vs
Side-by-side financial comparison of First Seacoast Bancorp, Inc. (FSEA) and cbdMD, Inc. (YCBD). Click either name above to swap in a different company.
cbdMD, Inc. is the larger business by last-quarter revenue ($5.0M vs $4.0M, roughly 1.2× First Seacoast Bancorp, Inc.). First Seacoast Bancorp, Inc. runs the higher net margin — -2.4% vs -5.6%, a 3.2% gap on every dollar of revenue. On growth, First Seacoast Bancorp, Inc. posted the faster year-over-year revenue change (20.6% vs -1.9%). First Seacoast Bancorp, Inc. produced more free cash flow last quarter ($329.0K vs $-977.3K). Over the past eight quarters, First Seacoast Bancorp, Inc.'s revenue compounded faster (12.6% CAGR vs 7.1%).
Sterling Bancorp was an American regional bank holding company that owned Sterling National Bank. It merged into Webster Bank in February 2022.
cbdMD, Inc. is a U.S.-based consumer wellness company that manufactures and distributes hemp-derived CBD products, including tinctures, topicals, gummies, pet care items, and bath products. All offerings undergo third-party quality testing, and are sold via e-commerce platforms, brick-and-mortar retail stores, and wellness partner channels primarily across the United States.
FSEA vs YCBD — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $4.0M | $5.0M |
| Net Profit | $-87.0K | $-283.1K |
| Gross Margin | — | 59.8% |
| Operating Margin | -3.1% | -5.7% |
| Net Margin | -2.4% | -5.6% |
| Revenue YoY | 20.6% | -1.9% |
| Net Profit YoY | 93.8% | -1975.7% |
| EPS (diluted) | $-0.04 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $4.0M | $5.0M | ||
| Q3 25 | $4.0M | $4.7M | ||
| Q2 25 | $3.9M | $4.6M | ||
| Q1 25 | $3.5M | $4.7M | ||
| Q4 24 | $3.4M | $5.1M | ||
| Q3 24 | $3.3M | $4.6M | ||
| Q2 24 | $5.9M | $5.2M | ||
| Q1 24 | $3.2M | $4.4M |
| Q4 25 | $-87.0K | $-283.1K | ||
| Q3 25 | $390.0K | $-680.0K | ||
| Q2 25 | $-545.0K | $-895.3K | ||
| Q1 25 | $-603.0K | $-480.8K | ||
| Q4 24 | $-1.4M | $15.1K | ||
| Q3 24 | $44.0K | $-152.8K | ||
| Q2 24 | $2.0M | $459.7K | ||
| Q1 24 | $-1.2M | $-3.0M |
| Q4 25 | — | 59.8% | ||
| Q3 25 | — | 58.8% | ||
| Q2 25 | — | 61.5% | ||
| Q1 25 | — | 62.3% | ||
| Q4 24 | — | 66.5% | ||
| Q3 24 | — | 53.9% | ||
| Q2 24 | — | 65.8% | ||
| Q1 24 | — | 59.0% |
| Q4 25 | -3.1% | -5.7% | ||
| Q3 25 | -5.2% | -14.5% | ||
| Q2 25 | -13.7% | -19.6% | ||
| Q1 25 | -17.9% | -10.2% | ||
| Q4 24 | -23.5% | -1.7% | ||
| Q3 24 | -17.8% | -6.9% | ||
| Q2 24 | 35.6% | -7.4% | ||
| Q1 24 | -24.8% | -35.4% |
| Q4 25 | -2.4% | -5.6% | ||
| Q3 25 | 9.8% | -14.4% | ||
| Q2 25 | -14.1% | -19.4% | ||
| Q1 25 | -17.1% | -10.1% | ||
| Q4 24 | -46.9% | 0.3% | ||
| Q3 24 | 1.3% | -3.4% | ||
| Q2 24 | 33.9% | 8.9% | ||
| Q1 24 | -36.1% | -68.8% |
| Q4 25 | $-0.04 | — | ||
| Q3 25 | $0.08 | — | ||
| Q2 25 | $-0.13 | — | ||
| Q1 25 | $-0.14 | — | ||
| Q4 24 | $-0.31 | — | ||
| Q3 24 | $0.01 | — | ||
| Q2 24 | $0.42 | $-0.15 | ||
| Q1 24 | $-0.24 | $-1.35 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $3.4M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $63.5M | $9.0M |
| Total Assets | $599.3M | $11.8M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $3.4M | ||
| Q3 25 | — | $2.3M | ||
| Q2 25 | — | $1.1M | ||
| Q1 25 | — | $1.8M | ||
| Q4 24 | — | $2.0M | ||
| Q3 24 | — | $2.5M | ||
| Q2 24 | — | $2.4M | ||
| Q1 24 | — | $2.1M |
| Q4 25 | $63.5M | $9.0M | ||
| Q3 25 | $63.2M | $7.2M | ||
| Q2 25 | $60.8M | $6.1M | ||
| Q1 25 | $61.2M | $665.8K | ||
| Q4 24 | $62.0M | $1.8M | ||
| Q3 24 | $65.8M | $2.0M | ||
| Q2 24 | $64.5M | $3.0M | ||
| Q1 24 | $64.7M | $3.1M |
| Q4 25 | $599.3M | $11.8M | ||
| Q3 25 | $609.6M | $10.4M | ||
| Q2 25 | $604.8M | $9.9M | ||
| Q1 25 | $592.6M | $10.9M | ||
| Q4 24 | $580.8M | $11.5M | ||
| Q3 24 | $601.8M | $10.6M | ||
| Q2 24 | $601.7M | $13.8M | ||
| Q1 24 | $576.5M | $14.6M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $449.0K | $-812.5K |
| Free Cash FlowOCF − Capex | $329.0K | $-977.3K |
| FCF MarginFCF / Revenue | 8.1% | -19.5% |
| Capex IntensityCapex / Revenue | 3.0% | 3.3% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $1.4M | $-2.1M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $449.0K | $-812.5K | ||
| Q3 25 | $661.0K | $-240.7K | ||
| Q2 25 | $-151.0K | $-704.2K | ||
| Q1 25 | $573.0K | $-189.5K | ||
| Q4 24 | $-2.9M | $-317.9K | ||
| Q3 24 | $289.0K | $167.4K | ||
| Q2 24 | $-1.4M | $289.8K | ||
| Q1 24 | $-70.0K | $-704.1K |
| Q4 25 | $329.0K | $-977.3K | ||
| Q3 25 | $640.0K | $-243.6K | ||
| Q2 25 | $-154.0K | $-705.7K | ||
| Q1 25 | $542.0K | $-205.0K | ||
| Q4 24 | $-3.3M | $-482.3K | ||
| Q3 24 | $264.0K | $157.4K | ||
| Q2 24 | $-1.6M | — | ||
| Q1 24 | $-81.0K | $-708.7K |
| Q4 25 | 8.1% | -19.5% | ||
| Q3 25 | 16.0% | -5.2% | ||
| Q2 25 | -4.0% | -15.3% | ||
| Q1 25 | 15.4% | -4.3% | ||
| Q4 24 | -99.0% | -9.4% | ||
| Q3 24 | 7.9% | 3.5% | ||
| Q2 24 | -26.5% | — | ||
| Q1 24 | -2.5% | -16.2% |
| Q4 25 | 3.0% | 3.3% | ||
| Q3 25 | 0.5% | 0.1% | ||
| Q2 25 | 0.1% | 0.0% | ||
| Q1 25 | 0.9% | 0.3% | ||
| Q4 24 | 11.0% | 3.2% | ||
| Q3 24 | 0.7% | 0.2% | ||
| Q2 24 | 2.8% | 0.0% | ||
| Q1 24 | 0.3% | 0.1% |
| Q4 25 | — | — | ||
| Q3 25 | 1.69× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | -21.06× | ||
| Q3 24 | 6.57× | — | ||
| Q2 24 | -0.70× | 0.63× | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FSEA
Segment breakdown not available.
YCBD
| Sales Channel Directly To Consumer | $3.6M | 72% |
| Sales Channel Through Intermediary | $1.4M | 28% |
