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Side-by-side financial comparison of FVCBankcorp, Inc. (FVCB) and Marti Technologies, Inc. (MRT). Click either name above to swap in a different company.

FVCBankcorp, Inc. is the larger business by last-quarter revenue ($16.9M vs $14.6M, roughly 1.2× Marti Technologies, Inc.). On growth, FVCBankcorp, Inc. posted the faster year-over-year revenue change (4377.5% vs 63.1%).

FVCBankcorp, Inc. is a Virginia-based U.S. bank holding company operating FVCbank, a community-focused financial institution. It provides a full range of personal and commercial banking products including deposit accounts, business and personal loans, mortgage services, and wealth management solutions, serving SMEs, professionals and individual consumers across the Mid-Atlantic region.

The Marti Group is a Swiss construction company, consisting of over 80 subsidiaries, officially owned by Marti Holding AG. Besides Switzerland, they are active in neighboring countries such as Germany and Austria, and also outside of Europe such as China and Chile. The company is known for high-profile public and private sector projects and using innovative technologies. Their areas of expertise include building construction, construction and renovation of tunnels, road construction, hydrauli...

FVCB vs MRT — Head-to-Head

Bigger by revenue
FVCB
FVCB
1.2× larger
FVCB
$16.9M
$14.6M
MRT
Growing faster (revenue YoY)
FVCB
FVCB
+4314.5% gap
FVCB
4377.5%
63.1%
MRT

Income Statement — Q4 FY2025 vs Q2 FY2025

Metric
FVCB
FVCB
MRT
MRT
Revenue
$16.9M
$14.6M
Net Profit
Gross Margin
49.4%
Operating Margin
43.7%
-86.1%
Net Margin
Revenue YoY
4377.5%
63.1%
Net Profit YoY
EPS (diluted)
$0.31
$-0.26

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FVCB
FVCB
MRT
MRT
Q4 25
$16.9M
Q3 25
$416.0K
Q2 25
$15.8M
$14.6M
Q1 25
$382.0K
Q4 24
$378.0K
Q3 24
$412.0K
Q2 24
$415.0K
$8.9M
Q1 24
$359.0K
Net Profit
FVCB
FVCB
MRT
MRT
Q4 25
Q3 25
$5.6M
Q2 25
$5.7M
Q1 25
$5.2M
Q4 24
Q3 24
$4.7M
Q2 24
$4.2M
Q1 24
$1.3M
Gross Margin
FVCB
FVCB
MRT
MRT
Q4 25
Q3 25
Q2 25
49.4%
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
FVCB
FVCB
MRT
MRT
Q4 25
43.7%
Q3 25
Q2 25
45.9%
-86.1%
Q1 25
Q4 24
Q3 24
Q2 24
-204.1%
Q1 24
Net Margin
FVCB
FVCB
MRT
MRT
Q4 25
Q3 25
1341.1%
Q2 25
36.0%
Q1 25
1352.1%
Q4 24
Q3 24
1133.3%
Q2 24
1001.2%
Q1 24
373.3%
EPS (diluted)
FVCB
FVCB
MRT
MRT
Q4 25
$0.31
Q3 25
$0.31
Q2 25
$0.31
$-0.26
Q1 25
$0.28
Q4 24
$0.27
Q3 24
$0.25
Q2 24
$0.23
$-0.38
Q1 24
$0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FVCB
FVCB
MRT
MRT
Cash + ST InvestmentsLiquidity on hand
$4.2M
Total DebtLower is stronger
$83.0M
Stockholders' EquityBook value
$253.6M
$-73.2M
Total Assets
$2.3B
$17.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FVCB
FVCB
MRT
MRT
Q4 25
Q3 25
Q2 25
$4.2M
Q1 25
Q4 24
Q3 24
Q2 24
$9.0M
Q1 24
Total Debt
FVCB
FVCB
MRT
MRT
Q4 25
Q3 25
Q2 25
$83.0M
Q1 25
Q4 24
Q3 24
Q2 24
$60.2M
Q1 24
Stockholders' Equity
FVCB
FVCB
MRT
MRT
Q4 25
$253.6M
Q3 25
$249.8M
Q2 25
$243.2M
$-73.2M
Q1 25
$242.3M
Q4 24
$235.4M
Q3 24
$230.8M
Q2 24
$226.5M
$-51.2M
Q1 24
$220.7M
Total Assets
FVCB
FVCB
MRT
MRT
Q4 25
$2.3B
Q3 25
$2.3B
Q2 25
$2.2B
$17.2M
Q1 25
$2.2B
Q4 24
$2.2B
Q3 24
$2.3B
Q2 24
$2.3B
$25.0M
Q1 24
$2.2B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FVCB
FVCB
MRT
MRT
Operating Cash FlowLast quarter
$23.9M
Free Cash FlowOCF − Capex
$23.8M
FCF MarginFCF / Revenue
140.7%
Capex IntensityCapex / Revenue
0.3%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$40.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FVCB
FVCB
MRT
MRT
Q4 25
$23.9M
Q3 25
$7.6M
Q2 25
$3.3M
Q1 25
$5.4M
Q4 24
$18.2M
Q3 24
$4.7M
Q2 24
$1.6M
Q1 24
$7.2M
Free Cash Flow
FVCB
FVCB
MRT
MRT
Q4 25
$23.8M
Q3 25
$7.6M
Q2 25
$3.3M
Q1 25
$5.4M
Q4 24
$18.1M
Q3 24
$4.6M
Q2 24
$1.5M
Q1 24
$7.1M
FCF Margin
FVCB
FVCB
MRT
MRT
Q4 25
140.7%
Q3 25
1818.0%
Q2 25
20.8%
Q1 25
1413.6%
Q4 24
4786.0%
Q3 24
1121.8%
Q2 24
361.2%
Q1 24
1988.3%
Capex Intensity
FVCB
FVCB
MRT
MRT
Q4 25
0.3%
Q3 25
0.2%
Q2 25
0.1%
Q1 25
4.2%
Q4 24
37.3%
Q3 24
14.1%
Q2 24
12.8%
Q1 24
3.9%
Cash Conversion
FVCB
FVCB
MRT
MRT
Q4 25
Q3 25
1.36×
Q2 25
0.58×
Q1 25
1.05×
Q4 24
Q3 24
1.00×
Q2 24
0.37×
Q1 24
5.34×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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