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Side-by-side financial comparison of FVCBankcorp, Inc. (FVCB) and Legacy Education Inc. (LGCY). Click either name above to swap in a different company.
Legacy Education Inc. is the larger business by last-quarter revenue ($19.2M vs $16.9M, roughly 1.1× FVCBankcorp, Inc.). On growth, FVCBankcorp, Inc. posted the faster year-over-year revenue change (4377.5% vs 40.7%). FVCBankcorp, Inc. produced more free cash flow last quarter ($23.8M vs $512.7K).
FVCBankcorp, Inc. is a Virginia-based U.S. bank holding company operating FVCbank, a community-focused financial institution. It provides a full range of personal and commercial banking products including deposit accounts, business and personal loans, mortgage services, and wealth management solutions, serving SMEs, professionals and individual consumers across the Mid-Atlantic region.
Legacy Education Inc. is a professional educational service provider focused on financial literacy, real estate investment, entrepreneurship, and personal wealth management training programs. It mainly serves individual learners across North America, Europe and select Asia-Pacific markets, offering both in-person workshops and online digital courses to help users build practical financial and business skills.
FVCB vs LGCY — Head-to-Head
Income Statement — Q4 FY2025 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $16.9M | $19.2M |
| Net Profit | — | $2.0M |
| Gross Margin | — | — |
| Operating Margin | 43.7% | 13.3% |
| Net Margin | — | 10.6% |
| Revenue YoY | 4377.5% | 40.7% |
| Net Profit YoY | — | 46.0% |
| EPS (diluted) | $0.31 | $0.15 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $16.9M | $19.2M | ||
| Q3 25 | $416.0K | $19.4M | ||
| Q2 25 | $15.8M | $18.0M | ||
| Q1 25 | $382.0K | $18.6M | ||
| Q4 24 | $378.0K | $13.6M | ||
| Q3 24 | $412.0K | $14.0M | ||
| Q2 24 | $415.0K | — | ||
| Q1 24 | $359.0K | — |
| Q4 25 | — | $2.0M | ||
| Q3 25 | $5.6M | $2.2M | ||
| Q2 25 | $5.7M | $1.2M | ||
| Q1 25 | $5.2M | $2.8M | ||
| Q4 24 | — | $1.4M | ||
| Q3 24 | $4.7M | $2.1M | ||
| Q2 24 | $4.2M | — | ||
| Q1 24 | $1.3M | — |
| Q4 25 | 43.7% | 13.3% | ||
| Q3 25 | — | 13.9% | ||
| Q2 25 | 45.9% | 11.1% | ||
| Q1 25 | — | 19.7% | ||
| Q4 24 | — | 12.2% | ||
| Q3 24 | — | 19.1% | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | — | 10.6% | ||
| Q3 25 | 1341.1% | 11.3% | ||
| Q2 25 | 36.0% | 6.8% | ||
| Q1 25 | 1352.1% | 15.2% | ||
| Q4 24 | — | 10.3% | ||
| Q3 24 | 1133.3% | 14.9% | ||
| Q2 24 | 1001.2% | — | ||
| Q1 24 | 373.3% | — |
| Q4 25 | $0.31 | $0.15 | ||
| Q3 25 | $0.31 | $0.16 | ||
| Q2 25 | $0.31 | $0.07 | ||
| Q1 25 | $0.28 | $0.21 | ||
| Q4 24 | $0.27 | $0.10 | ||
| Q3 24 | $0.25 | $0.21 | ||
| Q2 24 | $0.23 | — | ||
| Q1 24 | $0.07 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $21.1M |
| Total DebtLower is stronger | — | $660.3K |
| Stockholders' EquityBook value | $253.6M | $46.1M |
| Total Assets | $2.3B | $73.1M |
| Debt / EquityLower = less leverage | — | 0.01× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $21.1M | ||
| Q3 25 | — | $20.6M | ||
| Q2 25 | — | $20.3M | ||
| Q1 25 | — | $17.3M | ||
| Q4 24 | — | $16.9M | ||
| Q3 24 | — | $21.5M | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | — | $660.3K | ||
| Q3 25 | — | $776.9K | ||
| Q2 25 | — | $1.4M | ||
| Q1 25 | — | $1.0M | ||
| Q4 24 | — | $1.1M | ||
| Q3 24 | — | $758.2K | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $253.6M | $46.1M | ||
| Q3 25 | $249.8M | $43.7M | ||
| Q2 25 | $243.2M | $41.0M | ||
| Q1 25 | $242.3M | $39.3M | ||
| Q4 24 | $235.4M | $36.4M | ||
| Q3 24 | $230.8M | $32.6M | ||
| Q2 24 | $226.5M | — | ||
| Q1 24 | $220.7M | — |
| Q4 25 | $2.3B | $73.1M | ||
| Q3 25 | $2.3B | $72.1M | ||
| Q2 25 | $2.2B | $69.2M | ||
| Q1 25 | $2.2B | $67.1M | ||
| Q4 24 | $2.2B | $62.1M | ||
| Q3 24 | $2.3B | $50.6M | ||
| Q2 24 | $2.3B | — | ||
| Q1 24 | $2.2B | — |
| Q4 25 | — | 0.01× | ||
| Q3 25 | — | 0.02× | ||
| Q2 25 | — | 0.03× | ||
| Q1 25 | — | 0.03× | ||
| Q4 24 | — | 0.03× | ||
| Q3 24 | — | 0.02× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $23.9M | $1.1M |
| Free Cash FlowOCF − Capex | $23.8M | $512.7K |
| FCF MarginFCF / Revenue | 140.7% | 2.7% |
| Capex IntensityCapex / Revenue | 0.3% | 2.8% |
| Cash ConversionOCF / Net Profit | — | 0.52× |
| TTM Free Cash FlowTrailing 4 quarters | $40.0M | $4.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $23.9M | $1.1M | ||
| Q3 25 | $7.6M | $1.1M | ||
| Q2 25 | $3.3M | $3.0M | ||
| Q1 25 | $5.4M | $918.7K | ||
| Q4 24 | $18.2M | $659.0K | ||
| Q3 24 | $4.7M | $3.2M | ||
| Q2 24 | $1.6M | — | ||
| Q1 24 | $7.2M | — |
| Q4 25 | $23.8M | $512.7K | ||
| Q3 25 | $7.6M | $809.7K | ||
| Q2 25 | $3.3M | $2.9M | ||
| Q1 25 | $5.4M | $596.6K | ||
| Q4 24 | $18.1M | $466.8K | ||
| Q3 24 | $4.6M | $2.9M | ||
| Q2 24 | $1.5M | — | ||
| Q1 24 | $7.1M | — |
| Q4 25 | 140.7% | 2.7% | ||
| Q3 25 | 1818.0% | 4.2% | ||
| Q2 25 | 20.8% | 16.2% | ||
| Q1 25 | 1413.6% | 3.2% | ||
| Q4 24 | 4786.0% | 3.4% | ||
| Q3 24 | 1121.8% | 21.1% | ||
| Q2 24 | 361.2% | — | ||
| Q1 24 | 1988.3% | — |
| Q4 25 | 0.3% | 2.8% | ||
| Q3 25 | 0.2% | 1.3% | ||
| Q2 25 | 0.1% | 0.5% | ||
| Q1 25 | 4.2% | 1.7% | ||
| Q4 24 | 37.3% | 1.4% | ||
| Q3 24 | 14.1% | 1.7% | ||
| Q2 24 | 12.8% | — | ||
| Q1 24 | 3.9% | — |
| Q4 25 | — | 0.52× | ||
| Q3 25 | 1.36× | 0.48× | ||
| Q2 25 | 0.58× | 2.45× | ||
| Q1 25 | 1.05× | 0.33× | ||
| Q4 24 | — | 0.47× | ||
| Q3 24 | 1.00× | 1.52× | ||
| Q2 24 | 0.37× | — | ||
| Q1 24 | 5.34× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
