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Side-by-side financial comparison of First Seacoast Bancorp, Inc. (FSEA) and Medalist Diversified REIT, Inc. (MDRR). Click either name above to swap in a different company.
First Seacoast Bancorp, Inc. is the larger business by last-quarter revenue ($4.0M vs $2.8M, roughly 1.4× Medalist Diversified REIT, Inc.). First Seacoast Bancorp, Inc. runs the higher net margin — -2.4% vs -18.8%, a 16.4% gap on every dollar of revenue. On growth, First Seacoast Bancorp, Inc. posted the faster year-over-year revenue change (20.6% vs 11.8%). First Seacoast Bancorp, Inc. produced more free cash flow last quarter ($329.0K vs $77.0K). Over the past eight quarters, First Seacoast Bancorp, Inc.'s revenue compounded faster (12.6% CAGR vs 4.8%).
Sterling Bancorp was an American regional bank holding company that owned Sterling National Bank. It merged into Webster Bank in February 2022.
Medalist Diversified REIT, Inc. is a publicly traded real estate investment trust focused on owning, operating, and acquiring income-generating multi-family residential properties. Its portfolio is concentrated in high-growth US Southeast and Mid-Atlantic markets, targeting stable long-term returns for shareholders via rental income and property appreciation.
FSEA vs MDRR — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $4.0M | $2.8M |
| Net Profit | $-87.0K | $-529.6K |
| Gross Margin | — | — |
| Operating Margin | -3.1% | 14.8% |
| Net Margin | -2.4% | -18.8% |
| Revenue YoY | 20.6% | 11.8% |
| Net Profit YoY | 93.8% | -88.4% |
| EPS (diluted) | $-0.04 | $-0.49 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $4.0M | $2.8M | ||
| Q3 25 | $4.0M | $2.8M | ||
| Q2 25 | $3.9M | $2.5M | ||
| Q1 25 | $3.5M | $2.3M | ||
| Q4 24 | $3.4M | $2.5M | ||
| Q3 24 | $3.3M | $2.3M | ||
| Q2 24 | $5.9M | $2.3M | ||
| Q1 24 | $3.2M | $2.6M |
| Q4 25 | $-87.0K | $-529.6K | ||
| Q3 25 | $390.0K | $-395.9K | ||
| Q2 25 | $-545.0K | $-456.4K | ||
| Q1 25 | $-603.0K | $-1.0M | ||
| Q4 24 | $-1.4M | $-281.2K | ||
| Q3 24 | $44.0K | $-527.0K | ||
| Q2 24 | $2.0M | $-521.7K | ||
| Q1 24 | $-1.2M | $1.4M |
| Q4 25 | -3.1% | 14.8% | ||
| Q3 25 | -5.2% | 15.8% | ||
| Q2 25 | -13.7% | 9.8% | ||
| Q1 25 | -17.9% | -23.8% | ||
| Q4 24 | -23.5% | 17.7% | ||
| Q3 24 | -17.8% | 13.0% | ||
| Q2 24 | 35.6% | 9.4% | ||
| Q1 24 | -24.8% | — |
| Q4 25 | -2.4% | -18.8% | ||
| Q3 25 | 9.8% | -14.2% | ||
| Q2 25 | -14.1% | -18.5% | ||
| Q1 25 | -17.1% | -43.4% | ||
| Q4 24 | -46.9% | -11.1% | ||
| Q3 24 | 1.3% | -22.6% | ||
| Q2 24 | 33.9% | -22.7% | ||
| Q1 24 | -36.1% | 52.8% |
| Q4 25 | $-0.04 | $-0.49 | ||
| Q3 25 | $0.08 | $-0.33 | ||
| Q2 25 | $-0.13 | $-0.34 | ||
| Q1 25 | $-0.14 | $-0.74 | ||
| Q4 24 | $-0.31 | $-0.24 | ||
| Q3 24 | $0.01 | $-0.47 | ||
| Q2 24 | $0.42 | $-0.47 | ||
| Q1 24 | $-0.24 | $1.21 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $2.6M |
| Total DebtLower is stronger | — | $51.4M |
| Stockholders' EquityBook value | $63.5M | $9.4M |
| Total Assets | $599.3M | $77.7M |
| Debt / EquityLower = less leverage | — | 5.45× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $2.6M | ||
| Q3 25 | — | $1.9M | ||
| Q2 25 | — | $2.0M | ||
| Q1 25 | — | $2.7M | ||
| Q4 24 | — | $4.8M | ||
| Q3 24 | — | $3.1M | ||
| Q2 24 | — | $3.8M | ||
| Q1 24 | — | $3.6M |
| Q4 25 | — | $51.4M | ||
| Q3 25 | — | $63.6M | ||
| Q2 25 | — | $49.6M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $63.5M | $9.4M | ||
| Q3 25 | $63.2M | $10.4M | ||
| Q2 25 | $60.8M | $13.4M | ||
| Q1 25 | $61.2M | $14.0M | ||
| Q4 24 | $62.0M | $15.0M | ||
| Q3 24 | $65.8M | $12.6M | ||
| Q2 24 | $64.5M | $13.2M | ||
| Q1 24 | $64.7M | $13.7M |
| Q4 25 | $599.3M | $77.7M | ||
| Q3 25 | $609.6M | $92.1M | ||
| Q2 25 | $604.8M | $77.7M | ||
| Q1 25 | $592.6M | $78.2M | ||
| Q4 24 | $580.8M | $75.1M | ||
| Q3 24 | $601.8M | $74.6M | ||
| Q2 24 | $601.7M | $75.2M | ||
| Q1 24 | $576.5M | $76.0M |
| Q4 25 | — | 5.45× | ||
| Q3 25 | — | 6.13× | ||
| Q2 25 | — | 3.70× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $449.0K | $1.5M |
| Free Cash FlowOCF − Capex | $329.0K | $77.0K |
| FCF MarginFCF / Revenue | 8.1% | 2.7% |
| Capex IntensityCapex / Revenue | 3.0% | 51.5% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $1.4M | $1.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $449.0K | $1.5M | ||
| Q3 25 | $661.0K | $1.6M | ||
| Q2 25 | $-151.0K | $244.1K | ||
| Q1 25 | $573.0K | $460.0K | ||
| Q4 24 | $-2.9M | $1.8M | ||
| Q3 24 | $289.0K | $139.9K | ||
| Q2 24 | $-1.4M | $778.6K | ||
| Q1 24 | $-70.0K | $492.4K |
| Q4 25 | $329.0K | $77.0K | ||
| Q3 25 | $640.0K | $1000.0K | ||
| Q2 25 | $-154.0K | $-181.5K | ||
| Q1 25 | $542.0K | $322.4K | ||
| Q4 24 | $-3.3M | $893.7K | ||
| Q3 24 | $264.0K | $-164.7K | ||
| Q2 24 | $-1.6M | $645.6K | ||
| Q1 24 | $-81.0K | $265.8K |
| Q4 25 | 8.1% | 2.7% | ||
| Q3 25 | 16.0% | 35.9% | ||
| Q2 25 | -4.0% | -7.4% | ||
| Q1 25 | 15.4% | 13.9% | ||
| Q4 24 | -99.0% | 35.4% | ||
| Q3 24 | 7.9% | -7.0% | ||
| Q2 24 | -26.5% | 28.1% | ||
| Q1 24 | -2.5% | 10.3% |
| Q4 25 | 3.0% | 51.5% | ||
| Q3 25 | 0.5% | 20.4% | ||
| Q2 25 | 0.1% | 17.3% | ||
| Q1 25 | 0.9% | 5.9% | ||
| Q4 24 | 11.0% | 35.7% | ||
| Q3 24 | 0.7% | 13.0% | ||
| Q2 24 | 2.8% | 5.8% | ||
| Q1 24 | 0.3% | 8.8% |
| Q4 25 | — | — | ||
| Q3 25 | 1.69× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 6.57× | — | ||
| Q2 24 | -0.70× | — | ||
| Q1 24 | — | 0.36× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FSEA
Segment breakdown not available.
MDRR
| Retail Center Properties | $1.6M | 58% |
| Other | $1.2M | 42% |
