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Side-by-side financial comparison of Primis Financial Corp. (FRST) and REGIS CORP (RGS). Click either name above to swap in a different company.

REGIS CORP is the larger business by last-quarter revenue ($57.1M vs $45.6M, roughly 1.3× Primis Financial Corp.). Primis Financial Corp. runs the higher net margin — 16.0% vs 0.8%, a 15.2% gap on every dollar of revenue. Over the past eight quarters, Primis Financial Corp.'s revenue compounded faster (13.0% CAGR vs 7.8%).

Primis Financial Corp is a U.S.-based financial holding company operating full-service banking subsidiaries. It provides a comprehensive range of financial solutions including personal and commercial deposit products, diverse loan facilities, mortgage services, and wealth management support, primarily serving retail and corporate customers across the U.S. mid-Atlantic region.

Regis Corporation is an American operator of hair salons. As of August 2021, it has 5,563 franchised and 276 company-owned salons. Its headquarters are in Minneapolis, Minnesota.

FRST vs RGS — Head-to-Head

Bigger by revenue
RGS
RGS
1.3× larger
RGS
$57.1M
$45.6M
FRST
Higher net margin
FRST
FRST
15.2% more per $
FRST
16.0%
0.8%
RGS
Faster 2-yr revenue CAGR
FRST
FRST
Annualised
FRST
13.0%
7.8%
RGS

Income Statement — Q1 FY2026 vs Q2 FY2026

Metric
FRST
FRST
RGS
RGS
Revenue
$45.6M
$57.1M
Net Profit
$7.3M
$456.0K
Gross Margin
Operating Margin
10.8%
Net Margin
16.0%
0.8%
Revenue YoY
22.3%
Net Profit YoY
200.0%
-94.0%
EPS (diluted)
$0.30
$0.16

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FRST
FRST
RGS
RGS
Q1 26
$45.6M
Q4 25
$80.9M
$57.1M
Q3 25
$41.0M
$59.0M
Q2 25
$43.2M
$60.4M
Q1 25
$58.7M
$57.0M
Q4 24
$38.8M
$46.7M
Q3 24
$37.3M
$46.1M
Q2 24
$35.7M
$49.4M
Net Profit
FRST
FRST
RGS
RGS
Q1 26
$7.3M
Q4 25
$29.5M
$456.0K
Q3 25
$6.8M
$1.4M
Q2 25
$2.4M
$116.5M
Q1 25
$22.6M
$250.0K
Q4 24
$-26.2M
$7.6M
Q3 24
$1.2M
$-853.0K
Q2 24
$3.4M
$91.2M
Operating Margin
FRST
FRST
RGS
RGS
Q1 26
Q4 25
44.8%
10.8%
Q3 25
21.3%
10.0%
Q2 25
6.9%
12.1%
Q1 25
41.9%
8.8%
Q4 24
-123.0%
11.8%
Q3 24
-3.1%
4.6%
Q2 24
7.8%
Net Margin
FRST
FRST
RGS
RGS
Q1 26
16.0%
Q4 25
36.5%
0.8%
Q3 25
16.7%
2.3%
Q2 25
5.6%
192.9%
Q1 25
38.6%
0.4%
Q4 24
-100.3%
16.4%
Q3 24
3.3%
-1.9%
Q2 24
9.6%
184.7%
EPS (diluted)
FRST
FRST
RGS
RGS
Q1 26
$0.30
Q4 25
$1.19
$0.16
Q3 25
$0.28
$0.49
Q2 25
$0.10
$43.67
Q1 25
$0.92
$0.08
Q4 24
$-0.95
$2.71
Q3 24
$0.05
$-0.36
Q2 24
$0.14
$38.40

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FRST
FRST
RGS
RGS
Cash + ST InvestmentsLiquidity on hand
$159.9M
$18.4M
Total DebtLower is stronger
$113.3M
Stockholders' EquityBook value
$427.2M
$188.7M
Total Assets
$4.3B
$588.3M
Debt / EquityLower = less leverage
0.60×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FRST
FRST
RGS
RGS
Q1 26
$159.9M
Q4 25
$143.6M
$18.4M
Q3 25
$63.9M
$16.6M
Q2 25
$94.1M
$17.0M
Q1 25
$57.0M
$13.3M
Q4 24
$64.5M
$10.2M
Q3 24
$77.3M
$6.3M
Q2 24
$66.6M
$10.1M
Total Debt
FRST
FRST
RGS
RGS
Q1 26
Q4 25
$113.3M
Q3 25
$111.3M
Q2 25
$110.8M
Q1 25
$112.0M
Q4 24
$111.5M
Q3 24
$95.2M
Q2 24
$99.5M
Stockholders' Equity
FRST
FRST
RGS
RGS
Q1 26
$427.2M
Q4 25
$422.9M
$188.7M
Q3 25
$382.2M
$187.6M
Q2 25
$376.4M
$185.6M
Q1 25
$375.6M
$68.6M
Q4 24
$351.8M
$66.7M
Q3 24
$381.0M
$56.4M
Q2 24
$376.0M
$56.8M
Total Assets
FRST
FRST
RGS
RGS
Q1 26
$4.3B
Q4 25
$4.0B
$588.3M
Q3 25
$4.0B
$592.1M
Q2 25
$3.9B
$599.0M
Q1 25
$3.7B
$511.2M
Q4 24
$3.7B
$530.1M
Q3 24
$4.0B
$508.9M
Q2 24
$4.0B
$530.5M
Debt / Equity
FRST
FRST
RGS
RGS
Q1 26
Q4 25
0.60×
Q3 25
0.59×
Q2 25
0.60×
Q1 25
1.63×
Q4 24
1.67×
Q3 24
1.69×
Q2 24
1.75×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FRST
FRST
RGS
RGS
Operating Cash FlowLast quarter
$1.7M
Free Cash FlowOCF − Capex
$891.0K
FCF MarginFCF / Revenue
1.6%
Capex IntensityCapex / Revenue
1.4%
Cash ConversionOCF / Net Profit
3.65×
TTM Free Cash FlowTrailing 4 quarters
$14.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FRST
FRST
RGS
RGS
Q1 26
Q4 25
$10.8M
$1.7M
Q3 25
$-11.4M
$2.3M
Q2 25
$-41.0M
$6.8M
Q1 25
$34.4M
$6.2M
Q4 24
$19.5M
$2.1M
Q3 24
$6.1M
$-1.3M
Q2 24
$52.3M
$5.1M
Free Cash Flow
FRST
FRST
RGS
RGS
Q1 26
Q4 25
$9.0M
$891.0K
Q3 25
$1.9M
Q2 25
$6.2M
Q1 25
$5.9M
Q4 24
$18.3M
$1.7M
Q3 24
$-1.4M
Q2 24
$5.1M
FCF Margin
FRST
FRST
RGS
RGS
Q1 26
Q4 25
11.2%
1.6%
Q3 25
3.2%
Q2 25
10.3%
Q1 25
10.3%
Q4 24
47.3%
3.6%
Q3 24
-3.0%
Q2 24
10.3%
Capex Intensity
FRST
FRST
RGS
RGS
Q1 26
Q4 25
2.1%
1.4%
Q3 25
0.7%
Q2 25
0.9%
Q1 25
0.6%
Q4 24
3.1%
0.9%
Q3 24
0.0%
0.0%
Q2 24
0.0%
0.0%
Cash Conversion
FRST
FRST
RGS
RGS
Q1 26
Q4 25
0.36×
3.65×
Q3 25
-1.67×
1.68×
Q2 25
-16.82×
0.06×
Q1 25
1.52×
24.80×
Q4 24
0.28×
Q3 24
4.93×
Q2 24
15.21×
0.06×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FRST
FRST

Net Interest Income$32.1M70%
Noninterest Income$13.6M30%

RGS
RGS

Franchise Segment$37.9M66%
Royalty$13.6M24%
Other$2.8M5%
Fees$1.8M3%
Franchise Fees$1.0M2%

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