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Side-by-side financial comparison of FIVE STAR BANCORP (FSBC) and Quipt Home Medical Corp. (QIPT). Click either name above to swap in a different company.

Quipt Home Medical Corp. is the larger business by last-quarter revenue ($49.0M vs $45.1M, roughly 1.1× FIVE STAR BANCORP). FIVE STAR BANCORP runs the higher net margin — 41.3% vs -2.1%, a 43.4% gap on every dollar of revenue.

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

Quipt Home Medical Corp is a U.S.-based home medical equipment provider specializing in respiratory care, sleep therapy supplies, and chronic disease management products. It serves patients with long-term health conditions, partners with healthcare providers and insurance payers across operating regions to deliver accessible in-home medical solutions.

FSBC vs QIPT — Head-to-Head

Bigger by revenue
QIPT
QIPT
1.1× larger
QIPT
$49.0M
$45.1M
FSBC
Higher net margin
FSBC
FSBC
43.4% more per $
FSBC
41.3%
-2.1%
QIPT

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
FSBC
FSBC
QIPT
QIPT
Revenue
$45.1M
$49.0M
Net Profit
$18.6M
$-1.1M
Gross Margin
53.5%
Operating Margin
2.1%
Net Margin
41.3%
-2.1%
Revenue YoY
32.3%
Net Profit YoY
42.0%
2.9%
EPS (diluted)
$0.87
$-0.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FSBC
FSBC
QIPT
QIPT
Q1 26
$45.1M
Q4 25
$43.5M
$49.0M
Q3 25
$41.3M
$39.8M
Q2 25
$38.3M
$35.1M
Q1 25
$35.3M
$33.3M
Q4 24
$35.2M
$37.1M
Q3 24
$31.8M
Q2 24
$30.7M
Net Profit
FSBC
FSBC
QIPT
QIPT
Q1 26
$18.6M
Q4 25
$17.6M
$-1.1M
Q3 25
$16.3M
$-3.5M
Q2 25
$14.5M
$-3.0M
Q1 25
$13.1M
$-3.0M
Q4 24
$13.3M
$-1.1M
Q3 24
$10.9M
Q2 24
$10.8M
Gross Margin
FSBC
FSBC
QIPT
QIPT
Q1 26
Q4 25
53.5%
Q3 25
48.7%
Q2 25
57.6%
Q1 25
54.6%
Q4 24
52.1%
Q3 24
Q2 24
Operating Margin
FSBC
FSBC
QIPT
QIPT
Q1 26
Q4 25
52.9%
2.1%
Q3 25
53.8%
-3.6%
Q2 25
52.4%
-5.2%
Q1 25
52.0%
-3.0%
Q4 24
55.1%
1.2%
Q3 24
48.0%
Q2 24
49.4%
Net Margin
FSBC
FSBC
QIPT
QIPT
Q1 26
41.3%
Q4 25
40.6%
-2.1%
Q3 25
39.6%
-8.9%
Q2 25
37.9%
-8.6%
Q1 25
37.1%
-9.1%
Q4 24
37.9%
-2.9%
Q3 24
34.4%
Q2 24
35.2%
EPS (diluted)
FSBC
FSBC
QIPT
QIPT
Q1 26
$0.87
Q4 25
$0.83
$-0.02
Q3 25
$0.77
$-0.07
Q2 25
$0.68
$-0.07
Q1 25
$0.62
$-0.07
Q4 24
$0.61
$-0.03
Q3 24
$0.52
Q2 24
$0.51

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FSBC
FSBC
QIPT
QIPT
Cash + ST InvestmentsLiquidity on hand
$644.4M
$10.5M
Total DebtLower is stronger
$84.0M
Stockholders' EquityBook value
$458.5M
$113.0M
Total Assets
$5.0B
$280.7M
Debt / EquityLower = less leverage
0.74×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FSBC
FSBC
QIPT
QIPT
Q1 26
$644.4M
Q4 25
$10.5M
Q3 25
$12.9M
Q2 25
$11.3M
Q1 25
$17.1M
Q4 24
$15.5M
Q3 24
Q2 24
Total Debt
FSBC
FSBC
QIPT
QIPT
Q1 26
Q4 25
$84.0M
Q3 25
$87.6M
Q2 25
$66.0M
Q1 25
$71.5M
Q4 24
$70.6M
Q3 24
Q2 24
Stockholders' Equity
FSBC
FSBC
QIPT
QIPT
Q1 26
$458.5M
Q4 25
$445.8M
$113.0M
Q3 25
$431.3M
$112.1M
Q2 25
$416.7M
$102.5M
Q1 25
$406.5M
$103.6M
Q4 24
$396.6M
$106.3M
Q3 24
$389.9M
Q2 24
$380.5M
Total Assets
FSBC
FSBC
QIPT
QIPT
Q1 26
$5.0B
Q4 25
$4.8B
$280.7M
Q3 25
$4.6B
$283.3M
Q2 25
$4.4B
$236.1M
Q1 25
$4.2B
$244.6M
Q4 24
$4.1B
$242.8M
Q3 24
$3.9B
Q2 24
$3.6B
Debt / Equity
FSBC
FSBC
QIPT
QIPT
Q1 26
Q4 25
0.74×
Q3 25
0.78×
Q2 25
0.64×
Q1 25
0.69×
Q4 24
0.66×
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FSBC
FSBC
QIPT
QIPT
Operating Cash FlowLast quarter
$8.9M
Free Cash FlowOCF − Capex
$6.9M
FCF MarginFCF / Revenue
14.0%
Capex IntensityCapex / Revenue
4.2%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$26.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FSBC
FSBC
QIPT
QIPT
Q1 26
Q4 25
$72.6M
$8.9M
Q3 25
$18.8M
$9.8M
Q2 25
$17.8M
$9.7M
Q1 25
$15.5M
$8.9M
Q4 24
$51.8M
$9.3M
Q3 24
$17.5M
Q2 24
$16.0M
Free Cash Flow
FSBC
FSBC
QIPT
QIPT
Q1 26
Q4 25
$71.4M
$6.9M
Q3 25
$18.6M
$8.0M
Q2 25
$17.5M
$4.4M
Q1 25
$15.4M
$7.3M
Q4 24
$51.2M
$5.6M
Q3 24
$17.3M
Q2 24
$15.8M
FCF Margin
FSBC
FSBC
QIPT
QIPT
Q1 26
Q4 25
164.3%
14.0%
Q3 25
45.0%
20.0%
Q2 25
45.8%
12.6%
Q1 25
43.5%
22.0%
Q4 24
145.5%
15.2%
Q3 24
54.5%
Q2 24
51.6%
Capex Intensity
FSBC
FSBC
QIPT
QIPT
Q1 26
Q4 25
2.8%
4.2%
Q3 25
0.5%
4.6%
Q2 25
0.6%
14.9%
Q1 25
0.3%
4.8%
Q4 24
1.8%
9.9%
Q3 24
0.7%
Q2 24
0.7%
Cash Conversion
FSBC
FSBC
QIPT
QIPT
Q1 26
Q4 25
4.12×
Q3 25
1.15×
Q2 25
1.23×
Q1 25
1.18×
Q4 24
3.89×
Q3 24
1.60×
Q2 24
1.49×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FSBC
FSBC

Net Interest Income$43.5M96%
Noninterest Income$1.6M4%

QIPT
QIPT

Segment breakdown not available.

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