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Side-by-side financial comparison of First Seacoast Bancorp, Inc. (FSEA) and Healthcare Triangle, Inc. (HCTI). Click either name above to swap in a different company.
First Seacoast Bancorp, Inc. is the larger business by last-quarter revenue ($4.0M vs $3.1M, roughly 1.3× Healthcare Triangle, Inc.). First Seacoast Bancorp, Inc. runs the higher net margin — -2.4% vs -143.4%, a 141.0% gap on every dollar of revenue. On growth, Healthcare Triangle, Inc. posted the faster year-over-year revenue change (43.4% vs 20.6%). Over the past eight quarters, First Seacoast Bancorp, Inc.'s revenue compounded faster (12.6% CAGR vs -12.6%).
Sterling Bancorp was an American regional bank holding company that owned Sterling National Bank. It merged into Webster Bank in February 2022.
Healthcare Triangle, Inc. is a healthcare technology firm that delivers cloud-native data management platforms, AI-powered clinical analytics, and digital workflow solutions. It serves U.S. healthcare providers, payers, and life science organizations, supporting clinical decision-making, care coordination, and operational efficiency across the care continuum.
FSEA vs HCTI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $4.0M | $3.1M |
| Net Profit | $-87.0K | $-4.5M |
| Gross Margin | — | — |
| Operating Margin | -3.1% | -141.4% |
| Net Margin | -2.4% | -143.4% |
| Revenue YoY | 20.6% | 43.4% |
| Net Profit YoY | 93.8% | -234.0% |
| EPS (diluted) | $-0.04 | $-151.13 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $4.0M | $3.1M | ||
| Q3 25 | $4.0M | $3.5M | ||
| Q2 25 | $3.9M | $3.6M | ||
| Q1 25 | $3.5M | $3.7M | ||
| Q4 24 | $3.4M | $2.2M | ||
| Q3 24 | $3.3M | $2.4M | ||
| Q2 24 | $5.9M | $3.0M | ||
| Q1 24 | $3.2M | $4.1M |
| Q4 25 | $-87.0K | $-4.5M | ||
| Q3 25 | $390.0K | $-1.9M | ||
| Q2 25 | $-545.0K | $-1.4M | ||
| Q1 25 | $-603.0K | $-1.7M | ||
| Q4 24 | $-1.4M | $-1.3M | ||
| Q3 24 | $44.0K | $-1.2M | ||
| Q2 24 | $2.0M | $-1.5M | ||
| Q1 24 | $-1.2M | $-1.9M |
| Q4 25 | -3.1% | -141.4% | ||
| Q3 25 | -5.2% | -74.3% | ||
| Q2 25 | -13.7% | -38.2% | ||
| Q1 25 | -17.9% | -37.7% | ||
| Q4 24 | -23.5% | -22.5% | ||
| Q3 24 | -17.8% | -48.4% | ||
| Q2 24 | 35.6% | -46.2% | ||
| Q1 24 | -24.8% | -41.7% |
| Q4 25 | -2.4% | -143.4% | ||
| Q3 25 | 9.8% | -54.6% | ||
| Q2 25 | -14.1% | -38.4% | ||
| Q1 25 | -17.1% | -45.9% | ||
| Q4 24 | -46.9% | -61.6% | ||
| Q3 24 | 1.3% | -51.8% | ||
| Q2 24 | 33.9% | -50.6% | ||
| Q1 24 | -36.1% | -45.3% |
| Q4 25 | $-0.04 | $-151.13 | ||
| Q3 25 | $0.08 | $-0.42 | ||
| Q2 25 | $-0.13 | $-0.58 | ||
| Q1 25 | $-0.14 | $-0.17 | ||
| Q4 24 | $-0.31 | $-16783.38 | ||
| Q3 24 | $0.01 | $-54.78 | ||
| Q2 24 | $0.42 | $-70.72 | ||
| Q1 24 | $-0.24 | $-0.42 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $7.6M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $63.5M | $9.9M |
| Total Assets | $599.3M | $22.7M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $7.6M | ||
| Q3 25 | — | $1.6M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $6.8M | ||
| Q4 24 | — | $20.0K | ||
| Q3 24 | — | $28.0K | ||
| Q2 24 | — | $29.0K | ||
| Q1 24 | — | $301.0K |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | $888.0K |
| Q4 25 | $63.5M | $9.9M | ||
| Q3 25 | $63.2M | $8.7M | ||
| Q2 25 | $60.8M | $10.2M | ||
| Q1 25 | $61.2M | $8.6M | ||
| Q4 24 | $62.0M | $-5.1M | ||
| Q3 24 | $65.8M | $-1.8M | ||
| Q2 24 | $64.5M | $-646.0K | ||
| Q1 24 | $64.7M | $-511.0K |
| Q4 25 | $599.3M | $22.7M | ||
| Q3 25 | $609.6M | $13.8M | ||
| Q2 25 | $604.8M | $14.6M | ||
| Q1 25 | $592.6M | $11.8M | ||
| Q4 24 | $580.8M | $2.0M | ||
| Q3 24 | $601.8M | $4.8M | ||
| Q2 24 | $601.7M | $6.0M | ||
| Q1 24 | $576.5M | $6.9M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $449.0K | $-6.8M |
| Free Cash FlowOCF − Capex | $329.0K | — |
| FCF MarginFCF / Revenue | 8.1% | — |
| Capex IntensityCapex / Revenue | 3.0% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $1.4M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $449.0K | $-6.8M | ||
| Q3 25 | $661.0K | $-1.5M | ||
| Q2 25 | $-151.0K | $-2.6M | ||
| Q1 25 | $573.0K | $-5.6M | ||
| Q4 24 | $-2.9M | $-811.0K | ||
| Q3 24 | $289.0K | $715.0K | ||
| Q2 24 | $-1.4M | $-935.0K | ||
| Q1 24 | $-70.0K | $-50.0K |
| Q4 25 | $329.0K | — | ||
| Q3 25 | $640.0K | $-1.5M | ||
| Q2 25 | $-154.0K | — | ||
| Q1 25 | $542.0K | — | ||
| Q4 24 | $-3.3M | — | ||
| Q3 24 | $264.0K | — | ||
| Q2 24 | $-1.6M | — | ||
| Q1 24 | $-81.0K | — |
| Q4 25 | 8.1% | — | ||
| Q3 25 | 16.0% | -43.0% | ||
| Q2 25 | -4.0% | — | ||
| Q1 25 | 15.4% | — | ||
| Q4 24 | -99.0% | — | ||
| Q3 24 | 7.9% | — | ||
| Q2 24 | -26.5% | — | ||
| Q1 24 | -2.5% | — |
| Q4 25 | 3.0% | — | ||
| Q3 25 | 0.5% | 0.1% | ||
| Q2 25 | 0.1% | — | ||
| Q1 25 | 0.9% | — | ||
| Q4 24 | 11.0% | — | ||
| Q3 24 | 0.7% | — | ||
| Q2 24 | 2.8% | — | ||
| Q1 24 | 0.3% | — |
| Q4 25 | — | — | ||
| Q3 25 | 1.69× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 6.57× | — | ||
| Q2 24 | -0.70× | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FSEA
Segment breakdown not available.
HCTI
| Software Services | $2.4M | 78% |
| Managed Services And Support | $609.0K | 19% |
| Other | $88.0K | 3% |
