vs
Side-by-side financial comparison of FIVE STAR BANCORP (FSBC) and SMITH MIDLAND CORP (SMID). Click either name above to swap in a different company.
FIVE STAR BANCORP is the larger business by last-quarter revenue ($45.1M vs $23.1M, roughly 2.0× SMITH MIDLAND CORP). FIVE STAR BANCORP runs the higher net margin — 41.3% vs 9.2%, a 32.1% gap on every dollar of revenue. Over the past eight quarters, FIVE STAR BANCORP's revenue compounded faster (21.3% CAGR vs 17.4%).
U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...
Smith Midland Corp is a specialized manufacturer of precast concrete products for infrastructure, commercial, residential and industrial construction uses. Its key product lines include highway safety barriers, acoustic sound walls, architectural precast panels, and stormwater management systems, serving primarily the North American market with durable, sustainable construction solutions.
FSBC vs SMID — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $45.1M | $23.1M |
| Net Profit | $18.6M | $2.1M |
| Gross Margin | — | 57.5% |
| Operating Margin | — | 37.8% |
| Net Margin | 41.3% | 9.2% |
| Revenue YoY | — | 24.7% |
| Net Profit YoY | 42.0% | 52.5% |
| EPS (diluted) | $0.87 | $0.41 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $45.1M | — | ||
| Q4 25 | $43.5M | $23.1M | ||
| Q3 25 | $41.3M | $21.5M | ||
| Q2 25 | $38.3M | $26.2M | ||
| Q1 25 | $35.3M | $22.7M | ||
| Q4 24 | $35.2M | $18.5M | ||
| Q3 24 | $31.8M | $23.6M | ||
| Q2 24 | $30.7M | $19.6M |
| Q1 26 | $18.6M | — | ||
| Q4 25 | $17.6M | $2.1M | ||
| Q3 25 | $16.3M | $2.9M | ||
| Q2 25 | $14.5M | $4.2M | ||
| Q1 25 | $13.1M | $3.3M | ||
| Q4 24 | $13.3M | $1.4M | ||
| Q3 24 | $10.9M | $3.1M | ||
| Q2 24 | $10.8M | $2.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | 57.5% | ||
| Q3 25 | — | 26.8% | ||
| Q2 25 | — | 0.0% | ||
| Q1 25 | — | 30.7% | ||
| Q4 24 | — | 51.4% | ||
| Q3 24 | — | 27.9% | ||
| Q2 24 | — | 0.0% |
| Q1 26 | — | — | ||
| Q4 25 | 52.9% | 37.8% | ||
| Q3 25 | 53.8% | 18.0% | ||
| Q2 25 | 52.4% | 0.0% | ||
| Q1 25 | 52.0% | 19.3% | ||
| Q4 24 | 55.1% | 24.5% | ||
| Q3 24 | 48.0% | 16.3% | ||
| Q2 24 | 49.4% | 0.0% |
| Q1 26 | 41.3% | — | ||
| Q4 25 | 40.6% | 9.2% | ||
| Q3 25 | 39.6% | 13.4% | ||
| Q2 25 | 37.9% | 15.9% | ||
| Q1 25 | 37.1% | 14.7% | ||
| Q4 24 | 37.9% | 7.5% | ||
| Q3 24 | 34.4% | 13.4% | ||
| Q2 24 | 35.2% | 10.1% |
| Q1 26 | $0.87 | — | ||
| Q4 25 | $0.83 | $0.41 | ||
| Q3 25 | $0.77 | $0.54 | ||
| Q2 25 | $0.68 | $0.79 | ||
| Q1 25 | $0.62 | $0.62 | ||
| Q4 24 | $0.61 | $0.28 | ||
| Q3 24 | $0.52 | $0.59 | ||
| Q2 24 | $0.51 | $0.37 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $644.4M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $458.5M | $54.3M |
| Total Assets | $5.0B | $87.7M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $644.4M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $458.5M | — | ||
| Q4 25 | $445.8M | $54.3M | ||
| Q3 25 | $431.3M | $52.1M | ||
| Q2 25 | $416.7M | $49.2M | ||
| Q1 25 | $406.5M | $45.1M | ||
| Q4 24 | $396.6M | $41.7M | ||
| Q3 24 | $389.9M | $40.3M | ||
| Q2 24 | $380.5M | $37.2M |
| Q1 26 | $5.0B | — | ||
| Q4 25 | $4.8B | $87.7M | ||
| Q3 25 | $4.6B | $85.4M | ||
| Q2 25 | $4.4B | $81.2K | ||
| Q1 25 | $4.2B | $74.7M | ||
| Q4 24 | $4.1B | $68.0M | ||
| Q3 24 | $3.9B | $66.6M | ||
| Q2 24 | $3.6B | $64.0M |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FSBC
| Net Interest Income | $43.5M | 96% |
| Noninterest Income | $1.6M | 4% |
SMID
| Product Sales | $13.8M | 60% |
| Service Revenue | $9.3M | 40% |
