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Side-by-side financial comparison of First Seacoast Bancorp, Inc. (FSEA) and Relay Therapeutics, Inc. (RLAY). Click either name above to swap in a different company.

Relay Therapeutics, Inc. is the larger business by last-quarter revenue ($7.0M vs $4.0M, roughly 1.7× First Seacoast Bancorp, Inc.). First Seacoast Bancorp, Inc. produced more free cash flow last quarter ($329.0K vs $-235.9M).

Sterling Bancorp was an American regional bank holding company that owned Sterling National Bank. It merged into Webster Bank in February 2022.

Relay Therapeutics is a clinical-stage biotechnology company focused on developing precision oncology therapies. It leverages advanced computational modeling of protein dynamics, paired with cutting-edge experimental biology, to design targeted medicines for previously intractable cancer types, serving global oncology care markets and patient populations.

FSEA vs RLAY — Head-to-Head

Bigger by revenue
RLAY
RLAY
1.7× larger
RLAY
$7.0M
$4.0M
FSEA
More free cash flow
FSEA
FSEA
$236.2M more FCF
FSEA
$329.0K
$-235.9M
RLAY

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FSEA
FSEA
RLAY
RLAY
Revenue
$4.0M
$7.0M
Net Profit
$-87.0K
Gross Margin
Operating Margin
-3.1%
Net Margin
-2.4%
Revenue YoY
20.6%
Net Profit YoY
93.8%
EPS (diluted)
$-0.04

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FSEA
FSEA
RLAY
RLAY
Q4 25
$4.0M
$7.0M
Q3 25
$4.0M
$0
Q2 25
$3.9M
Q1 25
$3.5M
$7.7M
Q4 24
$3.4M
$0
Q3 24
$3.3M
$0
Q2 24
$5.9M
$0
Q1 24
$3.2M
$10.0M
Net Profit
FSEA
FSEA
RLAY
RLAY
Q4 25
$-87.0K
Q3 25
$390.0K
$-74.1M
Q2 25
$-545.0K
Q1 25
$-603.0K
$-77.1M
Q4 24
$-1.4M
Q3 24
$44.0K
$-88.1M
Q2 24
$2.0M
$-92.2M
Q1 24
$-1.2M
$-81.4M
Operating Margin
FSEA
FSEA
RLAY
RLAY
Q4 25
-3.1%
Q3 25
-5.2%
Q2 25
-13.7%
Q1 25
-17.9%
-1105.2%
Q4 24
-23.5%
Q3 24
-17.8%
Q2 24
35.6%
Q1 24
-24.8%
-903.0%
Net Margin
FSEA
FSEA
RLAY
RLAY
Q4 25
-2.4%
Q3 25
9.8%
Q2 25
-14.1%
Q1 25
-17.1%
-1003.6%
Q4 24
-46.9%
Q3 24
1.3%
Q2 24
33.9%
Q1 24
-36.1%
-813.3%
EPS (diluted)
FSEA
FSEA
RLAY
RLAY
Q4 25
$-0.04
Q3 25
$0.08
$-0.43
Q2 25
$-0.13
Q1 25
$-0.14
$-0.46
Q4 24
$-0.31
Q3 24
$0.01
$-0.63
Q2 24
$0.42
$-0.69
Q1 24
$-0.24
$-0.62

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FSEA
FSEA
RLAY
RLAY
Cash + ST InvestmentsLiquidity on hand
$84.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$63.5M
$567.1M
Total Assets
$599.3M
$621.3M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FSEA
FSEA
RLAY
RLAY
Q4 25
$84.0M
Q3 25
$91.6M
Q2 25
Q1 25
$93.5M
Q4 24
$124.3M
Q3 24
$152.4M
Q2 24
$134.1M
Q1 24
$152.9M
Stockholders' Equity
FSEA
FSEA
RLAY
RLAY
Q4 25
$63.5M
$567.1M
Q3 25
$63.2M
$607.7M
Q2 25
$60.8M
Q1 25
$61.2M
$721.1M
Q4 24
$62.0M
$777.8M
Q3 24
$65.8M
$838.9M
Q2 24
$64.5M
$681.7M
Q1 24
$64.7M
$745.8M
Total Assets
FSEA
FSEA
RLAY
RLAY
Q4 25
$599.3M
$621.3M
Q3 25
$609.6M
$670.0M
Q2 25
$604.8M
Q1 25
$592.6M
$799.4M
Q4 24
$580.8M
$871.3M
Q3 24
$601.8M
$930.1M
Q2 24
$601.7M
$772.5M
Q1 24
$576.5M
$841.4M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FSEA
FSEA
RLAY
RLAY
Operating Cash FlowLast quarter
$449.0K
$-235.5M
Free Cash FlowOCF − Capex
$329.0K
$-235.9M
FCF MarginFCF / Revenue
8.1%
-3370.0%
Capex IntensityCapex / Revenue
3.0%
5.9%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$1.4M
$-622.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FSEA
FSEA
RLAY
RLAY
Q4 25
$449.0K
$-235.5M
Q3 25
$661.0K
$-62.1M
Q2 25
$-151.0K
Q1 25
$573.0K
$-73.2M
Q4 24
$-2.9M
$-249.1M
Q3 24
$289.0K
$-75.1M
Q2 24
$-1.4M
$-65.8M
Q1 24
$-70.0K
$-50.3M
Free Cash Flow
FSEA
FSEA
RLAY
RLAY
Q4 25
$329.0K
$-235.9M
Q3 25
$640.0K
$-62.1M
Q2 25
$-154.0K
Q1 25
$542.0K
$-73.6M
Q4 24
$-3.3M
$-251.1M
Q3 24
$264.0K
$-75.3M
Q2 24
$-1.6M
$-65.8M
Q1 24
$-81.0K
$-52.1M
FCF Margin
FSEA
FSEA
RLAY
RLAY
Q4 25
8.1%
-3370.0%
Q3 25
16.0%
Q2 25
-4.0%
Q1 25
15.4%
-958.4%
Q4 24
-99.0%
Q3 24
7.9%
Q2 24
-26.5%
Q1 24
-2.5%
-520.7%
Capex Intensity
FSEA
FSEA
RLAY
RLAY
Q4 25
3.0%
5.9%
Q3 25
0.5%
Q2 25
0.1%
Q1 25
0.9%
5.0%
Q4 24
11.0%
Q3 24
0.7%
Q2 24
2.8%
Q1 24
0.3%
17.8%
Cash Conversion
FSEA
FSEA
RLAY
RLAY
Q4 25
Q3 25
1.69×
Q2 25
Q1 25
Q4 24
Q3 24
6.57×
Q2 24
-0.70×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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