vs

Side-by-side financial comparison of Fiverr International Ltd. (FVRR) and PRA GROUP INC (PRAA). Click either name above to swap in a different company.

PRA GROUP INC is the larger business by last-quarter revenue ($333.4M vs $287.8M, roughly 1.2× Fiverr International Ltd.). PRA GROUP INC runs the higher net margin — 17.0% vs 1.9%, a 15.1% gap on every dollar of revenue. Fiverr International Ltd. produced more free cash flow last quarter ($52.1M vs $-90.4M). Over the past eight quarters, Fiverr International Ltd.'s revenue compounded faster (29.5% CAGR vs 14.2%).

Fiverr International Ltd. operates a global online freelance services marketplace connecting businesses and independent creators across over 160 countries. It offers services covering digital marketing, graphic design, programming, writing, video editing, and other professional fields, catering to SMEs, startups, and enterprise clients needing flexible on-demand talent solutions.

PRA Group, Inc. is a publicly traded debt buyer and debt collection company based in Norfolk, Virginia. The company buys delinquent consumer debt from credit card issuers and other financial institutions at a discount and pursues collection of the full debt owed. Founded in 1996, PRA Group employs more than 3200 people in 18 countries.

FVRR vs PRAA — Head-to-Head

Bigger by revenue
PRAA
PRAA
1.2× larger
PRAA
$333.4M
$287.8M
FVRR
Higher net margin
PRAA
PRAA
15.1% more per $
PRAA
17.0%
1.9%
FVRR
More free cash flow
FVRR
FVRR
$142.4M more FCF
FVRR
$52.1M
$-90.4M
PRAA
Faster 2-yr revenue CAGR
FVRR
FVRR
Annualised
FVRR
29.5%
14.2%
PRAA

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
FVRR
FVRR
PRAA
PRAA
Revenue
$287.8M
$333.4M
Net Profit
$5.4M
$56.5M
Gross Margin
82.5%
Operating Margin
-3.5%
37.7%
Net Margin
1.9%
17.0%
Revenue YoY
13.7%
Net Profit YoY
206.3%
EPS (diluted)
$1.47

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FVRR
FVRR
PRAA
PRAA
Q4 25
$333.4M
Q3 25
$287.8M
$311.1M
Q2 25
$188.2M
$287.7M
Q1 25
$93.5M
$269.6M
Q4 24
$293.2M
Q3 24
$269.9M
$281.5M
Q2 24
$177.3M
$284.2M
Q1 24
$88.0M
$255.6M
Net Profit
FVRR
FVRR
PRAA
PRAA
Q4 25
$56.5M
Q3 25
$5.4M
$-407.7M
Q2 25
$4.1M
$42.4M
Q1 25
$788.0K
$3.7M
Q4 24
$18.5M
Q3 24
$-1.0M
$27.2M
Q2 24
$-4.0M
$21.5M
Q1 24
$-4.3M
$3.5M
Gross Margin
FVRR
FVRR
PRAA
PRAA
Q4 25
Q3 25
82.5%
Q2 25
83.3%
Q1 25
83.5%
Q4 24
Q3 24
82.8%
Q2 24
82.4%
Q1 24
82.2%
Operating Margin
FVRR
FVRR
PRAA
PRAA
Q4 25
37.7%
Q3 25
-3.5%
-101.4%
Q2 25
-3.4%
29.6%
Q1 25
-4.4%
27.7%
Q4 24
32.1%
Q3 24
-5.0%
32.0%
Q2 24
-6.3%
31.4%
Q1 24
-8.1%
26.0%
Net Margin
FVRR
FVRR
PRAA
PRAA
Q4 25
17.0%
Q3 25
1.9%
-131.0%
Q2 25
2.2%
14.7%
Q1 25
0.8%
1.4%
Q4 24
6.3%
Q3 24
-0.4%
9.6%
Q2 24
-2.3%
7.6%
Q1 24
-4.9%
1.4%
EPS (diluted)
FVRR
FVRR
PRAA
PRAA
Q4 25
$1.47
Q3 25
$-10.43
Q2 25
$1.08
Q1 25
$0.09
Q4 24
$0.47
Q3 24
$0.69
Q2 24
$0.54
Q1 24
$0.09

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FVRR
FVRR
PRAA
PRAA
Cash + ST InvestmentsLiquidity on hand
$133.5M
$104.4M
Total DebtLower is stronger
Stockholders' EquityBook value
$362.6M
$979.9M
Total Assets
$1.1B
$5.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FVRR
FVRR
PRAA
PRAA
Q4 25
$104.4M
Q3 25
$133.5M
$107.5M
Q2 25
$578.4M
$131.6M
Q1 25
$133.5M
$128.7M
Q4 24
$105.9M
Q3 24
$183.7M
$141.1M
Q2 24
$183.7M
$118.9M
Q1 24
$183.7M
$108.1M
Stockholders' Equity
FVRR
FVRR
PRAA
PRAA
Q4 25
$979.9M
Q3 25
$362.6M
$928.5M
Q2 25
$404.9M
$1.3B
Q1 25
$362.6M
$1.2B
Q4 24
$1.1B
Q3 24
$355.8M
$1.2B
Q2 24
$355.8M
$1.1B
Q1 24
$355.8M
$1.1B
Total Assets
FVRR
FVRR
PRAA
PRAA
Q4 25
$5.1B
Q3 25
$1.1B
$5.0B
Q2 25
$1.1B
$5.4B
Q1 25
$1.1B
$5.1B
Q4 24
$4.9B
Q3 24
$1.0B
$4.9B
Q2 24
$1.0B
$4.7B
Q1 24
$1.0B
$4.5B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FVRR
FVRR
PRAA
PRAA
Operating Cash FlowLast quarter
$53.0M
$-85.5M
Free Cash FlowOCF − Capex
$52.1M
$-90.4M
FCF MarginFCF / Revenue
18.1%
-27.1%
Capex IntensityCapex / Revenue
0.3%
1.4%
Cash ConversionOCF / Net Profit
9.81×
-1.51×
TTM Free Cash FlowTrailing 4 quarters
$124.9M
$-169.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FVRR
FVRR
PRAA
PRAA
Q4 25
$-85.5M
Q3 25
$53.0M
$-10.1M
Q2 25
$42.2M
$-12.9M
Q1 25
$21.2M
$-52.6M
Q4 24
$-94.6M
Q3 24
$10.9M
$-35.0M
Q2 24
$32.2M
$-29.5M
Q1 24
$21.2M
$-73.0M
Free Cash Flow
FVRR
FVRR
PRAA
PRAA
Q4 25
$-90.4M
Q3 25
$52.1M
$-11.3M
Q2 25
$41.5M
$-14.2M
Q1 25
$20.8M
$-53.5M
Q4 24
$-98.6M
Q3 24
$10.6M
$-36.1M
Q2 24
$31.5M
$-30.8M
Q1 24
$20.8M
$-73.5M
FCF Margin
FVRR
FVRR
PRAA
PRAA
Q4 25
-27.1%
Q3 25
18.1%
-3.6%
Q2 25
22.0%
-4.9%
Q1 25
22.3%
-19.8%
Q4 24
-33.6%
Q3 24
3.9%
-12.8%
Q2 24
17.8%
-10.8%
Q1 24
23.7%
-28.8%
Capex Intensity
FVRR
FVRR
PRAA
PRAA
Q4 25
1.4%
Q3 25
0.3%
0.4%
Q2 25
0.4%
0.4%
Q1 25
0.4%
0.3%
Q4 24
1.4%
Q3 24
0.1%
0.4%
Q2 24
0.4%
0.5%
Q1 24
0.4%
0.2%
Cash Conversion
FVRR
FVRR
PRAA
PRAA
Q4 25
-1.51×
Q3 25
9.81×
Q2 25
10.40×
-0.30×
Q1 25
26.90×
-14.37×
Q4 24
-5.13×
Q3 24
-1.29×
Q2 24
-1.37×
Q1 24
-21.01×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FVRR
FVRR

Segment breakdown not available.

PRAA
PRAA

GB$170.1M51%
Other$163.3M49%

Related Comparisons