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Side-by-side financial comparison of FRANKLIN FINANCIAL SERVICES CORP (FRAF) and ROCKWELL MEDICAL, INC. (RMTI). Click either name above to swap in a different company.

FRANKLIN FINANCIAL SERVICES CORP is the larger business by last-quarter revenue ($23.3M vs $18.3M, roughly 1.3× ROCKWELL MEDICAL, INC.). FRANKLIN FINANCIAL SERVICES CORP runs the higher net margin — 25.9% vs -3.0%, a 28.9% gap on every dollar of revenue. On growth, FRANKLIN FINANCIAL SERVICES CORP posted the faster year-over-year revenue change (51.5% vs -25.6%). Over the past eight quarters, FRANKLIN FINANCIAL SERVICES CORP's revenue compounded faster (14.6% CAGR vs -10.1%).

Franklin Financial Services Corp (Pennsylvania) is a U.S. regional bank holding company primarily operating across Pennsylvania. It provides comprehensive retail and commercial banking services, including deposit products, personal and business loans, mortgage financing, and wealth management solutions for individual consumers, small local businesses and regional institutional clients.

Rockwell Medical Inc. is a publicly traded pharmaceutical company based in Wixom, Michigan and founded in 1996 that focuses on development and commercialization of treatments against diseases such as end-stage renal disease (ESRD) and chronic kidney disease (CKD).

FRAF vs RMTI — Head-to-Head

Bigger by revenue
FRAF
FRAF
1.3× larger
FRAF
$23.3M
$18.3M
RMTI
Growing faster (revenue YoY)
FRAF
FRAF
+77.1% gap
FRAF
51.5%
-25.6%
RMTI
Higher net margin
FRAF
FRAF
28.9% more per $
FRAF
25.9%
-3.0%
RMTI
Faster 2-yr revenue CAGR
FRAF
FRAF
Annualised
FRAF
14.6%
-10.1%
RMTI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FRAF
FRAF
RMTI
RMTI
Revenue
$23.3M
$18.3M
Net Profit
$6.0M
$-554.0K
Gross Margin
21.1%
Operating Margin
32.1%
-2.2%
Net Margin
25.9%
-3.0%
Revenue YoY
51.5%
-25.6%
Net Profit YoY
1140.7%
26.7%
EPS (diluted)
$1.35
$-0.01

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FRAF
FRAF
RMTI
RMTI
Q4 25
$23.3M
$18.3M
Q3 25
$23.0M
$15.9M
Q2 25
$22.3M
$16.1M
Q1 25
$20.2M
$18.9M
Q4 24
$15.4M
$24.7M
Q3 24
$19.5M
$28.3M
Q2 24
$18.6M
$25.8M
Q1 24
$17.7M
$22.7M
Net Profit
FRAF
FRAF
RMTI
RMTI
Q4 25
$6.0M
$-554.0K
Q3 25
$5.4M
$-1.8M
Q2 25
$5.9M
$-1.5M
Q1 25
$3.9M
$-1.5M
Q4 24
$487.0K
$-756.0K
Q3 24
$4.2M
$1.7M
Q2 24
$3.0M
$343.0K
Q1 24
$3.4M
$-1.7M
Gross Margin
FRAF
FRAF
RMTI
RMTI
Q4 25
21.1%
Q3 25
14.3%
Q2 25
15.6%
Q1 25
16.1%
Q4 24
14.7%
Q3 24
22.0%
Q2 24
17.6%
Q1 24
13.5%
Operating Margin
FRAF
FRAF
RMTI
RMTI
Q4 25
32.1%
-2.2%
Q3 25
28.9%
-9.9%
Q2 25
32.8%
-8.4%
Q1 25
23.9%
-7.2%
Q4 24
3.4%
-2.1%
Q3 24
26.2%
6.8%
Q2 24
19.8%
2.0%
Q1 24
22.6%
-5.8%
Net Margin
FRAF
FRAF
RMTI
RMTI
Q4 25
25.9%
-3.0%
Q3 25
23.3%
-11.0%
Q2 25
26.4%
-9.3%
Q1 25
19.4%
-8.0%
Q4 24
3.2%
-3.1%
Q3 24
21.6%
5.9%
Q2 24
16.3%
1.3%
Q1 24
18.9%
-7.6%
EPS (diluted)
FRAF
FRAF
RMTI
RMTI
Q4 25
$1.35
$-0.01
Q3 25
$1.19
$-0.05
Q2 25
$1.32
$-0.05
Q1 25
$0.88
$-0.04
Q4 24
$0.13
$-0.02
Q3 24
$0.95
$0.04
Q2 24
$0.66
$0.01
Q1 24
$0.77
$-0.06

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FRAF
FRAF
RMTI
RMTI
Cash + ST InvestmentsLiquidity on hand
$127.7M
$10.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$175.2M
$37.0M
Total Assets
$2.2B
$57.1M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FRAF
FRAF
RMTI
RMTI
Q4 25
$127.7M
$10.7M
Q3 25
$188.1M
$13.6M
Q2 25
$207.8M
$12.5M
Q1 25
$225.0M
$11.4M
Q4 24
$203.6M
$15.7M
Q3 24
$236.3M
$12.3M
Q2 24
$179.7M
$11.9M
Q1 24
$182.6M
$6.6M
Stockholders' Equity
FRAF
FRAF
RMTI
RMTI
Q4 25
$175.2M
$37.0M
Q3 25
$166.3M
$37.0M
Q2 25
$157.4M
$30.4M
Q1 25
$151.4M
$31.5M
Q4 24
$144.7M
$32.6M
Q3 24
$149.9M
$29.1M
Q2 24
$136.8M
$23.5M
Q1 24
$134.2M
$20.6M
Total Assets
FRAF
FRAF
RMTI
RMTI
Q4 25
$2.2B
$57.1M
Q3 25
$2.3B
$57.5M
Q2 25
$2.3B
$52.6M
Q1 25
$2.3B
$54.0M
Q4 24
$2.2B
$59.2M
Q3 24
$2.2B
$57.1M
Q2 24
$2.0B
$53.0M
Q1 24
$2.0B
$50.7M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FRAF
FRAF
RMTI
RMTI
Operating Cash FlowLast quarter
$25.4M
$2.3M
Free Cash FlowOCF − Capex
$2.2M
FCF MarginFCF / Revenue
12.0%
Capex IntensityCapex / Revenue
0.5%
Cash ConversionOCF / Net Profit
4.21×
TTM Free Cash FlowTrailing 4 quarters
$-1.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FRAF
FRAF
RMTI
RMTI
Q4 25
$25.4M
$2.3M
Q3 25
$8.3M
$-1.3M
Q2 25
$5.1M
$1.8M
Q1 25
$8.8M
$-3.5M
Q4 24
$21.8M
$865.0K
Q3 24
$7.8M
$4.3M
Q2 24
$2.4M
$1.4M
Q1 24
$7.3M
$-2.4M
Free Cash Flow
FRAF
FRAF
RMTI
RMTI
Q4 25
$2.2M
Q3 25
$-1.5M
Q2 25
$1.7M
Q1 25
$-3.5M
Q4 24
$470.0K
Q3 24
$4.1M
Q2 24
$1.2M
Q1 24
$-2.5M
FCF Margin
FRAF
FRAF
RMTI
RMTI
Q4 25
12.0%
Q3 25
-9.6%
Q2 25
10.5%
Q1 25
-18.8%
Q4 24
1.9%
Q3 24
14.4%
Q2 24
4.5%
Q1 24
-11.1%
Capex Intensity
FRAF
FRAF
RMTI
RMTI
Q4 25
0.5%
Q3 25
1.4%
Q2 25
1.0%
Q1 25
0.3%
Q4 24
1.6%
Q3 24
0.7%
Q2 24
1.1%
Q1 24
0.6%
Cash Conversion
FRAF
FRAF
RMTI
RMTI
Q4 25
4.21×
Q3 25
1.55×
Q2 25
0.87×
Q1 25
2.25×
Q4 24
44.67×
Q3 24
1.85×
2.57×
Q2 24
0.80×
4.20×
Q1 24
2.17×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FRAF
FRAF

Segment breakdown not available.

RMTI
RMTI

US$15.9M87%
Non Us$2.4M13%

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