NAMM
NAMM
Q4 25
Q3 25
Q2 25
45.7%
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
FRAF
FRAF
NAMM
NAMM
Q4 25
32.1%
Q3 25
28.9%
Q2 25
32.8%
29.8%
Q1 25
23.9%
Q4 24
3.4%
Q3 24
26.2%
Q2 24
19.8%
Q1 24
22.6%
Net Margin
FRAF
FRAF
NAMM
NAMM
Q4 25
25.9%
Q3 25
23.3%
Q2 25
26.4%
Q1 25
19.4%
Q4 24
3.2%
Q3 24
21.6%
Q2 24
16.3%
Q1 24
18.9%
EPS (diluted)
FRAF
FRAF
NAMM
NAMM
Q4 25
$1.35
Q3 25
$1.19
Q2 25
$1.32
Q1 25
$0.88
Q4 24
$0.13
Q3 24
$0.95
Q2 24
$0.66
Q1 24
$0.77

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FRAF
FRAF
NAMM
NAMM
Cash + ST InvestmentsLiquidity on hand
$127.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$175.2M
Total Assets
$2.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FRAF
FRAF
NAMM
NAMM
Q4 25
$127.7M
Q3 25
$188.1M
Q2 25
$207.8M
Q1 25
$225.0M
Q4 24
$203.6M
Q3 24
$236.3M
Q2 24
$179.7M
Q1 24
$182.6M
Stockholders' Equity
FRAF
FRAF
NAMM
NAMM
Q4 25
$175.2M
Q3 25
$166.3M
Q2 25
$157.4M
Q1 25
$151.4M
Q4 24
$144.7M
Q3 24
$149.9M
Q2 24
$136.8M
Q1 24
$134.2M
Total Assets
FRAF
FRAF
NAMM
NAMM
Q4 25
$2.2B
Q3 25
$2.3B
Q2 25
$2.3B
Q1 25
$2.3B
Q4 24
$2.2B
Q3 24
$2.2B
Q2 24
$2.0B
Q1 24
$2.0B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FRAF
FRAF
NAMM
NAMM
Operating Cash FlowLast quarter
$25.4M
$11.4M
Free Cash FlowOCF − Capex
$7.4M
FCF MarginFCF / Revenue
17.6%
Capex IntensityCapex / Revenue
9.6%
Cash ConversionOCF / Net Profit
4.21×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FRAF
FRAF
NAMM
NAMM
Q4 25
$25.4M
Q3 25
$8.3M
Q2 25
$5.1M
$11.4M
Q1 25
$8.8M
Q4 24
$21.8M
Q3 24
$7.8M
Q2 24
$2.4M
Q1 24
$7.3M
Free Cash Flow
FRAF
FRAF
NAMM
NAMM
Q4 25
Q3 25
Q2 25
$7.4M
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
FCF Margin
FRAF
FRAF
NAMM
NAMM
Q4 25
Q3 25
Q2 25
17.6%
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Capex Intensity
FRAF
FRAF
NAMM
NAMM
Q4 25
Q3 25
Q2 25
9.6%
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Cash Conversion
FRAF
FRAF
NAMM
NAMM
Q4 25
4.21×
Q3 25
1.55×
Q2 25
0.87×
Q1 25
2.25×
Q4 24
44.67×
Q3 24
1.85×
Q2 24
0.80×
Q1 24
2.17×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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