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Side-by-side financial comparison of FULTON FINANCIAL CORP (FULT) and Wheels Up Experience Inc. (UP). Click either name above to swap in a different company.
FULTON FINANCIAL CORP is the larger business by last-quarter revenue ($336.2M vs $183.8M, roughly 1.8× Wheels Up Experience Inc.). FULTON FINANCIAL CORP runs the higher net margin — 28.2% vs -15.7%, a 43.9% gap on every dollar of revenue. On growth, FULTON FINANCIAL CORP posted the faster year-over-year revenue change (4.2% vs -10.2%). Over the past eight quarters, FULTON FINANCIAL CORP's revenue compounded faster (0.2% CAGR vs -3.4%).
Fulton Financial Corporation is an American regional financial services holding company, headquartered in Lancaster, Pennsylvania.
Wheels Up is a provider of "on demand" private aviation in the United States and one of the largest private aviation companies in the world. It was founded in 2013 by Kenny Dichter, using a membership/on-demand business model. Wheels Up members can book private aircraft from the company fleet and third-party operators using a mobile application.
FULT vs UP — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $336.2M | $183.8M |
| Net Profit | $94.8M | $-28.9M |
| Gross Margin | — | 14.3% |
| Operating Margin | — | -0.9% |
| Net Margin | 28.2% | -15.7% |
| Revenue YoY | 4.2% | -10.2% |
| Net Profit YoY | 1.9% | 67.0% |
| EPS (diluted) | $0.55 | $-0.04 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $336.2M | — | ||
| Q4 25 | $336.0M | $183.8M | ||
| Q3 25 | $334.6M | $185.5M | ||
| Q2 25 | $324.1M | $189.6M | ||
| Q1 25 | $318.4M | $177.5M | ||
| Q4 24 | $319.6M | $204.8M | ||
| Q3 24 | $317.7M | $193.9M | ||
| Q2 24 | $334.7M | $196.3M |
| Q1 26 | $94.8M | — | ||
| Q4 25 | $99.0M | $-28.9M | ||
| Q3 25 | $100.5M | $-83.7M | ||
| Q2 25 | $99.2M | $-82.3M | ||
| Q1 25 | $93.0M | $-99.3M | ||
| Q4 24 | $68.6M | $-87.5M | ||
| Q3 24 | $63.2M | $-57.7M | ||
| Q2 24 | $95.0M | $-97.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | 14.3% | ||
| Q3 25 | — | 6.8% | ||
| Q2 25 | — | 8.3% | ||
| Q1 25 | — | 10.8% | ||
| Q4 24 | — | 13.9% | ||
| Q3 24 | — | 13.9% | ||
| Q2 24 | — | 2.3% |
| Q1 26 | — | — | ||
| Q4 25 | 35.7% | -0.9% | ||
| Q3 25 | 38.2% | -33.1% | ||
| Q2 25 | 37.8% | -31.4% | ||
| Q1 25 | 36.1% | -45.5% | ||
| Q4 24 | 27.0% | -26.0% | ||
| Q3 24 | 25.1% | -21.6% | ||
| Q2 24 | 30.8% | -40.3% |
| Q1 26 | 28.2% | — | ||
| Q4 25 | 29.5% | -15.7% | ||
| Q3 25 | 30.0% | -45.1% | ||
| Q2 25 | 30.6% | -43.4% | ||
| Q1 25 | 29.2% | -55.9% | ||
| Q4 24 | 21.5% | -42.7% | ||
| Q3 24 | 19.9% | -29.8% | ||
| Q2 24 | 28.4% | -49.4% |
| Q1 26 | $0.55 | — | ||
| Q4 25 | $0.53 | $-0.04 | ||
| Q3 25 | $0.53 | $-0.12 | ||
| Q2 25 | $0.53 | $-0.12 | ||
| Q1 25 | $0.49 | $-0.14 | ||
| Q4 24 | $0.36 | $-0.13 | ||
| Q3 24 | $0.33 | $-0.08 | ||
| Q2 24 | $0.52 | $-0.14 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $133.9M |
| Total DebtLower is stronger | — | $671.3M |
| Stockholders' EquityBook value | $3.5B | $-392.1M |
| Total Assets | $32.2B | $968.8M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $133.9M | ||
| Q3 25 | — | $125.3M | ||
| Q2 25 | — | $107.0M | ||
| Q1 25 | — | $171.8M | ||
| Q4 24 | — | $216.4M | ||
| Q3 24 | — | $115.9M | ||
| Q2 24 | — | $141.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | $671.3M | ||
| Q3 25 | — | $766.5M | ||
| Q2 25 | — | $770.5M | ||
| Q1 25 | — | $765.8M | ||
| Q4 24 | — | $761.3M | ||
| Q3 24 | — | $596.9M | ||
| Q2 24 | — | $597.4M |
| Q1 26 | $3.5B | — | ||
| Q4 25 | $3.5B | $-392.1M | ||
| Q3 25 | $3.4B | $-374.5M | ||
| Q2 25 | $3.3B | $-347.8M | ||
| Q1 25 | $3.3B | $-288.1M | ||
| Q4 24 | $3.2B | $-202.1M | ||
| Q3 24 | $3.2B | $-117.7M | ||
| Q2 24 | $3.1B | $-72.2M |
| Q1 26 | $32.2B | — | ||
| Q4 25 | $32.1B | $968.8M | ||
| Q3 25 | $32.0B | $973.0M | ||
| Q2 25 | $32.0B | $1.0B | ||
| Q1 25 | $32.1B | $1.1B | ||
| Q4 24 | $32.1B | $1.2B | ||
| Q3 24 | $32.2B | $1.0B | ||
| Q2 24 | $31.8B | $1.1B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $-18.4M |
| Free Cash FlowOCF − Capex | — | $-58.3M |
| FCF MarginFCF / Revenue | — | -31.7% |
| Capex IntensityCapex / Revenue | — | 21.7% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-259.9M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $304.5M | $-18.4M | ||
| Q3 25 | $116.1M | $-37.1M | ||
| Q2 25 | $91.7M | $-62.9M | ||
| Q1 25 | $703.0K | $-47.9M | ||
| Q4 24 | $416.6M | $37.9M | ||
| Q3 24 | $-22.0M | $-16.9M | ||
| Q2 24 | $157.8M | $-25.2M |
| Q1 26 | — | — | ||
| Q4 25 | — | $-58.3M | ||
| Q3 25 | — | $-60.4M | ||
| Q2 25 | — | $-78.6M | ||
| Q1 25 | — | $-62.6M | ||
| Q4 24 | — | $-70.2M | ||
| Q3 24 | — | $-21.9M | ||
| Q2 24 | — | $-30.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | -31.7% | ||
| Q3 25 | — | -32.6% | ||
| Q2 25 | — | -41.5% | ||
| Q1 25 | — | -35.3% | ||
| Q4 24 | — | -34.3% | ||
| Q3 24 | — | -11.3% | ||
| Q2 24 | — | -15.7% |
| Q1 26 | — | — | ||
| Q4 25 | — | 21.7% | ||
| Q3 25 | — | 12.5% | ||
| Q2 25 | — | 8.3% | ||
| Q1 25 | — | 8.3% | ||
| Q4 24 | — | 52.8% | ||
| Q3 24 | — | 2.6% | ||
| Q2 24 | — | 2.9% |
| Q1 26 | — | — | ||
| Q4 25 | 3.08× | — | ||
| Q3 25 | 1.16× | — | ||
| Q2 25 | 0.92× | — | ||
| Q1 25 | 0.01× | — | ||
| Q4 24 | 6.07× | — | ||
| Q3 24 | -0.35× | — | ||
| Q2 24 | 1.66× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
