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Side-by-side financial comparison of First Seacoast Bancorp, Inc. (FSEA) and Twin Vee PowerCats, Co. (VEEE). Click either name above to swap in a different company.

First Seacoast Bancorp, Inc. is the larger business by last-quarter revenue ($4.0M vs $3.0M, roughly 1.3× Twin Vee PowerCats, Co.). First Seacoast Bancorp, Inc. runs the higher net margin — -2.4% vs -85.6%, a 83.2% gap on every dollar of revenue. On growth, Twin Vee PowerCats, Co. posted the faster year-over-year revenue change (60.4% vs 20.6%). First Seacoast Bancorp, Inc. produced more free cash flow last quarter ($329.0K vs $-1.9M). Over the past eight quarters, First Seacoast Bancorp, Inc.'s revenue compounded faster (12.6% CAGR vs -24.3%).

Sterling Bancorp was an American regional bank holding company that owned Sterling National Bank. It merged into Webster Bank in February 2022.

Twin Vee PowerCats Co. is a leading manufacturer of high-performance recreational power catamaran boats. The company offers a diverse lineup of catamaran models suited for leisure cruising, fishing, water sports, and commercial marine use, serving customers primarily across North America, with a growing distribution network in global coastal markets.

FSEA vs VEEE — Head-to-Head

Bigger by revenue
FSEA
FSEA
1.3× larger
FSEA
$4.0M
$3.0M
VEEE
Growing faster (revenue YoY)
VEEE
VEEE
+39.9% gap
VEEE
60.4%
20.6%
FSEA
Higher net margin
FSEA
FSEA
83.2% more per $
FSEA
-2.4%
-85.6%
VEEE
More free cash flow
FSEA
FSEA
$2.2M more FCF
FSEA
$329.0K
$-1.9M
VEEE
Faster 2-yr revenue CAGR
FSEA
FSEA
Annualised
FSEA
12.6%
-24.3%
VEEE

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FSEA
FSEA
VEEE
VEEE
Revenue
$4.0M
$3.0M
Net Profit
$-87.0K
$-2.6M
Gross Margin
3.7%
Operating Margin
-3.1%
-87.7%
Net Margin
-2.4%
-85.6%
Revenue YoY
20.6%
60.4%
Net Profit YoY
93.8%
-119.0%
EPS (diluted)
$-0.04
$-1.19

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FSEA
FSEA
VEEE
VEEE
Q4 25
$4.0M
$3.0M
Q3 25
$4.0M
$3.4M
Q2 25
$3.9M
$4.8M
Q1 25
$3.5M
$3.6M
Q4 24
$3.4M
$1.9M
Q3 24
$3.3M
$2.9M
Q2 24
$5.9M
$4.3M
Q1 24
$3.2M
$5.3M
Net Profit
FSEA
FSEA
VEEE
VEEE
Q4 25
$-87.0K
$-2.6M
Q3 25
$390.0K
$-2.8M
Q2 25
$-545.0K
$-1.7M
Q1 25
$-603.0K
$-1.6M
Q4 24
$-1.4M
$-1.2M
Q3 24
$44.0K
$-3.0M
Q2 24
$2.0M
$-4.5M
Q1 24
$-1.2M
$-2.3M
Gross Margin
FSEA
FSEA
VEEE
VEEE
Q4 25
3.7%
Q3 25
-1.3%
Q2 25
13.8%
Q1 25
14.9%
Q4 24
-57.6%
Q3 24
-5.0%
Q2 24
4.7%
Q1 24
5.3%
Operating Margin
FSEA
FSEA
VEEE
VEEE
Q4 25
-3.1%
-87.7%
Q3 25
-5.2%
-81.0%
Q2 25
-13.7%
-35.2%
Q1 25
-17.9%
-46.5%
Q4 24
-23.5%
-224.9%
Q3 24
-17.8%
-107.3%
Q2 24
35.6%
-107.7%
Q1 24
-24.8%
-48.2%
Net Margin
FSEA
FSEA
VEEE
VEEE
Q4 25
-2.4%
-85.6%
Q3 25
9.8%
-80.4%
Q2 25
-14.1%
-34.8%
Q1 25
-17.1%
-44.6%
Q4 24
-46.9%
-62.7%
Q3 24
1.3%
-103.7%
Q2 24
33.9%
-104.4%
Q1 24
-36.1%
-44.3%
EPS (diluted)
FSEA
FSEA
VEEE
VEEE
Q4 25
$-0.04
$-1.19
Q3 25
$0.08
$-1.23
Q2 25
$-0.13
$-0.87
Q1 25
$-0.14
$-1.08
Q4 24
$-0.31
$-3.51
Q3 24
$0.01
$-2.64
Q2 24
$0.42
$-3.09
Q1 24
$-0.24
$-1.77

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FSEA
FSEA
VEEE
VEEE
Cash + ST InvestmentsLiquidity on hand
$1.4M
Total DebtLower is stronger
$499.9K
Stockholders' EquityBook value
$63.5M
$13.5M
Total Assets
$599.3M
$16.2M
Debt / EquityLower = less leverage
0.04×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FSEA
FSEA
VEEE
VEEE
Q4 25
$1.4M
Q3 25
$2.7M
Q2 25
$6.0M
Q1 25
$4.9M
Q4 24
$7.5M
Q3 24
$11.1M
Q2 24
$14.9M
Q1 24
$17.1M
Total Debt
FSEA
FSEA
VEEE
VEEE
Q4 25
$499.9K
Q3 25
$499.9K
Q2 25
$499.9K
Q1 25
$499.9K
Q4 24
$499.9K
Q3 24
$499.9K
Q2 24
$499.9K
Q1 24
$499.9K
Stockholders' Equity
FSEA
FSEA
VEEE
VEEE
Q4 25
$63.5M
$13.5M
Q3 25
$63.2M
$15.9M
Q2 25
$60.8M
$18.6M
Q1 25
$61.2M
$17.7M
Q4 24
$62.0M
$19.2M
Q3 24
$65.8M
$17.4M
Q2 24
$64.5M
$19.6M
Q1 24
$64.7M
$22.3M
Total Assets
FSEA
FSEA
VEEE
VEEE
Q4 25
$599.3M
$16.2M
Q3 25
$609.6M
$18.9M
Q2 25
$604.8M
$22.4M
Q1 25
$592.6M
$23.6M
Q4 24
$580.8M
$25.9M
Q3 24
$601.8M
$30.1M
Q2 24
$601.7M
$33.8M
Q1 24
$576.5M
$36.5M
Debt / Equity
FSEA
FSEA
VEEE
VEEE
Q4 25
0.04×
Q3 25
0.03×
Q2 25
0.03×
Q1 25
0.03×
Q4 24
0.03×
Q3 24
0.03×
Q2 24
0.03×
Q1 24
0.02×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FSEA
FSEA
VEEE
VEEE
Operating Cash FlowLast quarter
$449.0K
$-1.7M
Free Cash FlowOCF − Capex
$329.0K
$-1.9M
FCF MarginFCF / Revenue
8.1%
-62.5%
Capex IntensityCapex / Revenue
3.0%
4.6%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$1.4M
$-9.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FSEA
FSEA
VEEE
VEEE
Q4 25
$449.0K
$-1.7M
Q3 25
$661.0K
$-2.6M
Q2 25
$-151.0K
$-745.6K
Q1 25
$573.0K
$-1.7M
Q4 24
$-2.9M
$-2.3M
Q3 24
$289.0K
$-2.4M
Q2 24
$-1.4M
$-482.1K
Q1 24
$-70.0K
$-1.7M
Free Cash Flow
FSEA
FSEA
VEEE
VEEE
Q4 25
$329.0K
$-1.9M
Q3 25
$640.0K
$-3.1M
Q2 25
$-154.0K
$-1.5M
Q1 25
$542.0K
$-2.6M
Q4 24
$-3.3M
$-3.6M
Q3 24
$264.0K
$-3.7M
Q2 24
$-1.6M
$-2.2M
Q1 24
$-81.0K
$-3.7M
FCF Margin
FSEA
FSEA
VEEE
VEEE
Q4 25
8.1%
-62.5%
Q3 25
16.0%
-91.2%
Q2 25
-4.0%
-30.6%
Q1 25
15.4%
-71.0%
Q4 24
-99.0%
-192.8%
Q3 24
7.9%
-128.8%
Q2 24
-26.5%
-51.0%
Q1 24
-2.5%
-70.9%
Capex Intensity
FSEA
FSEA
VEEE
VEEE
Q4 25
3.0%
4.6%
Q3 25
0.5%
14.0%
Q2 25
0.1%
14.9%
Q1 25
0.9%
22.9%
Q4 24
11.0%
68.8%
Q3 24
0.7%
45.8%
Q2 24
2.8%
39.9%
Q1 24
0.3%
37.7%
Cash Conversion
FSEA
FSEA
VEEE
VEEE
Q4 25
Q3 25
1.69×
Q2 25
Q1 25
Q4 24
Q3 24
6.57×
Q2 24
-0.70×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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